STRUQTO
ActiveSummary
The computed 12-month bankruptcy probability of STRUQTO is 2.5% (moderate). The 2025 annual accounts show equity of €15k and a net result of €-48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-4
Solvency26▼-73
Growth78=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.56 against 3.87 in 2024; short-term debt: 64% and cash: 1.4% of total assets), but 98.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.4%
Return on assets
-4.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
192021232425
2019 to 2025 · latest year €-48k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
21 d early
2024
31 d early
2023
21 d early
2022
302 d late
2021
352 d late
2020
92 d late
2019
47 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€15k▼ 91.0%
2024 · €163k
2019: €-518k
2020: €-844k
2021: €-838k
2023: €166k
2024: €163k
2019 → 2025
Total assets
€1.03M▲ 372%
2024 · €219k
2019: €28k
2020: €121k
2021: €34k
2023: €230k
2024: €219k
2019 → 2025
Net result
€-48k▼ 1,485%
2024 · €-3k
2019: €-524k
2020: €-326k
2021: €5k
2023: €859k
2024: €-3k
2019 → 2025
Working capital
€373k▲ 129%
2024 · €162k
2019: €-418k
2020: €-218k
2021: €-190k
2023: €166k
2024: €162k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€-844k-€-838k▲ 0.6%€166k€163k▼ 1.8%€15k▼ 91.0%
Operating result€-319k-€11k€937k▲ 8,603%€-12k€-20k▼ 63.7%
Net result€-326k-€5k€859k▲ 15,864%€-3k€-48k▼ 1,485%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €12k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.03M
Equity
€15k ▼ 91.0%
Debt
€1.02M ▲ 1,703%
Debt's share of the balance-sheet total rises from 25.8% to 98.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-20k▼
2024 · €-12k
Cash flow
€-48k▼
2024 · €-3k
Current ratio
1.56▼
2024 · 3.87
Quick ratio
0.11▼
2024 · 3.87
Debt to equity
69.73▲
2024 · 0.35
ROE
-327.7%▼
2024 · -1.9%
ROA
-4.6%▼
2024 · -1.4%
Interest coverage
-0.76▲
2024 · -16.49
Debt ≤ 1 year
€662k▲
2024 · €57k
Debt > 1 year
€349k
Income taxes
€2k▲
2024 · €399
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€219k€1.03M▲
Fixed assets21/28€152€0▼
Tangible fixed assets22/27€152€0▼
Furniture and vehicles24€152€0▼
Current assets29/58€219k€1.03M▲
Stocks and contracts in progress3-€963k
Stocks30/36-€963k
Amounts receivable within one year40/41€125k€57k▼
Trade receivables40€0€57k▲
Other amounts receivable41€125k€0▼
Cash at bank and in hand54/58€94k€15k▼
Deferred charges and accrued income490/1-€424
Equity and liabilities
Total equity and liabilities10/49€219k€1.03M▲
Equity10/15€163k€15k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€156k€8k▼
Amounts payable17/49€57k€1.02M▲
Amounts payable after more than one year17-€349k
Financial debts170/4-€349k
Amounts payable within one year42/48€57k€662k▲
Financial debts43-€640k
Credit institutions430/8-€640k
Trade debts44€165€18k▲
Suppliers440/4€165€18k▲
Taxes, remuneration and social security45€56k€300▼
Taxes450/3€56k€300▼
Other amounts payable47/48€0€4k▲
Accrued charges and deferred income492/3€0€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220€152▼
Other operating charges640/8€505€6k▲
Gross operating margin9900€-12k€-14k▼
Operating profit (loss)9901€-12k€-20k▼
Financial income75/76B€10k€0▼
Recurring financial income75€10k€0▼
Financial charges65/66B€733€26k▲
Recurring financial charges65€733€26k▲
Profit (loss) for the period before taxes9903€-3k€-46k▼
Income taxes67/77€399€2k▲
Profit (loss) for the period9904€-3k€-48k▼
Profit (loss) for the period to be appropriated9905€-3k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€156k€108k▼
Profit (loss) brought forward from the previous period14P€159k€156k▼
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
28-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 302 days late
2023
31-12
Financial
Highest result since 2019net €859k ▲15,864%
Operating result €937k, net result €859k, both a record.
31-12
Financial
Liquidity times 53current ratio 3.59
Current ratio from 0.07 to 3.59; short-term debt falls from €204k to €64k.
31-12
Financial
Equity above €150kEq €166k
2 profitable years in a row build equity to €166k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 352 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2018
Ground area
2,715 m²
Building footprint
243 m²
Volume, LiDAR
4,669 m³
Parcel 11041C0320/00Z003, Flanders · tallest building 25.8 m, ±7 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
STRUQTO
since 20182.283.575.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0320/00Z003 | Flanders | 2,715 m² | 1 · 243 m² | 25.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2018
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.