STRUCTOMAR
ActiveSTRUCTOMAR has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293k and a net result of €49k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-13
Solvency100▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 6.72 against 3.47 in 2024; short-term debt: 14.6% and cash: 2.1% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€293k▲ 20.0%
2024 · €245k
2023: €147k
2024: €245k
2023 → 2025
Total assets
€344k▲ 1.1%
2024 · €340k
2023: €219k
2024: €340k
2023 → 2025
Net result
€49k▼ 50.0%
2024 · €98k
2023: €145k
2024: €98k
2023 → 2025
Working capital
€288k▲ 23.3%
2024 · €233k
2023: €132k
2024: €233k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€147k-€245k▲ 66.4%€293k▲ 20.0%
Operating result€207k-€125k▼ 39.3%€56k▼ 55.3%
Net result€145k-€98k▼ 32.7%€49k▼ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€6k▼ 52.2%
Current assets
€338k▲ 3.1%
Equity and liabilities €344k
Equity
€293k▲ 20.0%
Debt
€50k▼ 47.3%
The debt ratio falls from 28.1% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▼
2024 · €131k
Cash flow
€55k▼
2024 · €103k
Solvency
85.4%▲
2024 · 71.9%
Current ratio
6.72▲
2024 · 3.47
Quick ratio
6.72▲
2024 · 3.47
Debt / equity
0.17▼
2024 · 0.39
ROE
16.6%▼
2024 · 39.9%
ROA
14.2%▼
2024 · 28.7%
Interest coverage
173.65▼
2024 · 211458.44
Debt
€50k▼
2024 · €95k
Debt ≤ 1 year
€50k▼
2024 · €95k
Income taxes
€14k▼
2024 · €29k
Staff costs
€25k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€340k€344k▲
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Furniture and vehicles24€12k€6k▼
Current assets29/58€328k€338k▲
Amounts receivable after more than one year29-€285k
Other amounts receivable291-€285k
Amounts receivable within one year40/41€317k€46k▼
Trade receivables40€192k€16k▼
Other amounts receivable41€126k€29k▼
Cash at bank and in hand54/58€10k€7k▼
Deferred charges and accrued income490/1€308-
Equity and liabilities
Total equity and liabilities10/49€340k€344k▲
Equity10/15€245k€293k▲
Contributions10/11€2k€2k=
Reserves13€145k€145k=
Distributable reserves133€145k€145k=
Profit (loss) carried forward14€98k€146k▲
Amounts payable17/49€95k€50k▼
Amounts payable within one year42/48€95k€50k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€93k€48k▼
Taxes450/3€91k€44k▼
Remuneration and social security454/9€2k€4k▲
Accrued charges and deferred income492/3€812-
Income statement
Code20242025
Remuneration, social security and pensions62€18k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€30k
Other operating charges640/8€2k€1k▼
Gross operating margin9900€150k€119k▼
Operating profit (loss)9901€125k€56k▼
Financial income75/76B€807€7k▲
Recurring financial income75€807€7k▲
Financial charges65/66B€1€359▲
Recurring financial charges65€1€359▲
Profit (loss) for the period before taxes9903€126k€63k▼
Income taxes67/77€29k€14k▼
Profit (loss) for the period9904€98k€49k▼
Profit (loss) for the period to be appropriated9905€98k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€146k▲
Profit (loss) brought forward from the previous period14P-€98k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €49k ▼50%
Net result drops to €49k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €245k ▲66.4%
2 profitable years in a row build equity to €245k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Ground area
389 m²
Building footprint
102 m²
Volume, LiDAR
592 m³
Parcel 71052B0504/00K006, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STRUCTOMAR
since 20232.347.872.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052B0504/00K006 | Flanders | 389 m² | 1 · 102 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 4,893 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2023
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.