Structic
ActiveSummary
Structic has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,577 and a net result of €74,616. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 20% of 9,666 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-03-2022 Normal situation
- Activity
- Other business support services NACE 82990and 1 other
- Establishment unit
- 2.328.482.822 2390 Malle, since 03-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 16-10-2025
Board and ownership
- FAES TomDirector · since 03-03-2022
- FAES Tomfounderact of 07-03-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €97,290
- ▲ 18.1%
- Turnover
- ≈ €200,000
- estimated
- Profit
- €74,616
- ▲ 22.5%
- Equity
- €9,577
- ▼ 88.5%
- Total assets
- €92,255
- ▼ 73.1%
Score breakdownraises riskEquity €9,577 (10.4% of total assets)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 1.03, cash €41,273, halvedSize: total assets €92,255Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 21% of them on solvency, 40% on liquidity, 87% on profitability and 6% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 33 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 22-06-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is 24% higher than in 2024 and the highest since 2022. It is the third rise in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €20,000 | - | €3,136 | €5,560 |
| Depreciation and write-downs of the year | €5,096 | €6,667 | €6,781 | €3,002 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,096 | €6,667 | €6,781 | €3,002 | ▼ 55.7% |
| Other operating charges640/8 | €590 | €323 | €497 | €880 | ▲ 77.0% |
| Gross operating margin9900 | €13,170 | €24,995 | €82,354 | €97,290 | ▲ 18.1% |
| Operating profit (loss)9901 | €7,484 | €18,006 | €75,075 | €93,408 | ▲ 24.4% |
| Financial income75/76B | €52 | €62 | €1,380 | €336 | ▼ 75.6% |
| Recurring financial income75 | €52 | €62 | €1,380 | €336 | ▼ 75.6% |
| Financial charges65/66B | €26 | €39 | €35 | €40 | ▲ 15.7% |
| Recurring financial charges65 | €26 | €39 | €35 | €40 | ▲ 15.7% |
| Profit (loss) for the period before taxes9903 | €7,510 | €18,029 | €76,420 | €93,703 | ▲ 22.6% |
| Income taxes67/77 | €2,132 | €4,057 | €15,519 | €19,087 | ▲ 23.0% |
| Profit (loss) for the period9904 | €5,377 | €13,972 | €60,901 | €74,616 | ▲ 22.5% |
| Profit (loss) for the period to be appropriated9905 | €5,377 | €13,972 | €60,901 | €74,616 | ▲ 22.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €255,280 | €279,376 | €343,516 | €92,255 | ▼ 73.1% |
| Fixed assets21/28 | €14,904 | €8,237 | €4,593 | €7,150 | ▲ 55.7% |
| Tangible fixed assets22/27 | €14,904 | €8,237 | €4,593 | €7,150 | ▲ 55.7% |
| Plant, machinery and equipment23 | - | - | €1,462 | €1,162 | ▼ 20.5% |
| Furniture and vehicles24 | €14,904 | €8,237 | €3,130 | €5,988 | ▲ 91.3% |
| Current assets29/58 | €240,375 | €271,139 | €338,923 | €85,105 | ▼ 74.9% |
| Stocks and contracts in progress3 | €223,022 | - | - | €26,000 | - |
| Stocks30/36 | €223,022 | - | - | €26,000 | - |
| Amounts receivable within one year40/41 | - | €7,613 | €13,265 | €15,820 | ▲ 19.3% |
| Trade receivables40 | - | €7,613 | €12,705 | €15,246 | ▲ 20.0% |
| Other amounts receivable41 | - | - | €560 | €574 | ▲ 2.5% |
| Cash at bank and in hand54/58 | €15,622 | €261,639 | €323,690 | €41,273 | ▼ 87.2% |
| Deferred charges and accrued income490/1 | €1,731 | €1,886 | €1,968 | €2,012 | ▲ 2.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €255,280 | €279,376 | €343,516 | €92,255 | ▼ 73.1% |
| Equity10/15 | €9,577 | €22,716 | €83,617 | €9,577 | ▼ 88.5% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €4,577 | €17,716 | €78,617 | €4,577 | ▼ 94.2% |
| Distributable reserves133 | €4,577 | €17,716 | €78,617 | €4,577 | ▼ 94.2% |
| Amounts payable17/49 | €245,702 | €256,660 | €259,898 | €82,678 | ▼ 68.2% |
| Amounts payable within one year42/48 | €245,589 | €256,660 | €259,898 | €82,587 | ▼ 68.2% |
| Trade debts44 | €97 | €291 | €520 | €932 | ▲ 79.2% |
| Suppliers440/4 | €97 | €291 | €520 | €932 | ▲ 79.2% |
| Advances received on contracts in progress46 | - | - | - | €37 | - |
| Taxes, remuneration and social security45 | €4,961 | €5,805 | €9,647 | €7,001 | ▼ 27.4% |
| Taxes450/3 | €4,961 | €5,805 | €9,647 | €7,001 | ▼ 27.4% |
| Other amounts payable47/48 | €240,532 | €250,565 | €249,732 | €74,616 | ▼ 70.1% |
| Accrued charges and deferred income492/3 | €113 | - | - | €91 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,377 | €13,972 | €60,901 | €74,616 | ▲ 22.5% |
| + Depreciation and write-downs630 | €5,096 | €6,667 | €6,781 | €3,002 | ▼ 55.7% |
| Operating cash flow (approximation) | €10,473 | €20,638 | €67,683 | €77,619 | ▲ 14.7% |
| Investment in fixed assets (approximation) | - | €0 | -€3,136 | -€5,560 | ▼ 77.3% |
| Change in cash | - | €246,017 | €62,051 | -€282,417 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as Structic has now. Two years later, 94.4% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Structic itself is lower: 0.2% within 12 months. It rests on far more data about Structic than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Structic. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- FAES Tom sole founder · 100% at incorporation
Capital transactions
- 07-03-2022 Incorporation · €5,000 · 5,000 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
Articles of association, deed of 07-03-2022 (in Dutch)
Network & group
Structic shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Structic. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
07-03
Gazette deed
IncorporationFounding capital of €5,000, 5,000 shares · Founder: FAES Tom · Appointment: FAES Tom (statutory director)4 points ▸
- Incorporation, 03-03-2022
- Founder, FAES Tom
- Founding capital, €5,000, 5,000 shares
- Director appointment, FAES Tom (statutory director)
- The act holds 3 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
12 activities
- De vervaardiging,montage en onderhoud van buiten- en binnen schrijnwerk van onder meer hout,kunststof of metaal,zoals onder meer deuren,vensters,kozijnen,trappen,muurkasten,meubels,inbouwkeuken en winkelinrichtingen
- De vervaardiging,montage en onderhoud van al dan niet verplaatsbare tussenwanden,de bekleding van onder meer wanden en plafonds in hout,kunststof of metaal
- De vervaardiging,montage en onderhoud van vloerbedekking van hout of andere materialen
- De aan- en verkoop,im- en export van alle buiten- en binnen schrijnwerk,alsook van handgemaakte meubels
- Het uitvoeren van alle mogelijke laswerken
- Het uitvoeren van alle mogelijke elektriciteitswerken,elektrotechnische werken en domotica,zowel industrieel als woningbouw als huishoudelijk in de meest ruime zin
- Groot- en kleinhandel in bouwproducten en -materialen,allerhande houtproducten,ijzerwaren,gereedschap en toebehoren
- Zij mag alle werken in onroerende staat uitvoeren,omvattende onder meer algemene bouwkundige en civieltechnische werken,grondwerken,slopingswerken,plaatsen van vloeren en wandtegels,het leggen van chapes en betonvloeren,het restaureren,reinigen en wassen van gebouwen,optrekken van gebouwen,het plaatsen van tussenwanden van gipsplaten,stukadoorswerken,voegwerken,sanitaire werken,loodgieterij en dakdekken,het isoleren van woningen of appartementen,arduin en marmerwerken en diverse werkzaamheden zoals het toezien of leiden van bouw- en herstellingswerkzaamheden en dergelijke meer in de meeste ruime zin zonder enige beperking
- Overige werkzaamheden en karweiwerken in verband met de afwerking van gebouwen
- Algemene bouwonderneming en algemene bouwonderneming door middel van coördinatie van onderaannemers
- Alle activiteiten van projectontwikkeling,omvattende onder meer het ontwikkelen,bouwen,verbouwen en vernieuwen van onroerende goederen;het geven van onderrichtingen en instructies bij inspectie van bouwprojecten;de algemene coördinatie van bouwwerken en bouwprojecten;de promotie van bouwprojecten
- Het beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerend alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0782.853.544
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11032B0061/00K000 | Flanders | 1,603 m² | 1 · 163 m² | 0.1 m |