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STRU Consult

Active
Private limited companyfounded 20251 yr activeRue de Binche 15, 7061 Soignies, BelgiumKBO/BCE: BE 1018.988.562
Summary

The computed 12-month bankruptcy probability of STRU Consult is 1.8% (moderate). The 2025 annual accounts show equity of €43,577 and a net result of €42,577. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency57
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.41; short-term debt: 18.7% and cash: 24.5% of total assets), and 67.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.3%
Return on assets
31.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
30 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 January 2025, STRU Consult was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€43,577
Total assets
€134,848
Net result
€42,577
Working capital
€10,239

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €134,848
Fixed assets €99,379
Current assets €35,469
Equity and liabilities €134,848
Equity €43,577
Debt €91,271
Debt finances 67.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€68,469
Cash flow
€54,154
Current ratio
1.41
Debt to equity
2.09
ROE
97.7%
ROA
31.6%
Interest coverage
43.89
Debt ≤ 1 year
€25,230
Debt > 1 year
€66,041
Income taxes
€12,755
Staff costs
€580

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€134,848
Fixed assets21/28€99,379
Tangible fixed assets22/27€99,379
Plant, machinery and equipment23€6,668
Furniture and vehicles24€90,835
Other tangible fixed assets26€1,876
Current assets29/58€35,469
Amounts receivable within one year40/41€1,245
Other amounts receivable41€1,245
Cash at bank and in hand54/58€33,012
Deferred charges and accrued income490/1€1,212
Equity and liabilities
Total equity and liabilities10/49€134,848
Equity10/15€43,577
Contributions10/11€1,000
Profit (loss) carried forward14€42,577
Amounts payable17/49€91,271
Amounts payable after more than one year17€66,041
Financial debts170/4€66,041
Amounts payable within one year42/48€25,230
Current portion of amounts payable after more than one year42€24,051
Trade debts44€914
Suppliers440/4€914
Other amounts payable47/48€265
Income statement Code2025
Remuneration, social security and pensions62€580
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,577
Other operating charges640/8€1,264
Gross operating margin9900€70,313
Operating profit (loss)9901€56,892
Financial charges65/66B€1,560
Recurring financial charges65€1,560
Profit (loss) for the period before taxes9903€55,332
Income taxes67/77€12,755
Profit (loss) for the period9904€42,577
Profit (loss) for the period to be appropriated9905€42,577
Appropriation of the result
Profit (loss) to be appropriated9906€42,577

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€580
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,577
Other operating charges640/8€1,264
Gross operating margin9900€70,313
Operating profit (loss)9901€56,892
Financial charges65/66B€1,560
Recurring financial charges65€1,560
Profit (loss) for the period before taxes9903€55,332
Income taxes67/77€12,755
Profit (loss) for the period9904€42,577
Profit (loss) for the period to be appropriated9905€42,577
Line2025
Assets
Total assets20/58€134,848
Fixed assets21/28€99,379
Tangible fixed assets22/27€99,379
Plant, machinery and equipment23€6,668
Furniture and vehicles24€90,835
Other tangible fixed assets26€1,876
Current assets29/58€35,469
Amounts receivable within one year40/41€1,245
Other amounts receivable41€1,245
Cash at bank and in hand54/58€33,012
Deferred charges and accrued income490/1€1,212
Equity and liabilities
Total equity and liabilities10/49€134,848
Equity10/15€43,577
Contributions10/11€1,000
Profit (loss) carried forward14€42,577
Amounts payable17/49€91,271
Amounts payable after more than one year17€66,041
Financial debts170/4€66,041
Amounts payable within one year42/48€25,230
Current portion of amounts payable after more than one year42€24,051
Trade debts44€914
Suppliers440/4€914
Other amounts payable47/48€265
Line2025
Profit (loss) for the period9904€42,577
+ Depreciation and write-downs630€11,577
Operating cash flow (approximation)€54,154

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,894 m²
Building footprint
149 m²
Parcel 55006D0585/00L000, Wallonia. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
STRU Consult
Rue de Binche 15, 7061 SoigniesSpecialist medical practice
since 20252.368.955.477
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55006D0585/00L000 Wallonia 1,894 m² 1 · 149 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded21-01-2025
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018988562
Registered 29-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.