STROI KOD 888
ActiveThe annual accounts of STROI KOD 888 for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €54k and a net result of €-83k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 7391 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-45
Solvency31▼-13
Growth29▼-13
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.98 against 1.16 in 2024; short-term debt: 79.7% and cash: 4.5% of total assets), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
-8.5%
Age of the figures
13 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7391 sector peers (2025).
NBB · sector comparisonPosition among 7391 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 27-02-2026, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
32 d early
2024
88 d early
2023
2 d late
2022
4 d late
2021
58 d early
2020
43 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close19-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.32M▼ 3.7%
2019 · €1.37M
2019: €1.37M
2019 → 2020
EBIT margin
3.4%▼ 2.5pp
2019 · 5.9%
2019: 5.9%
2019 → 2020
Net result
€-83k
2024 · €46k
2019: €57k
2020: €26k
2021: €-134
2022: €-117k
2023: €61k
2024: €46k
2019 → 2025
Working capital
€-14k
2024 · €63k
2019: €-33k
2020: €-46k
2021: €12k
2022: €-43k
2023: €22k
2024: €63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€29k▼ 80.1%€90k▲ 209%€140k▲ 55.9%€54k▼ 61.8%
Operating result€12k-€-113k€63k€52k▼ 17.1%€-79k
Net result€-134-€-117k▼ 87,525%€61k€46k▼ 24.0%€-83k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €79k after €52k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €970k
Fixed assets
€210k▼ 22.6%
Current assets
€760k▲ 62.8%
Equity and liabilities €970k
Equity
€54k▼ 61.8%
Debt
€917k▲ 53.2%
The debt ratio rises from 81.0% to 94.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-17k▼
2024 · €161k
Cash flow
€-21k▼
2024 · €155k
Solvency
5.5%▼
2024 · 19.0%
Current ratio
0.98▼
2024 · 1.16
Quick ratio
0.93▼
2024 · 1.15
Debt / equity
17.13▲
2024 · 4.27
ROE
-154.8%▼
2024 · 33.0%
ROA
-8.5%▼
2024 · 6.3%
Interest coverage
-4.20
Debt
€917k▲
2024 · €598k
Debt ≤ 1 year
€774k▲
2024 · €404k
Debt > 1 year
€92k▼
2024 · €143k
Income taxes
€-213▼
2024 · €6k
Staff costs
€598▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€738k€970k▲
Fixed assets21/28€272k€210k▼
Tangible fixed assets22/27€272k€210k▼
Plant, machinery and equipment23€939€447▼
Furniture and vehicles24€46k€30k▼
Leasing and similar rights25€225k€180k▼
Current assets29/58€467k€760k▲
Stocks and contracts in progress3€2k€37k▲
Stocks30/36€2k€37k▲
Amounts receivable within one year40/41€421k€679k▲
Trade receivables40€347k€564k▲
Other amounts receivable41€75k€115k▲
Cash at bank and in hand54/58€40k€43k▲
Deferred charges and accrued income490/1€3k€236▼
Equity and liabilities
Total equity and liabilities10/49€738k€970k▲
Equity10/15€140k€54k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€132k€45k▼
Amounts payable17/49€598k€917k▲
Amounts payable after more than one year17€143k€92k▼
Financial debts170/4€143k€92k▼
Amounts payable within one year42/48€404k€774k▲
Current portion of amounts payable after more than one year42€76k€51k▼
Trade debts44€266k€537k▲
Suppliers440/4€266k€537k▲
Taxes, remuneration and social security45€6k€196▼
Taxes450/3€6k€196▼
Other amounts payable47/48€57k€185k▲
Accrued charges and deferred income492/3€51k€51k=
Income statement
Code20242025
Remuneration, social security and pensions62€0€598▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109k€62k▼
Other operating charges640/8€11k€5k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€171k€-12k▼
Operating profit (loss)9901€52k€-79k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€0€4k▲
Recurring financial charges65€0€4k▲
Profit (loss) for the period before taxes9903€52k€-83k▼
Income taxes67/77€6k€-213▼
Profit (loss) for the period9904€46k€-83k▼
Profit (loss) for the period to be appropriated9905€46k€-83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€45k▼
Profit (loss) brought forward from the previous period14P€86k€128k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
Financial
Equity above €100kEq €140k ▲55.9%
2 profitable years in a row build equity to €140k.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
31-08
Financial
Back to profitnet €61k
Net result €61k after 2 loss-making years.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
31-08
Financial
Weakest financial yearnet €-117k
Net result drops to €-117k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
10-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 241600 Sint-Pieters-LeeuwGround area
7,440 m²
Building footprint
5,006 m²
Volume, LiDAR
37,191 m³
2 parcels, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STROI KOD 888
since 20162.253.258.233
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0116/00B021 | Flanders | 5,802 m² | 1 · 4,609 m² | 10.6 m · 3 fl. |
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2016
Fiscal year end31-08
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.