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STROEP

Active Private limited companyfounded 2019active for 6 yearsSteenweg Vrolingen 45, 3830 WellenKBO/BCE: BE 0737.680.545

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €23,293 (2020)
€10,314▲ €11,458
lowest -€16,902 (2024)
-€4,198▲ €12,704
peak €98,684 (2023)
€77,584▼ 5.1%
€62,230▼ 34.0%
Board3 names since 2019
2 directorsPANJAAR Dimitri Marie José and 1 other
Documentsfilings and deeds
23-09-202654 days late
2025micro format
Gross margin from -€1,144 to €10,314Loss of €4,198Debts from €94,237 to €62,230Cash from €8,722 to €3,156

Key points

from the 2025 annual accounts

Losses

-€30,908 in five years
-1,5132021-8,0792022-2162023-16,9022024-4,1982025

Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.

Turnover

≈ €79,000 estimated

The micro format states no turnover.

Filings

6 annual accounts 6 late
AprilJune31 JulyOctober202020222024

The 2024 accounts came latest: 201 days after the end of the period.

Checked score

48
Fair
Financially stronger than 41% of micro companies in food products (NACE 10)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.1% across 3,080 companies (NACE 10, micro).

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 4.8% 01-2025: 4.7%▼ -0.1 percentage points vs 12-2024 02-2025: 4.7%● unchanged vs 01-2025 03-2025: 4.5%▼ -0.2 percentage points vs 02-2025 04-2025: 4.5%● unchanged vs 03-2025 05-2025: 4.5%● unchanged vs 04-2025 06-2025: 4.6%▲ +0.1 percentage points vs 05-2025 07-2025: 4.5%▼ -0.1 percentage points vs 06-2025 08-2025: 5.1%▲ +0.6 percentage points vs 07-2025 09-2025: 5.3%▲ +0.2 percentage points vs 08-2025 10-2025: 6.2%▲ +0.9 percentage points vs 09-2025 11-2025: 6.4%▲ +0.2 percentage points vs 10-2025 12-2025: 7.2%▲ +0.8 percentage points vs 11-2025 01-2026: 9.7%▲ +2.5 percentage points vs 12-2025highest value 02-2026: 9.7%● unchanged vs 01-2026highest value 03-2026: 8.0%▼ -1.7 percentage points vs 02-2026 04-2026: 8.0%● unchanged vs 03-2026 05-2026: 7.5%▼ -0.5 percentage points vs 04-2026 06-2026: 7.2%▼ -0.3 percentage points vs 05-2026 07-2026: 7.2%● unchanged vs 06-2026 08-2026: 8.2%▲ +1.0 percentage point vs 07-2026 09-2026: 8.3%▲ +0.1 percentage points vs 08-2026 10-2026: 4.1%▼ -4.2 percentage points vs 09-2026lowest value 11-2026: 4.1%● unchanged vs 10-2026lowest value

Financial strength
Average

80+9equity 55.5% of total assets
31+2short-term debt 44.5% · cash 2.3%
65+58return on assets -3.0%

Score breakdown

raises risk
Last filed accounts filed 54 days late; 3 of the last 3 accounts late
Sector: Manufacture of food products (NACE 10)
Size: total assets €139,814
Founded in 2019
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 71% of them on solvency, 22% on liquidity, 39% on profitability and 32% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,440 companies had the same profile as STROEP has now. Each dot stands for 9 companies, two years later.

90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of STROEP itself is higher: 4.1% within 12 months. It rests on far more data about STROEP than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,440 companies, not a prediction for STROEP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is insufficient, with a current ratio of 0.39 (0.5 in 2024), below 1. Short-term debt is 44.5% and cash 2.3% of total assets. 44.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 54 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Size: total assets €139,814
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
202122232425
2020 to 2025 · latest year -€4,198
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
54 days late
2024
201 days late
2023
55 days late
2022
56 days late
2021
57 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 76 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PD
Director, since 13-11-2019
SA
Director, since 13-11-2019
  • PANJAAR Dimitri Marie José 250 sharesdeed of 19-11-2019
  • SNELLINX An Monique Leon 250 sharesdeed of 19-11-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0737680545
Appointment: Snellinx Gilbert (director) General meeting of 29-01-2020 · Gazette deed
Incorporation Founding capital of €500, 500 shares · Founders: PANJAAR Dimitri Marie José (comparant) and SNELLINX An Monique Leon (comparant) · Appointments: PANJAAR Dimitri Marie José (director) and SNELLINX An Monique Leon (director) · published on 19-11-2019 · Gazette deed
First establishment Steenweg Vrolingen 45, Wellen
All 11 events

Comparable companies

same main activity, similar in size and age
Company
STROEP Wellen €139,814 €10,314 55.5% -
FRUITDAS Sint-Truiden €101,879 €8,373 7.1% -
5/5 Nazareth-De Pinte €67,365 €18,131 23.8% -
BK AO Forest €93,902 €24,588 68.5% -
Siroperie Stuckens Diest €50,631 €17,233 95.6% -
SB CREATION Schaerbeek €91,519 €47,389 -75.4% 0
Grizzly Bob Manufacturing Seneffe €43,071 €9,747 77.6% -

These companies have the same main activity as STROEP: manufacture of food products (NACE 10320). They are comparable in size and age: total assets between €43,100 and €102,000, founded between 2017 and 2022.

Official details

Source: KBO
Status
Active since 14-11-2019Normal situation
Activity
Manufacture of food productsNACE 10320and 3 others
Establishment unit
2.295.735.8203830 Wellen, since 14-11-2019
Financial year end
31 December
Peppol
Reachable since 10-07-2025
Company details

Annual accounts 2025

€10,314
€4,198▼ 75.2%
€77,584▼ 5.1%
€139,814▼ 20.6%
Filing
Filed on 23-09-2026
Financials

Insights on STROEP

STROEP files the micro format. That format states no turnover. The gross margin fell from €23,293 in 2020 to €10,314 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 23-09-2026, 54 days late
€10,314
▲ €11,458
-€3,962
▲ €10,227
-€4,198
▲ €12,704
-€38,224
▲ €8,941
55.5%
▲ 9.0 percentage points
0.39
▼ 0.11

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €79,000. Estimated: probably between €36,000 and €190,000.

Balance sheet

balance sheet total €139,814 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

55.5%

Higher than 72% of 1,916 companies in 2025.

0.39

Higher than 14% of 1,860 companies in 2025.

-3.0%

Higher than 25% of 1,876 companies in 2025.

STROEP Middle half of the sector 80% of the sector Micro accounts in food products (NACE 10)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 139,814176,019176,395184,217196,751215,304
21/28 115,830128,969140,574152,943150,886163,014
21 3,7504,5005,2506,0006,0006,750
22/27 112,080124,133134,988146,606144,636156,264
22 109,881120,870131,858142,846142,846153,834
23 2,1393,1843,1303,7601,7902,430
24 6079----
28 -337337337250-
29/58 23,98447,05035,82031,27545,86652,290
3 8,52914,18621,05620,95619,96915,529
30/36 8,52914,18621,05620,95619,96915,529
40/41 12,29924,14211,6157,94712,30010,008
40 12,09123,43711,6157,08211,38610,008
41 207704-865914-
54/58 3,1568,7223,1502,37213,59626,753
Balance sheet: equity and liabilities
10/49 139,814176,019176,395184,217196,751215,304
10/15 77,58481,78298,684-1,1006,9808,493
10/11 100,500100,500100,500500500500
14 -22,916-18,718-1,816-1,6006,4807,993
17/49 62,23094,23777,710185,317189,772206,811
42/48 62,20794,21577,710185,317189,772206,811
44 1,1875,1631,8771,8271,2333,181
440/4 1,1875,1631,8771,8271,2333,181
45 2,6702,6709052,6702,6703,180
450/3 2,6702,6709052,6702,6703,180
47/48 58,35086,38174,928180,820185,868200,450
492/3 2222----
Income statement
9900 10,314-1,14410,103-7,65113,29323,293
630 13,28012,80212,368-12,37812,368
640/8 99524223330562199
9901 -3,962-14,189-2,498-7,95685310,726
75/76B 16011212
75 16011212
65/66B 2528224812420964
65 2528224812420964
9903 -4,198-14,271-2,745-8,07966510,663
67/77 -2,631-2,529-2,1782,670
9904 -4,198-16,902-216-8,079-1,5137,993
9905 -4,198-16,902-216-8,079-1,5137,993
Appropriation of the result
9906 -22,916-18,718-1,816-1,6006,4807,993
14P -18,718-1,816-1,6006,4807,993-
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 23-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 54 days after the deadline. Filed on 23 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00522931.

Financial year Type Filed Reference Document
31-12-2025 micro format 23-09-2026 2026-00522931 PDF
31-12-2024 micro format 17-02-2026 2026-00040318 PDF
31-12-2023 micro format 24-09-2024 2024-00471525 PDF
31-12-2022 micro format 25-09-2023 2023-00454693 PDF
31-12-2021 micro format 26-09-2022 2022-20437321 PDF
31-12-2020 micro format 31-08-2021 2021-62300084 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
9,319-1,3879,870-13,23123,094
9,082-4,10012,152-10,86520,361
4781,19702,057250175,382
-5,5665,572778-11,225-13,157-
-38,224-47,165-41,890-154,042-143,906-154,521
55.5%46.5%55.9%-0.6%3.5%3.9%
0.390.500.460.170.240.25
0.250.350.190.060.140.18
0.801.150.79-27.1924.35
-5.4%-20.7%-0.2%--21.7%94.1%
-3.0%-9.6%-0.1%-4.4%-0.8%3.7%
36.99-16.8639.78-63.29-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€478€1,197-€1,970-
Financial fixed assets---€87€250
€13,280€12,802€12,368-€12,378

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STROEP

The operating result for 2025 is a loss of €3,962, smaller than the loss of €14,189 in 2024.

Debt's share of the balance-sheet total falls from 53.5% to 44.5%. Equity and debt are lower.

Board & ownership

Board

2 directors, no change since 2020
Director (not named in the articles)
since 13-11-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 23-09-2026
Director (not named in the articles)
since 13-11-2019 term without a fixed end
listed in the 2025 annual accounts, filed on 23-09-2026

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
PANJAAR Dimitri Marie José
Director (not named in the articles)
SNELLINX An Monique Leon
Director (not named in the articles)
BoardEarlierend not dated
Mandates as a list
  • PANJAAR Dimitri Marie José
    • Director (not named in the articles), from 13-11-2019 to date
  • SNELLINX An Monique Leon
    • Director (not named in the articles), from 13-11-2019 to date
  • Snellinx Gilbert
    • Director, appointed by deed of 20-03-2020, no longer listed in the 2025 annual accounts

See the board, name and registered office on a given date →

Control

This company
STROEP
Equity €77,584
Loss €4,198 in 2025

Capital

Contribution
€100,500
Shares
500
Contribution per share
€201
Equity per share
€155 in 2025
Source
2025 annual accounts

Articles of association

deed of 19-11-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Wednesday of May at 20:00

Shareholders

At incorporation deed of 19-11-2019 ↗

Network & group

No group

STROEP has no parent and no holdings in its annual accounts. STROEP shares no director with another company.

Timeline

Timeline

11 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 54 days late
Annual accounts 2024 filed PDFmicro format · 201 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0737680545
2024
Weakest financial year net -€16,902 The net result drops to -€16,902, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 55 days late
2023
Annual accounts 2022 filed PDFmicro format · 56 days late
2022
Annual accounts 2021 filed PDFmicro format · 57 days late
2021
Annual accounts 2020 filed PDFmicro format · 31 days late
2020
Appointment: Snellinx Gilbert (director)General meeting of 29-01-20202 points ▸
  • General meeting, 29-01-2020
  • Director appointment, Snellinx Gilbert
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2019
IncorporationFounding capital of €500, 500 shares · Founders: PANJAAR Dimitri Marie José (comparant) and SNELLINX An Monique Leon (comparant) · Appointments: PANJAAR Dimitri Marie José (director) and SNELLINX An Monique Leon (director) · published on 19-11-20197 points ▸

Open the deed in the Belgian Official Gazette

First establishment Steenweg Vrolingen 45, Wellen

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

STROEP was incorporated on 14 November 2019 as a private limited company by two natural persons, with a starting capital of €500.12 The board currently has 2 members, 2 of whom have served since 2019.3 Total assets fell from €215,304 in 2020 to €139,814 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 19-11-2019
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0737.680.545
VAT number
BE 0737.680.545
Peppol ID
0208:0737680545
Other Peppol ID
9925:BE0737680545
Legal form
Private limited company
Status
Active, normal situation
Founded
14-11-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Wednesday of May at 20:00
deed of 19-11-2019 (in Dutch)
Peppol
Reachable since 10-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
STROEP in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-11-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 19-11-2019 (in Dutch)

Activities

NACEBEL 2025
10320 Manufacture of food products main activity
Codes under NACEBEL 2008
10320 Manufacture of food products main activity
46360 Wholesale trade
47112 Retail trade
56102 Limited-service restaurants
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het uitbaten van een ambachtelijke stroopstokerij, inhoudende: het (ambachtelijk) stoken van appelen- en perenstroop, het verdelen van de…”
11 activities
  1. Het uitbaten van een ambachtelijke stroopstokerij, inhoudende: het (ambachtelijk) stoken van appelen- en perenstroop, het verdelen van de stroop aan handelaars, het verdelen van de stroop in kleinhandel, manipulatie van fruit
  2. Overige kleinhandel in voeding- en genotsmiddelen in gespecialiseerde winkels
  3. De uitbating, het beheer en de inrichting van een restaurant, café, taverne, brasserie, drankgelegenheden, clubs, broodjesbar, tearoom, hotel, traiteur- en cateringdiensten, boozetruck, …
  4. Horecagelegenheden in de ruimste zin van het woord
  5. De exploitatie van zalen en bijhorende activiteiten
  6. Aan- en verkoop, groot- en kleinhandel, in- en uitvoer van alle voedingswaren en dranken, waaronder onder meer begrepen wordt: levensmiddelen, oliën, specerijen, vleeswaren, groenten en fruit, dranken (alcoholische en non-alcoholische), zonder dat deze opsomming beperkend is
  7. Verkoop aan de toog van eetwaren en dranken die ter plaatse verbruikt worden
  8. De exploitatie van eigen onroerend goed ten behoeve van culturele activiteiten
  9. De organisatie van congressen en beurzen (met uitzondering van markten, veilingen, salons, tentoonstellingen en beurzen inzake landbouw-, tuinbouw- en visserij-producten)
  10. Het voeren van allerhande handelsactiviteiten via een webwinkel
  11. Het voeren van e-commerce
deed of 19-11-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit numberFASFC approval
Steenweg Vrolingen 45 registered office 3830 Wellen 1032001 Manufacture of food products 14-11-2019 2.295.735.820 Retail trade
Manufacturer of products derived from fruit

Buildings and parcels at the address

Ground area
3,571 m²
Buildings
157 m²
Volume, LiDAR
538 m³
Tallest building
7.0 m
Buildings to scale, each on its own parcel
157 m², 7.0 m 157 m², 7.0 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
73098B0699/00T000
ProtectedMonumentStroopstokerij BleusSource ↗
3,571 m² 1 · 157 m² 7.0 m · 1

1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.

Recognitions

Food safety, FASFC

1 site
Wellenunit number 2.295.735.820
2 permissions
Authorisation · Retail trade · since 25-11-2019
Authorisation · Manufacturer of products derived from fruit · since 25-11-2019

Source: FAVV-AFSCA, open data, updated on 02-11-2026

Contact

E-mail info@stroopvanvrolingen.be