StreamB2IT
ActiveStreamB2IT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358k and a net result of €43k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 16745 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-29
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.85 against 3.3 in 2024), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
10.7%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
1 d early
2023
1 d early
2022
3 d early
2021
3 d early
2020
3 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close07-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€199k
EBIT margin
33.7%
Net result
€43k▼ 23.7%
2024 · €57k
2019: €48k
2020: €45k
2021: €44k
2022: €50k
2023: €49k
2024: €57k
2019 → 2025
Working capital
€331k▲ 7.0%
2024 · €309k
2019: €212k
2020: €261k
2021: €261k
2022: €269k
2023: €320k
2024: €309k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€199k
Equity€266k-€278k▲ 4.4%€327k▲ 17.6%€315k▼ 3.7%€358k▲ 13.8%
Operating result€58k-€70k▲ 20.9%€67k▼ 4.6%€84k▲ 25.5%€66k▼ 22.2%
Net result€44k-€50k▲ 12.3%€49k▼ 1.7%€57k▲ 16.6%€43k▼ 23.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €407k
Fixed assets
€27k▲ 390%
Current assets
€379k▼ 14.5%
Equity and liabilities €407k
Equity
€358k▲ 13.8%
Debt
€48k▼ 64.1%
The debt ratio falls from 29.9% to 11.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€70k▼
2024 · €86k
Cash flow
€48k▼
2024 · €59k
Solvency
88.1%▲
2024 · 70.1%
Current ratio
7.85▲
2024 · 3.30
Quick ratio
7.85▲
2024 · 3.30
Debt / equity
0.13▼
2024 · 0.43
ROE
12.1%▼
2024 · 18.1%
ROA
10.7%▼
2024 · 12.7%
Interest coverage
142.79▼
2024 · 283.15
Debt
€48k▼
2024 · €135k
Debt ≤ 1 year
€48k▼
2024 · €135k
Income taxes
€23k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€450k€407k▼
Fixed assets21/28€6k€27k▲
Tangible fixed assets22/27€6k€27k▲
Plant, machinery and equipment23€880€417▼
Furniture and vehicles24€433€23k▲
Other tangible fixed assets26€4k€4k▼
Current assets29/58€444k€379k▼
Amounts receivable within one year40/41€19k€20k▲
Trade receivables40€19k€20k▲
Current investments50/53€370k€313k▼
Cash at bank and in hand54/58€55k€47k▼
Equity and liabilities
Total equity and liabilities10/49€450k€407k▼
Equity10/15€315k€358k▲
Contributions10/11€19k€19k=
Reserves13€287k€330k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€282k€325k▲
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€135k€48k▼
Amounts payable within one year42/48€135k€48k▼
Trade debts44€17k€13k▼
Suppliers440/4€17k€13k▼
Taxes, remuneration and social security45€49k€32k▼
Taxes450/3€49k€32k▼
Other amounts payable47/48€69k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€622€756▲
Gross operating margin9900€86k€71k▼
Operating profit (loss)9901€84k€66k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€303€492▲
Recurring financial charges65€303€492▲
Profit (loss) for the period before taxes9903€86k€66k▼
Income taxes67/77€29k€23k▼
Profit (loss) for the period9904€57k€43k▼
Profit (loss) for the period to be appropriated9905€57k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€53k▼
Profit (loss) brought forward from the previous period14P€3k€10k▲
Transfer from equity791/2€69k-
Transfer to equity691/2€50k€43k▼
To other reserves6921€50k€43k▼
Profit to be distributed694/7€69k-
Return on contributions (dividend)694€69k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €43k ▼23.7%
Net result drops to €43k, the lowest in the series.
30-06
Financial
Liquidity doublescurrent ratio 7.85
Current ratio from 3.30 to 7.85; short-term debt falls from €135k to €48k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €57k ▲16.6%
Operating result €84k, net result €57k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
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Of 29,862 companies in sector 62200 we hold annual accounts for 18,245. 13,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2011
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.