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STRCTR

Active
Private limited companyfounded 1985active for 41 yearsVenneborglaan 94, 2100 Antwerpen, BelgiumKBO/BCE: BE 0427.055.564
Summary

STRCTR has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300,907 and a net result of €11,400. Equity remains stable across the filed financial years (±0.8% per year). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€614,045total assets 2025
Equity
€300,907
Profit
€11,400
Turnover not published (micro format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts on time0 of 3 deeds read
Why 93raises riskNo main activity registeredFounded in 1985Liquidity: current ratio 5.85, cash €38,420, halvedlowers riskSize: total assets €614,045Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 74+3
equity 49.0% of total assets
Liquidity 58-41
short-term debt 6.6% · cash 6.3%
Profitability 71+7
return on assets 1.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.85, compared with 5.6 in 2024, above the usual 1.5; short-term debt: 6.6% and cash: 6.3% of total assets), but 51% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 44% on solvency, 54% on liquidity, 51% on profitability and 50% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €614,045
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Founded in 1985
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 5.85, cash €38,420, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
37 days early
2023
on the day
2022
25 days early
2021
58 days early
2020
2 days early
2019
72 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2018 to 2025net €11,400 ▲178%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€300,907▲ 0.5%
2024 · €299,299
Total assets
€614,045▼ 4.8%
2024 · €645,031
Net result
€11,400▲ 178%
2024 · €4,100
Working capital
€197,674▼ 3.9%
2024 · €205,608
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€7,552 2025 Net result€11,400 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€3,777--€5,596-€6,740▼ 20.4%€2,867-€1,003€3,412€6,944▲ 104%€7,552▲ 8.8%
Net result-€2,368--€2,767▼ 16.8%-€9,530▼ 244%€9,283-€4,934-€1,526▲ 69.1%€4,100€11,400▲ 178%
Equity€317,194-€311,698▼ 1.7%€302,168▼ 3.1%€301,659▼ 0.2%€296,725▼ 1.6%€295,199▼ 0.5%€299,299▲ 1.4%€300,907▲ 0.5%
Total assets€657,325-€635,614▼ 3.3%€752,062▲ 18.3%€724,595▼ 3.7%€695,055▼ 4.1%€666,819▼ 4.1%€645,031▼ 3.3%€614,045▼ 4.8%
Debt€237,312-€223,832▼ 5.7%€353,671▲ 58.0%€329,978▼ 6.7%€308,635▼ 6.5%€285,189▼ 7.6%€262,565▼ 7.9%€233,234▼ 11.2%
Working capital€370,213-€359,151▼ 3.0%€242,876▼ 32.4%€233,127▼ 4.0%€220,169▼ 5.6%€210,258▼ 4.5%€205,608▼ 2.2%€197,674▼ 3.9%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €614,045
Fixed assets €375,625 ▼ 4.8%
Current assets €238,420 ▼ 4.8%
Equity and liabilities €614,045
Equity €300,907 ▲ 0.5%
Provisions €79,903 ▼ 3.9%
Debt €233,234 ▼ 11.2%
Debt's share of the balance-sheet total falls from 40.7% to 38.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€26,625▲
2024 · €26,438
Cash flow
€30,473▲
2024 · €23,594
Current ratio
5.85▲
2024 · 5.60
Debt to equity
0.78▼
2024 · 0.88
ROE
3.8%▲
2024 · 1.4%
ROA
1.9%▲
2024 · 0.6%
Interest coverage
6.92▲
2024 · 5.36
Debt ≤ 1 year
€40,746▼
2024 · €44,724
Debt > 1 year
€192,489▼
2024 · €217,840
Income taxes
€5,650▼
2024 · €6,237
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,766 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96.2% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96.2% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,766 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€645,031€614,045▼
Fixed assets21/28€394,698€375,625▼
Tangible fixed assets22/27€394,698€375,625▼
Land and buildings22€394,698€375,625▼
Current assets29/58€250,332€238,420▼
Current investments50/53-€200,000
Cash at bank and in hand54/58€250,332€38,420▼
Equity and liabilities
Total equity and liabilities10/49€645,031€614,045▼
Equity10/15€299,299€300,907▲
Contributions10/11€18,600€18,600=
Reserves13€280,699€282,307▲
Tax-exempt reserves132€189,906€180,115▼
Distributable reserves133€90,793€102,193▲
Provisions and deferred taxes16€83,167€79,903▼
Deferred taxes168€83,167€79,903▼
Amounts payable17/49€262,565€233,234▼
Amounts payable after more than one year17€217,840€192,489▼
Financial debts170/4€217,840€192,489▼
Amounts payable within one year42/48€44,724€40,746▼
Current portion of amounts payable after more than one year42€24,981€25,352▲
Trade debts44-€6,865
Suppliers440/4-€6,865
Taxes, remuneration and social security45€6,865€5,650▼
Taxes450/3€6,865€5,650▼
Other amounts payable47/48€12,879€2,879▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,494€19,073▼
Other operating charges640/8€4,004€4,106▲
Gross operating margin9900€30,443€30,731▲
Operating profit (loss)9901€6,944€7,552▲
Financial income75/76B€5,060€289▼
Recurring financial income75€5,060€289▼
Financial charges65/66B€4,931€3,846▼
Recurring financial charges65€4,931€3,846▼
Profit (loss) for the period before taxes9903€7,073€3,995▼
Transfer from deferred taxes780€3,264€13,055▲
Income taxes67/77€6,237€5,650▼
Profit (loss) for the period9904€4,100€11,400▲
Transfer from tax-exempt reserves789€9,792-
Profit (loss) for the period to be appropriated9905€13,891€11,400▼
Appropriation of the result
Profit (loss) to be appropriated9906€13,891€11,400▼
Transfer to equity691/2€13,891€11,400▼
To the legal reserve6920-€11,400
To other reserves6921€13,891-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,181€11,181€17,904€19,917€19,494€19,494€19,494€19,073▼ 2.2%
Other operating charges640/8---€3,444€4,039€3,858€4,004€4,106▲ 2.5%
Gross operating margin9900€16,916€8,023€14,529€26,229€22,529€26,764€30,443€30,731▲ 0.9%
Operating profit (loss)9901€3,777-€5,596-€6,740€2,867-€1,003€3,412€6,944€7,552▲ 8.8%
Financial income75/76B-----€28€5,060€289▼ 94.3%
Recurring financial income75€6----€28€5,060€289▼ 94.3%
Financial charges65/66B---€5,133€4,786€3,713€4,931€3,846▼ 22.0%
Recurring financial charges65€3,442€2,492€6,652€5,133€4,786€3,713€4,931€3,846▼ 22.0%
Profit (loss) for the period before taxes9903€341-€8,088-€13,392-€2,265-€5,790-€273€7,073€3,995▼ 43.5%
Transfer from deferred taxes780---€13,055€3,264€3,264€3,264€13,055▲ 300%
Income taxes67/77€2,709€149-€1,508€2,408€4,516€6,237€5,650▼ 9.4%
Profit (loss) for the period9904-€2,368-€2,767-€9,530€9,283-€4,934-€1,526€4,100€11,400▲ 178%
Transfer from tax-exempt reserves789----€9,792€9,792€9,792--
Profit (loss) for the period to be appropriated9905€6,880€3,746-€337€9,283€4,858€8,266€13,891€11,400▼ 17.9%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€657,325€635,614€752,062€724,595€695,055€666,819€645,031€614,045▼ 4.8%
Fixed assets21/28€259,097€247,916€471,106€453,181€433,687€414,193€394,698€375,625▼ 4.8%
Tangible fixed assets22/27€259,097€247,916€471,106€453,181€433,687€414,193€394,698€375,625▼ 4.8%
Land and buildings22---€453,181€433,687€414,193€394,698€375,625▼ 4.8%
Current assets29/58€398,228€387,698€280,956€271,414€261,368€252,626€250,332€238,420▼ 4.8%
Amounts receivable within one year40/41€291€5,851€1,500€1,500-----
Other amounts receivable41---€1,500-----
Current investments50/53-----€200,000-€200,000-
Cash at bank and in hand54/58€397,937€381,847€279,456€269,914€261,368€52,626€250,332€38,420▼ 84.7%
Equity and liabilities
Total equity and liabilities10/49€657,325€635,614€752,062€724,595€695,055€666,819€645,031€614,045▼ 4.8%
Equity10/15€317,194€311,698€302,168€301,659€296,725€295,199€299,299€300,907▲ 0.5%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Contributions outside capital11---€18,600-----
Other1109/19---€18,600-----
Reserves13€281,463€293,098€283,568€283,059€278,125€276,599€280,699€282,307▲ 0.6%
Non-distributable reserves130/1---€15,400€6,200€6,200---
Reserves not available under the articles1311---€6,200€6,200€6,200---
Other1319---€9,200-----
Tax-exempt reserves132---€219,281€209,490€199,698€189,906€180,115▼ 5.2%
Distributable reserves133---€48,377€62,435€70,701€90,793€102,193▲ 12.6%
Profit (loss) carried forward14€17,131€17,131€17,131------
Provisions and deferred taxes16€102,820€100,084€96,222€92,959€89,695€86,431€83,167€79,903▼ 3.9%
Deferred taxes168---€92,959€89,695€86,431€83,167€79,903▼ 3.9%
Amounts payable17/49€237,312€223,832€353,671€329,978€308,635€285,189€262,565€233,234▼ 11.2%
Amounts payable after more than one year17€209,297€195,284€315,591€291,691€267,436€242,821€217,840€192,489▼ 11.6%
Financial debts170/4---€291,691€267,436€242,821€217,840€192,489▼ 11.6%
Amounts payable within one year42/48€28,015€28,547€38,080€38,287€41,199€42,368€44,724€40,746▼ 8.9%
Current portion of amounts payable after more than one year42---€23,901€24,255€24,615€24,981€25,352▲ 1.5%
Trade debts44-€1,751--€1,284--€6,865-
Suppliers440/4----€1,284--€6,865-
Taxes, remuneration and social security45---€1,508€2,782€4,874€6,865€5,650▼ 17.7%
Taxes450/3---€1,508€2,782€4,874€6,865€5,650▼ 17.7%
Other amounts payable47/48---€12,879€12,879€12,879€12,879€2,879▼ 77.6%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€2,368-€2,767-€9,530€9,283-€4,934-€1,526€4,100€11,400▲ 178%
+ Depreciation and write-downs630€11,181€11,181€17,904€19,917€19,494€19,494€19,494€19,073▼ 2.2%
Operating cash flow (approximation)€8,814€8,415€8,374€29,200€14,560€17,969€23,594€30,473▲ 29.2%
Investment in fixed assets (approximation)-€0-€241,094-€1,993€0€0€0€0-
Change in cash--€16,090-€102,391-€9,542-€8,546-€208,742€197,706-€211,913-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 41 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 31-07-2026 2026-00362094
31-12-2024 micro format 24-06-2025 2025-00168418
31-12-2023 micro format 31-07-2024 2024-00310490
31-12-2022 micro format 06-07-2023 2023-00208723
31-12-2021 micro format 03-06-2022 2022-20044798
31-12-2020 micro format 29-07-2021 2021-42200080
31-12-2019 micro format 20-05-2020 2020-12600293
31-12-2018 micro format 26-06-2019 2019-25200332
31-12-2017 micro format 19-06-2018 2018-20100440
31-12-2016 abbreviated format 14-06-2017 2017-19000033

Show all 41 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 2 April 1985, STRCTR was incorporated.1 Total assets went from €657,325 in 2018 to €614,045 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2018 to 2025net €11,400 ▲178%
Operating result €7,552, net result €11,400, both a record.
24-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Back to profitnet €4,100
Net result €4,100 after 2 loss-making years.
31-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
06-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
03-06
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Back to profitnet €9,283
Net result €9,283 after 3 loss-making years.
29-07
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
31-12
Financial Weakest financial yearnet -€9,530
Net result drops to -€9,530, the lowest in the series; recovery starts the following year.
20-05
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
26-06
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
19-06
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
14-06
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 41 annual accounts filed, the latest 10 are here; all 41 are under Financials.
0 of 3 deeds read
About the unread acts

We know of 3 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded02-04-1985
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1985
registered office establishment The establishment unit on the map
Ground area
1,287 m²
Building footprint
376 m²
Building volume
2,049 m³
2 parcels, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
STRCTR
Kolegemstraat 211, 9032 GentNACE-BEL 2003 7031
since 1985unit no. 2.026.808.664
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
44074B0496/00L000 Flanders 1,026 m² 1 · 258 m² 9.3 m · 1
11344A0457/00Z004 Flanders 261 m² 1 · 118 m² 11.0 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.