STRAVO
ActiveSTRAVO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €82k. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+1
Solvency78▼-22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.58; short-term debt: 47% and cash: 4.5% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
23%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
17 d early
2023
13 d early
2022
22 d late
2021
30 d late
2020
23 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€190k
EBIT margin
55.0%
Net result
€82k▼ 8.7%
2024 · €90k
2019: €15k
2020: €80k
2021: €76k
2022: €110k
2023: €124k
2024: €90k
2019 → 2025
Working capital
€98k▼ 69.4%
2024 · €321k
2019: €4k
2020: €99k
2021: €188k
2022: €194k
2023: €319k
2024: €321k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€190k-
Equity€196k-€281k▲ 43.4%€405k▲ 44.0%€410k▲ 1.2%€190k▼ 53.7%
Operating result€104k-€148k▲ 42.0%€159k▲ 7.2%€116k▼ 27.1%€105k▼ 9.1%
Net result€76k-€110k▲ 44.7%€124k▲ 12.3%€90k▼ 27.1%€82k▼ 8.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €358k
Fixed assets
€91k▲ 3.7%
Current assets
€266k▼ 17.1%
Equity and liabilities €358k
Equity
€190k▼ 53.7%
Debt
€168k▲ 279,803%
The debt ratio rises from 0.0% to 47.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€108k▼
2024 · €118k
Cash flow
€85k▼
2024 · €93k
Solvency
53.0%▼
2024 · 100.0%
Current ratio
1.58
Quick ratio
1.58
Debt / equity
0.89▲
2024 · 0.00
ROE
43.3%▲
2024 · 22.0%
ROA
23.0%▲
2024 · 22.0%
Interest coverage
203.32▼
2024 · 513.98
Debt
€168k▲
2024 · €60
Debt ≤ 1 year
€168k▲
2024 · €60
Income taxes
€22k▼
2024 · €25k
Staff costs
€500▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€410k€358k▼
Fixed assets21/28€88k€91k▲
Tangible fixed assets22/27€8k€11k▲
Plant, machinery and equipment23€3k€6k▲
Furniture and vehicles24€5k€5k▲
Financial fixed assets28€80k€80k=
Current assets29/58€321k€266k▼
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€21k€21k▲
Other amounts receivable41€5k€3k▼
Current investments50/53€278k€227k▼
Cash at bank and in hand54/58€18k€16k▼
Equity and liabilities
Total equity and liabilities10/49€410k€358k▼
Equity10/15€410k€190k▼
Reserves13€171k€156k▼
Distributable reserves133€171k€156k▼
Profit (loss) carried forward14€239k€34k▼
Amounts payable17/49€60€168k▲
Amounts payable within one year42/48€60€168k▲
Trade debts44€60€3k▲
Suppliers440/4€60€3k▲
Taxes, remuneration and social security45-€33k
Taxes450/3-€33k
Other amounts payable47/48-€132k
Income statement
Code20242025
Remuneration, social security and pensions62€3k€500▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€122k€110k▼
Operating profit (loss)9901€116k€105k▼
Financial income75/76B-€28
Recurring financial income75-€28
Financial charges65/66B€230€530▲
Recurring financial charges65€230€530▲
Profit (loss) for the period before taxes9903€115k€105k▼
Income taxes67/77€25k€22k▼
Profit (loss) for the period9904€90k€82k▼
Profit (loss) for the period to be appropriated9905€90k€82k▼
Appropriation of the result
Profit (loss) to be appropriated9906€324k€321k▼
Profit (loss) brought forward from the previous period14P€234k€239k▲
Transfer from equity791/2-€15k
Profit to be distributed694/7€85k€302k▲
Return on contributions (dividend)694€85k€302k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 298current ratio 5352.03
Current ratio from 17.93 to 5352.03; short-term debt falls from €19k to €60.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €124k ▲12.3%
Operating result €159k, net result €124k, both a record.
31-12
Financial
Liquidity times 5current ratio 17.93
Current ratio from 3.40 to 17.93; short-term debt falls from €81k to €19k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Equity above €200kEq €281k ▲43.4%
4 profitable years in a row build equity to €281k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €150kEq €196k ▲63.3%
3 profitable years in a row build equity to €196k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 2.68
Current ratio from 1.16 to 2.68.
31-12
Financial
Equity above €100kEq €120k ▲200%
2 profitable years in a row build equity to €120k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizerstraat 8B3360 BierbeekGround area
1,671 m²
Building footprint
230 m²
Volume, LiDAR
929 m³
2 parcels, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STRAVO
since 20192.287.330.571
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24065A0377/00C000 | Flanders | 871 m² | 1 · 110 m² | 8.2 m |
| 24065A0381/00C000 | Flanders | 800 m² | 1 · 120 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400PMUDE52SDOMF33
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.