Stratos Capital is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €165k and a net result of €9k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 5498 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 5498 sector peers (2025).
NBB · sector comparisonPosition among 5498 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
1 d late
2023
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€165k▲ 6.0%
2024 · €156k
2023: €83k
2024: €156k
2023 → 2025
Net result
€9k▼ 87.2%
2024 · €73k
2023: €-32k
2024: €73k
2023 → 2025
Total assets
€934k▲ 111%
2024 · €442k
2023: €398k
2024: €442k
2023 → 2025
Solvency
17.6%▼ 17.6pp
2024 · 35.2%
2023: 20.8%
2024: 35.2%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€83k-€156k▲ 88.1%€165k▲ 6.0%
Operating result€-21k-€117k€52k▼ 55.2%
Net result€-32k-€73k€9k▼ 87.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €934k
Fixed assets
€684k▲ 210%
Current assets
€250k▲ 13.3%
Equity and liabilities €934k
Equity
€165k▲ 6.0%
Debt
€769k▲ 169%
The debt ratio rises from 64.8% to 82.4%. Equity and debt are higher.
Key figures and ratios
Solvency
17.6%▼
2024 · 35.2%
ROE
5.7%▼
2024 · 46.8%
ROA
1.0%▼
2024 · 16.5%
Debt
€769k▲
2024 · €286k
Debt ≤ 1 year
€235k▲
2024 · €106k
Debt > 1 year
€528k▲
2024 · €179k
Income taxes
€12k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€442k€934k▲
Fixed assets21/28€221k€684k▲
Tangible fixed assets22/27€66k€529k▲
Land and buildings22€35k€462k▲
Plant, machinery and equipment23€3k€14k▲
Furniture and vehicles24€17k€44k▲
Other tangible fixed assets26€11k€9k▼
Financial fixed assets28€155k€155k=
Current assets29/58€221k€250k▲
Amounts receivable within one year40/41€108k€161k▲
Trade receivables40€45k€38k▼
Other amounts receivable41€62k€123k▲
Cash at bank and in hand54/58€112k€57k▼
Deferred charges and accrued income490/1€1k€32k▲
Equity and liabilities
Total equity and liabilities10/49€442k€934k▲
Equity10/15€156k€165k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€155k€164k▲
Amounts payable17/49€286k€769k▲
Amounts payable after more than one year17€179k€528k▲
Financial debts170/4€179k€528k▲
Amounts payable within one year42/48€106k€235k▲
Current portion of amounts payable after more than one year42€9k€23k▲
Trade debts44€39k€26k▼
Suppliers440/4€39k€26k▼
Taxes, remuneration and social security45€30k€44k▲
Taxes450/3€30k€42k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€28k€141k▲
Accrued charges and deferred income492/3€990€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€26k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€131k€82k▼
Operating profit (loss)9901€117k€52k▼
Financial income75/76B€0€19▲
Recurring financial income75€0€19▲
Financial charges65/66B€14k€31k▲
Recurring financial charges65€14k€31k▲
Profit (loss) for the period before taxes9903€103k€21k▼
Income taxes67/77€30k€12k▼
Profit (loss) for the period9904€73k€9k▼
Profit (loss) for the period to be appropriated9905€73k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€155k€164k▲
Profit (loss) brought forward from the previous period14P€82k€155k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
31-12
Financial
Equity above €150kEq €156k ▲88.1%
Equity rises from €83k to €156k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotstraat 372400 MolGround area
1,317 m²
Building footprint
172 m²
Volume, LiDAR
981 m³
Parcel 13435C1296/00K000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stratos Capital
since 20192.294.365.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13435C1296/00K000 | Flanders | 1,317 m² | 1 · 172 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 327 EUR awarded · 327 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 327 EUR | 327 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,373 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.