STRATO
ActiveSummary
The computed 12-month bankruptcy probability of STRATO is 2.1% (moderate). The 2025 annual accounts show negative equity (€-156k) and a net result of €-14k. Equity is shrinking by ~15.2% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+15
Solvency0=
Growth51▼-2
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.02 in 2024; short-term debt: 28.4% and cash: 0.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-33.4%
Return on assets
-3.1%
Age of the figures
18 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-156k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
27 d late
2023
on the day
2022
111 d late
2021
193 d late
2020
189 d late
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€35k▲ 25.6%
2023 · €28k
2019: €14k
2020: €13k
2021: €4k
2022: €23k
2023: €28k
2019 → 2025
EBIT margin
6.6%▲ 28.0pp
2023 · -21.4%
2019: 16.5%
2020: -320.5%
2021: -638.6%
2022: 10.8%
2023: -21.4%
2019 → 2025
Net result
€-14k▼ 54.8%
2024 · €-9k
2019: €-4k
2020: €-51k
2021: €-36k
2022: €-6k
2023: €-18k
2024: €-9k
2019 → 2025
Working capital
€-129k▲ 0.5%
2024 · €-130k
2019: €-602
2020: €-90k
2021: €-71k
2022: €-80k
2023: €-115k
2024: €-130k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4k-€23k▲ 451%€28k▲ 20.0%€35k
Equity€-109k-€-115k▼ 5.5%€-132k▼ 15.5%€-142k▼ 7.0%€-156k▼ 10.1%
Operating result€-27k-€2k€-6k€-4k▲ 26.3%€2k
Net result€-36k-€-6k▲ 83.6%€-18k▼ 197%€-9k▲ 47.8%€-14k▼ 54.8%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €467k
Fixed assets
€464k ▼ 3.1%
Current assets
€3k ▲ 8.4%
Key figures and ratios
EBITDA
€17k▲
2024 · €10k
Cash flow
€539▼
2024 · €6k
Solvency
-33.4%▼
2024 · -29.4%
Current ratio
0.03▲
2024 · 0.02
Debt to equity
-4.00▲
2024 · -4.40
ROA
-3.1%▼
2024 · -1.9%
Interest coverage
1.03▼
2024 · 2.15
Debt
€623k=
2024 · €624k
Debt ≤ 1 year
€133k▼
2024 · €133k
Debt > 1 year
€491k=
2024 · €491k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€482k€467k▼
Formation expenses20-€0
Fixed assets21/28€479k€464k▼
Tangible fixed assets22/27€479k€464k▼
Land and buildings22€479k€464k▼
Current assets29/58€3k€3k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€215€428▲
Equity and liabilities
Total equity and liabilities10/49€482k€467k▼
Equity10/15€-142k€-156k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-160k€-175k▼
Amounts payable17/49€624k€623k=
Amounts payable after more than one year17€491k€491k=
Financial debts170/4€491k€491k=
Amounts payable within one year42/48€133k€133k▼
Current portion of amounts payable after more than one year42€21k€20k▼
Trade debts44€74€3k▲
Suppliers440/4€74€3k▲
Other amounts payable47/48€113k€109k▼
Income statement
Code20242025
Turnover70-€35k
Goods, raw materials, services and sundry goods60/61-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€8k€13k▲
Gross operating margin9900€19k€31k▲
Operating profit (loss)9901€-4k€2k▲
Financial charges65/66B€5k€17k▲
Recurring financial charges65€5k€17k▲
Profit (loss) for the period before taxes9903€-9k€-14k▼
Profit (loss) for the period9904€-9k€-14k▼
Profit (loss) for the period to be appropriated9905€-9k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-160k€-175k▼
Profit (loss) brought forward from the previous period14P€-151k€-160k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
19-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 111 days late
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 193 days late
2021
08-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 189 days late
2020
31-03
Financial
Weakest financial yearnet €-51k
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Manège 226000 CharleroiGround area
431 m²
Building footprint
145 m²
Volume, LiDAR
1,767 m³
2 parcels, Wallonia · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
STRATO
since 20162.250.513.727
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014B0055/00A016 | Wallonia | 300 m² | 1 · 65 m² | 9.0 m · 3 fl. |
| 52011B0245/00R010 | Wallonia | 131 m² | 1 · 81 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2016
Fiscal year end31-03
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.