STRATERA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STRATERA is 6.7% (elevated). The 2025 annual accounts show negative equity (€-2k) and a net result of €-3k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

6.7% Elevated

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Negative equity

Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	01-06-2026	60 d early	2026-00129589
31-12-2024	31-07-2025	19-08-2025	19 d late	2025-00383940

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-3k+17.7%

Working capital€-2k

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 01-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Net profit

€-3k

+17.7% 24-25

Total assets

€4k

+173.8% 24-25

Equity

€-2k

- 24-25

Working capital

€-2k

- 24-25

Debt

€5k

- 24-25

Debt ≤ 1y

€5k

- 24-25

Current ratio

0.66

- 24-25

Quick ratio

0.66

- 24-25

Show 4 other metrics

Solvency

-50.7%

- 24-25

Debt / equity

-2.97

- 24-25

ROE

172.0%

- 24-25

ROA

-87.2%

+69.9% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€-3k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€4k
Equity	€-2k
Debt	€5k
of which ≤ 1y	€5k
of which > 1y	-
Working capital	€-2k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.66
Quick ratio	0.66
Working capital ratio	-50.7%
Solvency	-50.7%
Debt / equity	-2.97
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-87.2%
ROE	172.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Full annual accounts (16 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€4k
Current assets	29/58	€4k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4k
Equity	10/15	€-2k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€-7k
Amounts payable	17/49	€5k
Amounts payable within one year	42/48	€5k
Trade debts payable within one year	44	€289
Income statement
Gross operating margin	9900	€-2k
Operating result	9901	€-3k
Financial charges	65	€301
Result before taxes	9903	€-3k
Net result for the period	9904	€-3k
Result to be appropriated	9905	€-3k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

30 / 100 Weak

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Parcels1

Ground area1,518 m²

Buildings1

Building footprint219 m²

Volume (LiDAR)1,157 m³

Tallest building6.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
57048B0118/00K000	Wallonia	1,518 m²	1 · 219 m²	6.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

64 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 30

Profitability 100

Solvency 37

Growth 58

Stability 94

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

STRATERA

Registered office

Avenue des Héros Leuzois(L) 95

7900 Leuze-en-Hainaut, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.