STRATEGY AT WORK
ActiveSTRATEGY AT WORK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.14M and a net result of €731k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 8070 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+7
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days only on tighter terms
Liquidity ample (current ratio 4.78 against 3.44 in 2023), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 228 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 31-03-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
59 d late
2023
29 d late
2022
394 d late
2021
16 d late
2020
60 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€3.14M▲ 30.2%
2023 · €2.41M
2019: €726k
2020: €1.00M
2021: €1.42M
2022: €1.97M
2023: €2.41M
2019 → 2024
Total assets
€4.59M▲ 17.6%
2023 · €3.91M
2019: €1.75M
2020: €2.35M
2021: €2.71M
2022: €3.25M
2023: €3.91M
2019 → 2024
Net result
€731k▲ 62.8%
2023 · €449k
2019: €147k
2020: €278k
2021: €419k
2022: €544k
2023: €449k
2019 → 2024
Working capital
€3.24M▲ 39.6%
2023 · €2.32M
2019: €466k
2020: €716k
2021: €1.21M
2022: €1.80M
2023: €2.32M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.00M-€1.42M▲ 41.7%€1.97M▲ 38.3%€2.41M▲ 22.8%€3.14M▲ 30.2%
Operating result€350k-€535k▲ 52.9%€736k▲ 37.6%€813k▲ 10.4%€1.11M▲ 36.7%
Net result€278k-€419k▲ 50.7%€544k▲ 30.0%€449k▼ 17.5%€731k▲ 62.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 37% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.59M
Fixed assets
€497k▼ 21.6%
Current assets
€4.10M▲ 25.2%
Equity and liabilities €4.59M
Equity
€3.14M▲ 30.2%
Provisions
€31k
Debt
€1.42M▼ 4.9%
The debt ratio falls from 38.2% to 30.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.19M▲
2023 · €893k
Cash flow
€805k▲
2023 · €529k
Solvency
68.4%▲
2023 · 61.8%
Current ratio
4.78▲
2023 · 3.44
Quick ratio
4.78▲
2023 · 3.44
Debt / equity
0.45▼
2023 · 0.62
ROE
23.2%▲
2023 · 18.6%
ROA
15.9%▲
2023 · 11.5%
Interest coverage
25.55▲
2023 · 14.10
Debt
€1.42M▼
2023 · €1.49M
Debt ≤ 1 year
€856k▼
2023 · €952k
Debt > 1 year
€513k=
2023 · €513k
Income taxes
€397k▲
2023 · €347k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.91M€4.59M▲
Fixed assets21/28€634k€497k▼
Tangible fixed assets22/27€634k€497k▼
Land and buildings22€453k€408k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€44k€24k▼
Other tangible fixed assets26€133k€61k▼
Current assets29/58€3.27M€4.10M▲
Amounts receivable after more than one year29€140k€40k▼
Other amounts receivable291€140k€40k▼
Amounts receivable within one year40/41€1.13M€1.68M▲
Trade receivables40€3k€369k▲
Other amounts receivable41€1.13M€1.31M▲
Cash at bank and in hand54/58€2.00M€2.37M▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€3.91M€4.59M▲
Equity10/15€2.41M€3.14M▲
Contributions10/11€20k€20k=
Reserves13€2.39M€3.12M▲
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€13k€13k=
Tax-exempt reserves132-€92k
Distributable reserves133€2.38M€3.02M▲
Provisions and deferred taxes16-€31k
Deferred taxes168-€31k
Amounts payable17/49€1.49M€1.42M▼
Amounts payable after more than one year17€513k€513k=
Financial debts170/4€513k€513k=
Amounts payable within one year42/48€952k€856k▼
Current portion of amounts payable after more than one year42€40k€120k▲
Trade debts44€51k€43k▼
Suppliers440/4€51k€43k▼
Advances received on contracts in progress46€153k€145k▼
Taxes, remuneration and social security45€438k€460k▲
Taxes450/3€438k€460k▲
Other amounts payable47/48€271k€89k▼
Accrued charges and deferred income492/3€26k€49k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€75k▼
Other operating charges640/8€6k€10k▲
Gross operating margin9900€899k€1.20M▲
Operating profit (loss)9901€813k€1.11M▲
Financial income75/76B€46k€94k▲
Recurring financial income75€46k€94k▲
Financial charges65/66B€63k€46k▼
Recurring financial charges65€63k€46k▼
Profit (loss) for the period before taxes9903€796k€1.16M▲
Transfer to deferred taxes680-€31k
Income taxes67/77€347k€397k▲
Profit (loss) for the period9904€449k€731k▲
Transfer to tax-exempt reserves689-€92k
Profit (loss) for the period to be appropriated9905€449k€638k▲
Appropriation of the result
Profit (loss) to be appropriated9906€449k€638k▲
Transfer to equity691/2€449k€636k▲
To other reserves6921€449k€636k▲
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 59 days late
2024
30-06
Financial
Highest result since 2019net €731k ▲62.8%
Operating result €1.11M, net result €731k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
29-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 394 days late
2023
30-06
Financial
Equity above €2MEq €2.41M ▲22.8%
5 profitable years in a row build equity to €2.41M.
2022
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
30-06
Financial
Equity above €1MEq €1.00M ▲38.3%
2 profitable years in a row build equity to €1.00M.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
2016
15-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isabella Brantstraat 512018 AntwerpenGround area
287 m²
Building footprint
170 m²
Volume, LiDAR
1,870 m³
2 parcels, Flanders · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Ballaarstraat 38, 2018 Antwerpen
since 20072.160.213.754
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1536/00T002 | Flanders | 191 m² | 1 · 107 m² | 17.6 m · 5 fl. |
| 11810K1668/00Y000 | Flanders | 96 m² | 1 · 64 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RDI
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 15,376 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2007
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
80421
80424
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.