STRATEFI
ActiveSummary
STRATEFI has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,737 and a net result of €9,364. Equity has been growing by about 3.6% per year since 2018. Its solvency ranks better than 69% of 4,124 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-08-2000 Normal situation
- Registered office
- 104 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 3 November 2026.
- Activity
- Certified accountants and tax accountants NACE 69201
- Establishment unit
- 2.221.049.580 1060 Sint-Gillis (bij-Brussel), since 03-08-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 24-02-2025
Board and ownership
- Bureau de Gestion Comptable et FiscaleDirector
- SRL B.G.C.FDirector
- BPO TAX & ACCOUNTANCY99%· score 952025 annual accounts of BPO TAX & ACCOUNTANCY
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €14,363
- ▲ 123%
- Turnover
- ≈ €69,000
- estimated
- Profit
- €9,364
- Equity
- €99,737
- ▲ 10.3%
- Total assets
- €154,688
- ▲ 17.8%
- 2025 accounts filed 60 days after the deadline
Score breakdownraises riskLast filed accounts filed 60 days late; 2 of the last 3 accounts lateLiquidity: current ratio 2.82, cash €4,808, halvedlowers riskSector: Legal and accounting activities (NACE 69)Founded in 2000Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 61% of them on solvency, 14% on liquidity, 12% on profitability and 55% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 60 days after the deadline Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00529150.
Annual accounts 2025 filed on 29-09-2026 at the NBB all 26 filings
Every figure per financial year
The operating result for 2025 is 5.1 times that of 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,373 | €3,649 | €3,649 | €3,649 | €3,649 | €1,323 | - | - | - |
| Other operating charges640/8 | - | - | - | €3,458 | €3,531 | €3,730 | €3,706 | €400 | ▼ 89.2% |
| Gross operating margin9900 | €3,053 | €988 | €22,311 | €23,028 | €8,959 | €8,430 | €6,436 | €14,363 | ▲ 123% |
| Operating profit (loss)9901 | -€4,741 | -€6,106 | €15,204 | €15,920 | €1,779 | €3,376 | €2,729 | €13,963 | ▲ 412% |
| Financial income75/76B | - | - | - | - | €2,325 | €55 | - | - | - |
| Recurring financial income75 | €521 | - | €319 | - | €2,325 | €55 | - | - | - |
| Financial charges65/66B | - | - | - | €3,591 | €3,011 | €3,184 | €3,536 | €1,488 | ▼ 57.9% |
| Recurring financial charges65 | €4,176 | €3,624 | €3,172 | €3,591 | €3,011 | €3,184 | €3,536 | €1,488 | ▼ 57.9% |
| Profit (loss) for the period before taxes9903 | -€8,397 | -€9,730 | €12,351 | €12,329 | €1,092 | €247 | -€807 | €12,474 | - |
| Income taxes67/77 | - | - | - | €2,222 | €291 | €66 | - | €3,110 | - |
| Profit (loss) for the period9904 | -€8,397 | -€9,730 | €12,351 | €10,107 | €801 | €181 | -€807 | €9,364 | - |
| Profit (loss) for the period to be appropriated9905 | -€8,397 | -€9,730 | €12,351 | €10,107 | €801 | €181 | -€807 | €9,364 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €214,007 | €120,952 | €141,660 | €216,508 | €132,073 | €172,838 | €131,321 | €154,688 | ▲ 17.8% |
| Fixed assets21/28 | €15,920 | €12,271 | €8,622 | €4,972 | €1,323 | - | - | - | - |
| Tangible fixed assets22/27 | €15,920 | €12,271 | €8,622 | €4,972 | €1,323 | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | €4,972 | €1,323 | - | - | - | - |
| Current assets29/58 | €198,087 | €108,681 | €133,038 | €211,536 | €130,750 | €172,838 | €131,321 | €154,688 | ▲ 17.8% |
| Amounts receivable within one year40/41 | €197,516 | €108,552 | €119,979 | €211,334 | €100,905 | €172,445 | €115,906 | €149,880 | ▲ 29.3% |
| Trade receivables40 | - | - | - | €209,502 | €98,492 | €172,445 | €114,277 | €147,481 | ▲ 29.1% |
| Other amounts receivable41 | - | - | - | €1,832 | €2,414 | - | €1,629 | €2,399 | ▲ 47.3% |
| Cash at bank and in hand54/58 | €572 | €129 | €13,059 | €202 | €29,844 | €393 | €15,415 | €4,808 | ▼ 68.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €214,007 | €120,952 | €141,660 | €216,508 | €132,073 | €172,838 | €131,321 | €154,688 | ▲ 17.8% |
| Equity10/15 | €77,483 | €67,753 | €80,104 | €90,211 | €91,012 | €91,193 | €90,386 | €99,737 | ▲ 10.3% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | - | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €21,250 | €21,250 | €21,250 | €21,250 | €21,250 | €21,250 | €21,250 | €21,250 | = |
| Non-distributable reserves130/1 | - | - | - | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Legal reserve130 | - | - | - | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Tax-exempt reserves132 | - | - | - | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Profit (loss) carried forward14 | -€5,767 | -€15,497 | -€3,146 | €6,961 | €7,762 | €7,943 | €7,136 | €16,487 | ▲ 131% |
| Amounts payable17/49 | €136,524 | €53,199 | €61,556 | €126,297 | €41,061 | €81,645 | €40,935 | €54,951 | ▲ 34.2% |
| Amounts payable after more than one year17 | €23,975 | €15,854 | €7,338 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €108,949 | €33,745 | €54,218 | €126,297 | €41,061 | €81,645 | €40,935 | €54,951 | ▲ 34.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,475 | - | - | - | - | - |
| Financial debts43 | - | - | - | €40,000 | - | €33,000 | - | - | - |
| Credit institutions430/8 | - | - | - | €40,000 | - | €33,000 | - | - | - |
| Trade debts44 | €82,666 | €3,483 | €44,707 | €75,430 | €38,478 | €47,371 | €40,869 | €51,840 | ▲ 26.8% |
| Suppliers440/4 | - | - | - | €75,430 | €38,478 | €47,371 | €40,869 | €51,840 | ▲ 26.8% |
| Taxes, remuneration and social security45 | - | - | - | €2,392 | €2,583 | €1,275 | €66 | €3,110 | ▲ 47× |
| Taxes450/3 | - | - | - | €2,392 | €2,583 | €1,275 | €66 | €3,110 | ▲ 47× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,397 | -€9,730 | €12,351 | €10,107 | €801 | €181 | -€807 | €9,364 | - |
| + Depreciation and write-downs630 | €4,373 | €3,649 | €3,649 | €3,649 | €3,649 | €1,323 | - | - | - |
| Operating cash flow (approximation) | -€4,025 | -€6,081 | €16,000 | €13,757 | €4,450 | €1,504 | -€807 | €9,364 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - | - | - | - |
| Change in cash | - | -€443 | €12,930 | -€12,857 | €29,643 | -€29,451 | €15,022 | -€10,607 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as STRATEFI has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of STRATEFI itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for STRATEFI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 26 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-09-2026 | 2026-00529150 | |
| 31-12-2024 | micro format | 26-08-2025 | 2025-00403792 | |
| 31-12-2023 | micro format | 27-09-2024 | 2024-00474505 | |
| 31-12-2022 | micro format | 29-09-2023 | 2023-00459641 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20362912 | |
| 31-12-2020 | micro format | 27-09-2021 | 2021-68600347 | |
| 31-12-2019 | micro format | 12-11-2020 | 2020-70200061 | |
| 31-12-2018 | micro format | 10-09-2019 | 2019-63900296 | |
| 31-12-2017 | micro format | 27-08-2018 | 2018-52300129 | |
| 31-12-2016 | micro format | 26-09-2017 | 2017-62800580 |
Board & ownership
Directors
Owners and capital
Shareholders
1 ownerChain of control
- BPO TAX & ACCOUNTANCY
- STRATEFI
Owners 1
- BPO TAX & ACCOUNTANCYparentEquity €1.3m Profit of €182,507 in 2025 (profit of €121,221 in 2024) Checked score 9599%
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Bureau de Gestion Comptable et Fiscale |
|
| SRL B.G.C.F |
|
| BPO TAX & ACCOUNTANCY |
|
Network & group
Companies at the same address
103 other companies- SCRYBA Registered office · since 2026 1040630549
- Amira SAM Registered office · since 2025 1024558342
- LEASERAIN Registered office · since 2025 0877252558
- Galerie Monrose Registered office · since 2024 1017874745
- North Chem Registered office · since 2024 1016036396
- AUSTRAL SOLAR BELGIQUE Registered office · since 2024 1011293294
- MUSELAB Registered office · since 2024 1009938165
- Forty Eight Brussels Registered office · since 2024 1009725458
- Valos Core Registered office · since 2024 1007457836
- EE Estinnes Registered office · since 2024 1006436663
Connections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
22-10
Gazette deed
2 directors resigning, 1 reappointedResignations: SRL BPO Tax & Accountancy (director) and SRL B.G.C.F (managing director) · Reappointment: SRL B.G.C.F (director)4 points ▸
- General meeting, 17-05-2024
- Director resignation, SRL BPO Tax & Accountancy (director)
- Director resignation, SRL B.G.C.F (managing director)
- Director reappointment, SRL B.G.C.F (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21013B0040/00C021 | Brussels | 4,310 m² | 1 · 692 m² | 28.8 m · 8 |