STRAMAGRO
ActiveSTRAMAGRO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €816k and a net result of €-13k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 95% of 221 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.47 in 2024), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.1%
Return on assets
-1.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
8 d early
2024
13 d early
2023
1 d early
2022
32 d late
2021
65 d late
2020
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€816k▼ 1.6%
2024 · €830k
2022: €871k
2023: €846k
2024: €830k
2022 → 2025
Total assets
€917k▼ 1.5%
2024 · €931k
2022: €974k
2023: €948k
2024: €931k
2022 → 2025
Net result
€-13k▲ 20.5%
2024 · €-17k
2022: €-57k
2023: €-25k
2024: €-17k
2022 → 2025
Working capital
€-53k▲ 1.2%
2024 · €-54k
2022: €-45k
2023: €-66k
2024: €-54k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€871k-€846k▼ 2.8%€830k▼ 2.0%€816k▼ 1.6%
Operating result€-57k-€-25k▲ 56.8%€-16k▲ 33.4%€-13k▲ 20.6%
Net result€-57k-€-25k▲ 56.8%€-17k▲ 33.4%€-13k▲ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €917k
Fixed assets
€870k▼ 1.6%
Current assets
€47k▼ 1.1%
Equity and liabilities €917k
Equity
€816k▼ 1.6%
Debt
€100k▼ 1.2%
The debt ratio stays at 10.9%.
Key figures and ratios
EBITDA
€712▼
2024 · €3k
Cash flow
€668▼
2024 · €3k
Solvency
89.1%=
2024 · 89.1%
Current ratio
0.47▲
2024 · 0.47
Quick ratio
0.47▲
2024 · 0.47
Debt / equity
0.12▲
2024 · 0.12
ROE
-1.6%▲
2024 · -2.0%
ROA
-1.4%▲
2024 · -1.8%
Interest coverage
16.26▼
2024 · 78.30
Debt
€100k▼
2024 · €102k
Debt ≤ 1 year
€100k▼
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€917k
Fixed assets
21/28€870k
Tangible fixed assets
22/27€870k
Current assets
29/58€47k
Amounts receivable within one year
40/41€188
Cash & bank
54/58€47k
Total equity & liabilities
10/49€917k
Equity
10/15€816k
Contributions / capital
10/11€1.00M
Accumulated profits (losses)
14€-184k
Amounts payable
17/49€100k
Amounts payable within one year
42/48€100k
Trade debts payable within one year
44€21
Income statement
Code2025
Gross operating margin
9900€2k
Operating result
9901€-13k
Financial charges
65€44
Result before taxes
9903€-13k
Net result for the period
9904€-13k
Result to be appropriated
9905€-13k
This is the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
NBB filing
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
GEBROEDERS ROGGEN
BE 0864.362.743
Landen · Eq €818k
CEULEMANS GLASTUINBOUW
BE 0459.425.058
Sint-Katelijne-Waver · Eq €814k
Ferme du Vieux Tilleul
BE 0887.756.371
Fernelmont · Eq €811k
FIEMACON
BE 0556.735.161
Haacht · Eq €804k
André & Michel COLLIGNON
BE 0442.083.042
Sainte-Ode · Eq €833k
Of 3,623 companies in sector 01130 we hold annual accounts for 754. 595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2019
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01110Growing of cereals (except rice), leguminous crops and oil seeds
01160Crop and animal production, hunting and related service activities
01610Support activities for crop production
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 27-08-2026. Scores and ratios are computed by Checked and are not a credit decision.