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STRAK interior

Active
Private limited companyfounded 2024active for 2 yearsTurfputstraat(B) 9, 9290 Berlare, BelgiumKBO/BCE: BE 1014.487.564

Financials · financial year 2025, micro format

2025 annual accounts filed 26 days after the deadline Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00450037.

Annual accounts 2025 filed on 26-08-2026 at the NBB

Turnover
≈ €340,000
Estimated: probably between €230,000 and €570,000
Total assets
€92,990
Net result
€9,887
Working capital
-€41,414

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €92,990
Fixed assets €60,147
Current assets €32,844
Equity and liabilities €92,990
Equity €12,387
Debt €80,603
Debt's share of the balance-sheet total is 86.7%.
Key figures and ratios
2025 value
EBITDA
€28,215
Cash flow
€23,332
Current ratio
0.44
Debt to equity
6.51
ROE
79.8%
ROA
10.6%
Interest coverage
35.30
Debt ≤ 1 year
€74,257
Debt > 1 year
€6,346
Income taxes
€4,118
Staff costs
€60,287

Comparable companies

These companies have the same main activity as STRAK interior: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €79,500 and €101,000, founded between 2024 and 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
STRAK interior Berlare2024€92,990€12,387€89,588€9,8872025
DE SAEGHER SCHILDERWERKEN Stekene2025€85,401€50,857€72,550€47,5232025
JB Schilderwerken Zwevegem2024€101,322€55,240€80,212€51,7402025
GS MICROBETON Ellezelles2024€80,989€17,175€74,836€14,6752025
Schilderwerken Van Bastelaere Lokeren2025€93,029€35,514€52,770€33,1142025
Bengt Dewulf Roeselare2025€88,817€32,246€76,268€27,2462025
SCHILDERWERKEN AARON Izegem2024€79,493€54,251€69,687€53,0512025

They were chosen from the 2,628 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 7,976 companies had the same profile as STRAK interior has now. Two years later, 3.6% had gone bankrupt and 94.3% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of STRAK interior itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for STRAK interior. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 43 lines

Source: Annual accounts 2025 at the NBB, filed on 26-08-2026.

Balance sheet Code2025
Assets
Total assets20/58€92,990
Fixed assets21/28€60,147
Tangible fixed assets22/27€60,147
Plant, machinery and equipment23€20,715
Furniture and vehicles24€39,431
Current assets29/58€32,844
Amounts receivable within one year40/41€2,501
Trade receivables40€2,500
Other amounts receivable41€1
Cash at bank and in hand54/58€27,853
Deferred charges and accrued income490/1€2,490
Equity and liabilities
Total equity and liabilities10/49€92,990
Equity10/15€12,387
Contributions10/11€2,500
Reserves13€9,887
Distributable reserves133€9,887
Amounts payable17/49€80,603
Amounts payable after more than one year17€6,346
Financial debts170/4€6,346
Amounts payable within one year42/48€74,257
Current portion of amounts payable after more than one year42€7,282
Trade debts44€14,690
Suppliers440/4€14,690
Taxes, remuneration and social security45€10,255
Taxes450/3€6,628
Remuneration and social security454/9€3,628
Other amounts payable47/48€42,031
Income statement Code2025
Remuneration, social security and pensions62€60,287
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,445
Other operating charges640/8€1,085
Gross operating margin9900€89,588
Operating profit (loss)9901€14,770
Financial income75/76B€34
Recurring financial income75€34
Financial charges65/66B€799
Recurring financial charges65€799
Profit (loss) for the period before taxes9903€14,005
Income taxes67/77€4,118
Profit (loss) for the period9904€9,887
Profit (loss) for the period to be appropriated9905€9,887
Appropriation of the result
Profit (loss) to be appropriated9906€9,887
Transfer to equity691/2€9,887
To other reserves6921€9,887

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2025
Remuneration, social security and pensions62€60,287
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,445
Other operating charges640/8€1,085
Gross operating margin9900€89,588
Operating profit (loss)9901€14,770
Financial income75/76B€34
Recurring financial income75€34
Financial charges65/66B€799
Recurring financial charges65€799
Profit (loss) for the period before taxes9903€14,005
Income taxes67/77€4,118
Profit (loss) for the period9904€9,887
Profit (loss) for the period to be appropriated9905€9,887
Line2025
Assets
Total assets20/58€92,990
Fixed assets21/28€60,147
Tangible fixed assets22/27€60,147
Plant, machinery and equipment23€20,715
Furniture and vehicles24€39,431
Current assets29/58€32,844
Amounts receivable within one year40/41€2,501
Trade receivables40€2,500
Other amounts receivable41€1
Cash at bank and in hand54/58€27,853
Deferred charges and accrued income490/1€2,490
Equity and liabilities
Total equity and liabilities10/49€92,990
Equity10/15€12,387
Contributions10/11€2,500
Reserves13€9,887
Distributable reserves133€9,887
Amounts payable17/49€80,603
Amounts payable after more than one year17€6,346
Financial debts170/4€6,346
Amounts payable within one year42/48€74,257
Current portion of amounts payable after more than one year42€7,282
Trade debts44€14,690
Suppliers440/4€14,690
Taxes, remuneration and social security45€10,255
Taxes450/3€6,628
Remuneration and social security454/9€3,628
Other amounts payable47/48€42,031
Line2025
Profit (loss) for the period9904€9,887
+ Depreciation and write-downs630€13,445
Operating cash flow (approximation)€23,332

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 26-08-2026 2026-00450037 NBB

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