STRAIT
ActiveSTRAIT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393k and a net result of €170k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 3.37 in 2024), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.5%
Return on assets
35.6%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-11-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
24 d late
2023
on the day
2022
10 d late
2021
15 d late
2020
30 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€393k▲ 61.7%
2024 · €243k
2019: €66k
2020: €70k
2021: €97k
2022: €116k
2023: €137k
2024: €243k
2019 → 2025
Total assets
€477k▲ 40.0%
2024 · €341k
2019: €165k
2020: €98k
2021: €123k
2022: €143k
2023: €175k
2024: €341k
2019 → 2025
Net result
€170k▲ 24.1%
2024 · €137k
2019: €20k
2020: €5k
2021: €27k
2022: €19k
2023: €20k
2024: €137k
2019 → 2025
Working capital
€284k▲ 22.7%
2024 · €231k
2019: €26k
2020: €68k
2021: €94k
2022: €108k
2023: €136k
2024: €231k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€116k▲ 19.5%€137k▲ 17.3%€243k▲ 78.2%€393k▲ 61.7%
Operating result€39k-€27k▼ 30.2%€28k▲ 4.4%€199k▲ 602%€243k▲ 22.0%
Net result€27k-€19k▼ 29.9%€20k▲ 5.8%€137k▲ 581%€170k▲ 24.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €477k
Fixed assets
€110k▲ 802%
Current assets
€367k▲ 11.7%
Equity and liabilities €477k
Equity
€393k▲ 61.7%
Debt
€83k▼ 14.3%
The debt ratio falls from 28.6% to 17.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€253k▲
2024 · €202k
Cash flow
€180k▲
2024 · €139k
Solvency
82.5%▲
2024 · 71.4%
Current ratio
4.40▲
2024 · 3.37
Quick ratio
4.40▲
2024 · 3.37
Debt / equity
0.21▼
2024 · 0.40
ROE
43.1%▼
2024 · 56.2%
ROA
35.6%▼
2024 · 40.1%
Interest coverage
822.23▲
2024 · 259.68
Debt
€83k▼
2024 · €97k
Debt ≤ 1 year
€83k▼
2024 · €97k
Income taxes
€73k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€341k€477k▲
Fixed assets21/28€12k€110k▲
Tangible fixed assets22/27€12k€110k▲
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€4k€103k▲
Current assets29/58€329k€367k▲
Amounts receivable within one year40/41€47k€145k▲
Trade receivables40€46k€137k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€281k€219k▼
Deferred charges and accrued income490/1€540€3k▲
Equity and liabilities
Total equity and liabilities10/49€341k€477k▲
Equity10/15€243k€393k▲
Contributions10/11€8k€8k=
Reserves13€234k€384k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€226k€376k▲
Profit (loss) carried forward14€1k€1k▲
Amounts payable17/49€97k€83k▼
Amounts payable within one year42/48€97k€83k▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€66k€64k▼
Taxes450/3€66k€64k▼
Other amounts payable47/48€30k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€2k€18k▲
Gross operating margin9900€203k€271k▲
Operating profit (loss)9901€199k€243k▲
Financial income75/76B-€318
Recurring financial income75-€318
Financial charges65/66B€776€308▼
Recurring financial charges65€776€308▼
Profit (loss) for the period before taxes9903€198k€243k▲
Income taxes67/77€61k€73k▲
Profit (loss) for the period9904€137k€170k▲
Profit (loss) for the period to be appropriated9905€137k€170k▲
Appropriation of the result
Profit (loss) to be appropriated9906€137k€171k▲
Profit (loss) brought forward from the previous period14P€480€1k▲
Transfer from equity791/2€30k€20k▼
Transfer to equity691/2€136k€170k▲
To other reserves6921€136k€170k▲
Profit to be distributed694/7€30k€20k▼
Return on contributions (dividend)694€30k€20k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
31-03
Financial
Highest result since 2019net €170k ▲24.1%
Operating result €243k, net result €170k, both a record.
2024
24-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
31-03
Financial
Equity above €200kEq €243k ▲78.2%
6 profitable years in a row build equity to €243k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
31-03
Financial
Equity above €100kEq €116k ▲19.5%
4 profitable years in a row build equity to €116k.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
31-03
Financial
Weakest financial yearnet €5k ▼77%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity triplescurrent ratio 4.02
Current ratio from 1.48 to 4.02; short-term debt falls from €54k to €22k.
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofstraat 169000 GentGround area
186 m²
Building footprint
110 m²
Volume, LiDAR
1,062 m³
Parcel 44804D2560/00C008, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
STRAIT
since 20042.138.974.813
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2560/00C008 | Flanders | 186 m² | 1 · 110 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 5,811 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-04-2004
Fiscal year end31-03
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.