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STRAIMMO

Active
Public limited companyfounded 2020active for 6 yearsLieven Gevaertlaan 4, 3900 Pelt, BelgiumKBO/BCE: BE 0742.830.552
Summary

STRAIMMO has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226,738 and a net result of €136,079. Equity is shrinking by about 7.3% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€293,036total assets 2025
Equity
€226,738
Profit
€136,079
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 44 days early0 of 1 deed read
Why 96raises riskFounded in 2020lowers riskSize: total assets €293,036Equity €226,738 (77.4% of total assets)No main activity registeredShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 75% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100+18
equity 77.4% of total assets
Liquidity 64-1
short-term debt 22.6% · cash 17.3%
Profitability 100=
return on assets 46.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.83, compared with 0.78 in 2024, below 1; short-term debt: 22.6% and cash: 17.3% of total assets), and 22.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 60% on liquidity, 90% on profitability and 68% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €293,036
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €226,738 (77.4% of total assets)
NBB · annual accounts
lowers risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
44 days early
2024
31 days early
2023
41 days early
2022
34 days early
2021
46 days early
2020
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 40 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Financials · financial year 2025, full format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€136,079▼ 0.1%
2024 · €136,199
Working capital
-€10,974▲ 68.0%
2024 · -€34,295
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result falls in 2025; 2025 is 0% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€181,484 2025 Net result€136,079 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€271,636-€181,863▼ 33.0%€182,981▲ 0.6%€181,106▼ 1.0%€181,642▲ 0.3%€181,484▼ 0.1%
Net result€206,398-€133,397▼ 35.4%€131,069▼ 1.7%€135,800▲ 3.6%€136,199▲ 0.3%€136,079▼ 0.1%
Equity€293,910-€270,878▼ 7.8%€239,803▼ 11.5%€274,103▲ 14.3%€206,016▼ 24.8%€226,738▲ 10.1%
Total assets€491,273-€460,384▼ 6.3%€404,908▼ 12.0%€377,358▼ 6.8%€361,028▼ 4.3%€293,036▼ 18.8%
Debt€197,364-€189,506▼ 4.0%€165,105▼ 12.9%€103,255▼ 37.5%€155,012▲ 50.1%€66,298▼ 57.2%
Working capital€43,201-€22,769▼ 47.3%-€5,706€31,193-€34,295-€10,974▲ 68.0%
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293,036
Fixed assets €237,712 ▼ 1.1%
Current assets €55,324 ▼ 54.2%
Equity and liabilities €293,036
Equity €226,738 ▲ 10.1%
Debt €66,298 ▼ 57.2%
Debt's share of the balance-sheet total falls from 42.9% to 22.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€184,083▼
2024 · €184,241
Cash flow
€138,678▼
2024 · €138,798
Current ratio
0.83▲
2024 · 0.78
Debt to equity
0.29▼
2024 · 0.75
ROE
60.0%▼
2024 · 66.1%
ROA
46.4%▲
2024 · 37.7%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€66,298▼
2024 · €155,012
Income taxes
€45,360▼
2024 · €45,400
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€361,028€293,036▼
Fixed assets21/28€240,311€237,712▼
Tangible fixed assets22/27€240,311€237,712▼
Land and buildings22€240,311€237,712▼
Current assets29/58€120,717€55,324▼
Amounts receivable within one year40/41€19,334€4,600▼
Trade receivables40€0-
Other amounts receivable41€19,334€4,600▼
Cash at bank and in hand54/58€101,383€50,724▼
Equity and liabilities
Total equity and liabilities10/49€361,028€293,036▼
Equity10/15€206,016€226,738▲
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€144,516€165,238▲
Non-distributable reserves130/1€9,562€9,562=
Legal reserve130€9,562€9,562=
Distributable reserves133€134,955€155,677▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€155,012€66,298▼
Amounts payable within one year42/48€155,012€66,298▼
Trade debts44€726€581▼
Suppliers440/4€726€581▼
Taxes, remuneration and social security45-€360
Taxes450/3-€360
Other amounts payable47/48€154,286€65,357▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,599€2,599=
Other operating charges640/8€33,943€34,484▲
Gross operating margin9900€218,183€218,567▲
Operating profit (loss)9901€181,642€181,484▼
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903€181,598€181,439▼
Income taxes67/77€45,400€45,360▼
Profit (loss) for the period9904€136,199€136,079▼
Profit (loss) for the period to be appropriated9905€136,199€136,079▼
Appropriation of the result
Profit (loss) to be appropriated9906€136,199€136,079▼
Transfer from equity791/2€68,087€0▼
Transfer to equity691/2€0€20,722▲
To other reserves6921€0€20,722▲
Profit to be distributed694/7€204,286€115,357▼
Return on contributions (dividend)694€204,286€115,357▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,260€2,599€2,599€2,599€2,599€2,599=
Other operating charges640/8-€112€112€62,667€33,943€34,484▲ 1.6%
Gross operating margin9900€278,896€184,574€185,693€246,372€218,183€218,567▲ 0.2%
Operating profit (loss)9901€271,636€181,863€182,981€181,106€181,642€181,484▼ 0.1%
Financial income75/76B€6,171€0-----
Recurring financial income75€6,171€0-----
Financial charges65/66B€25€37€39€39€44€45▲ 3.4%
Recurring financial charges65€25€37€39€39€44€45▲ 3.4%
Profit (loss) for the period before taxes9903€277,782€181,826€182,942€181,067€181,598€181,439▼ 0.1%
Income taxes67/77€71,384€48,429€51,874€45,267€45,400€45,360▼ 0.1%
Profit (loss) for the period9904€206,398€133,397€131,069€135,800€136,199€136,079▼ 0.1%
Transfer from tax-exempt reserves789€8,892€8,892€20,749€0---
Profit (loss) for the period to be appropriated9905€215,290€142,289€151,817€135,800€136,199€136,079▼ 0.1%
Line202020212022202320242025Change
Assets
Total assets20/58€491,273€460,384€404,908€377,358€361,028€293,036▼ 18.8%
Fixed assets21/28€250,708€248,108€245,509€242,910€240,311€237,712▼ 1.1%
Tangible fixed assets22/27€250,708€248,108€245,509€242,910€240,311€237,712▼ 1.1%
Land and buildings22€250,708€248,108€245,509€242,910€240,311€237,712▼ 1.1%
Current assets29/58€240,565€212,275€159,399€134,448€120,717€55,324▼ 54.2%
Amounts receivable within one year40/41-€6,571€53,000€114,733€19,334€4,600▼ 76.2%
Trade receivables40--€53,000€100,000€0--
Other amounts receivable41-€6,571€0€14,733€19,334€4,600▼ 76.2%
Cash at bank and in hand54/58€240,565€205,704€106,399€19,715€101,383€50,724▼ 50.0%
Equity and liabilities
Total equity and liabilities10/49€491,273€460,384€404,908€377,358€361,028€293,036▼ 18.8%
Equity10/15€293,910€270,878€239,803€274,103€206,016€226,738▲ 10.1%
Contributions10/11€61,500€61,500€61,500€61,500€61,500€61,500=
Capital10€61,500€61,500€61,500€61,500€61,500€61,500=
Issued capital100€61,500€61,500€61,500€61,500€61,500€61,500=
Reserves13€232,410€209,378€178,303€212,603€144,516€165,238▲ 14.3%
Non-distributable reserves130/1€9,562€9,562€9,562€9,562€9,562€9,562=
Legal reserve130€9,562€9,562€9,562€9,562€9,562€9,562=
Tax-exempt reserves132€29,641€20,749€0----
Distributable reserves133€193,206€179,067€168,742€203,042€134,955€155,677▲ 15.4%
Profit (loss) carried forward14€0€0€0€0€0€0-
Amounts payable17/49€197,364€189,506€165,105€103,255€155,012€66,298▼ 57.2%
Amounts payable within one year42/48€197,364€189,506€165,105€103,255€155,012€66,298▼ 57.2%
Trade debts44€1,694€1,694€1,089€1,755€726€581▼ 20.0%
Suppliers440/4€1,694€1,694€1,089€1,755€726€581▼ 20.0%
Taxes, remuneration and social security45€31,384€31,384€1,873€0-€360-
Taxes450/3€31,384€31,384€1,873€0-€360-
Other amounts payable47/48€164,286€156,429€162,143€101,500€154,286€65,357▼ 57.6%
Line202020212022202320242025Change
Profit (loss) for the period9904€206,398€133,397€131,069€135,800€136,199€136,079▼ 0.1%
+ Depreciation and write-downs630€7,260€2,599€2,599€2,599€2,599€2,599=
Operating cash flow (approximation)€213,658€135,996€133,668€138,399€138,798€138,678▼ 0.1%
Investment in fixed assets (approximation)-€0€0€0€0€0-
Change in cash--€34,861-€99,305-€86,684€81,669-€50,660-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 full format 17-06-2026 2026-00168934
31-12-2024 abbreviated format 30-06-2025 2025-00208203
31-12-2023 abbreviated format 20-06-2024 2024-00143876
31-12-2022 abbreviated format 27-06-2023 2023-00161181
31-12-2021 abbreviated format 15-06-2022 2022-20063622
31-12-2020 abbreviated format 17-06-2021 2021-20600157

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 3 February 2020, STRAIMMO was incorporated as a public limited company.1 Total assets went from €491,273 in 2020 to €293,036 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
17-06
NBB filing Annual accounts filed
financial year 2025 · full format
2025
30-06
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
2024
20-06
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
27-06
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
2022
15-06
NBB filing Annual accounts filed
financial year 2021 · abbreviated format
2021
17-06
NBB filing Annual accounts filed
financial year 2020 · abbreviated format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded03-02-2020
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2020
registered office establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
5,640 m²
Building volume
61,273 m³
Parcel 72502E0102/00V140, Flanders · tallest building 13.9 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
STRAIMMO
Lieven Gevaertlaan 4, 3900 PeltActivities auxiliary to financial services and insurance activities
since 2020unit no. 2.299.033.622
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
72502E0102/00V140 Flanders 1.1 ha 1 · 5,640 m² 13.9 m · 4
How the parcels are linked
Good to know
The parcel matches the address exactly.