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STRAIGHT TO THE POINT

Active
Private limited company (pre-2019)founded 2018active for 8 yearsRue de Châtelet 136, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0704.763.792
Summary

STRAIGHT TO THE POINT has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€19,291) and a net result of -€5,741. Equity has been shrinking by about 47% per year since 2019. Its solvency ranks better than 5% of 17,162 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 19-09-2018 Normal situation
Activity
Development of residential building projects NACE 68121and 5 others
Establishment unit
2.281.271.041 6120 Ham-sur-Heure-Nalinnes, since 19-09-2018
Financial year end
31 December
Peppol
Reachable since 07-12-2025

Board and ownership

Board
  • DE GROOTE HansDirector · since 19-09-2018

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Turnover
€4,264
▼ 46.0%
Loss
€5,741
▲ 3.2%
Equity
-€19,291
▼ 42.4%
Total assets
€1,030
▼ 73.1%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€19,291Loss of €5,741, the second in a row (financial year 2025)lowers riskSize: turnover €4,264, total assets €1,030Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 17% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -1872.9% of total assets
Liquidity 50+1
short-term debt 1972.9% · cash 40.9%
Profitability 0=
return on assets -557.4%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.8%▼ -0.1 percentage points vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 2.1%▲ +0.3 percentage points vs 07-2025 09-2025: 2.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 1.1%▼ -1.1 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.2%▲ +0.1 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.1%▼ -0.1 percentage points vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 0.8%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 49% on liquidity, 4% on profitability and 12% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €4,264, total assets €1,030
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€19,291
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Loss of €5,741, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€19,291
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
1 day early
2024
49 days late
2023
78 days late
2022
60 days late
2021
29 days late
2020
65 days late
2019
223 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 72 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€19,291 View
  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€5,741 View
  • Caution: Lower solvency than 95% of companies in real estatesector median 28.9% · 17,162 companies -1872.9% View

Recent changes

  1. · Gazette deed Registered office moved from Jemeppe-sur-Sambre to NalinnesNew registered office: Rue de Châtelet, 136 à 6120 Nalinnes · Previous registered office: Rue de la Taille 40, 5190 Jemeppe-Sur-Sambre
  2. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as STRAIGHT TO THE POINT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €704 and €1,280, founded between 2015 and 2021.

CompanyTotal assetsGross margin
STRAIGHT TO THE POINT Ham-sur-Heure-Nalinnes€1,030-€4,952
PAINT DOORS Moorslede€1,072-€3,078
CSM Development Brussels€1,075-€2,473
LAURAMCO Koksijde€1,265-€8,828
BENOZZI IMMO Erquelinnes€704-€861
Les Jardins de Saint-Loup Ixelles€1,171-€1,342
MileStone Development Antwerp€1,277-€392
Full comparison

Key facts about STRAIGHT TO THE POINT

What is the company number of STRAIGHT TO THE POINT?
The company number of STRAIGHT TO THE POINT is 0704.763.792. The VAT number is the same number with BE in front: BE 0704.763.792.
Where is STRAIGHT TO THE POINT based?
The registered office is at Rue de Châtelet 136, 6120 Ham-sur-Heure-Nalinnes.Company details
What does STRAIGHT TO THE POINT do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of STRAIGHT TO THE POINT?
STRAIGHT TO THE POINT is a private limited company (pre-2019) (BVBA).
When was STRAIGHT TO THE POINT founded?
STRAIGHT TO THE POINT was founded on 19-09-2018.
Is STRAIGHT TO THE POINT still active?
Yes, STRAIGHT TO THE POINT is an active enterprise in the KBO register.
What is the turnover of STRAIGHT TO THE POINT?
The turnover of STRAIGHT TO THE POINT was €4,264 in financial year 2025, according to the filed annual accounts.Financials
Is STRAIGHT TO THE POINT profitable?
In financial year 2025, STRAIGHT TO THE POINT made a loss of €5,741.
Where can I find the annual accounts of STRAIGHT TO THE POINT?
STRAIGHT TO THE POINT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STRAIGHT TO THE POINT due?
STRAIGHT TO THE POINT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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