STRAIGHT FORWARD
ActiveSTRAIGHT FORWARD has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €753k and a net result of €123k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+50
Solvency52▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.51 in 2024), and 69.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.9%
Return on assets
5.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
29 d late
2023
14 d late
2022
18 d late
2021
30 d early
2020
88 d late
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€123k▲ 205%
2024 · €40k
2018: €22k
2019: €31k
2020: €51k
2021: €24k
2022: €47k
2023: €42k
2024: €40k
2018 → 2025
Working capital
€27k▼ 42.5%
2024 · €47k
2018: €358k
2019: €392k
2020: €465k
2021: €57k
2022: €106k
2023: €123k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€81k▲ 141%€123k▲ 52.5%€630k▲ 411%€753k▲ 19.6%
Operating result€57k-€67k▲ 16.6%€58k▼ 13.7%€18k▼ 68.8%€152k▲ 745%
Net result€24k-€47k▲ 97.5%€42k▼ 10.3%€40k▼ 4.8%€123k▲ 205%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 745% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.44M
Fixed assets
€2.25M▼ 0.6%
Current assets
€186k▲ 33.0%
Equity and liabilities €2.44M
Equity
€753k▲ 19.6%
Debt
€1.68M▼ 5.1%
The debt ratio falls from 73.8% to 69.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€165k▲
2024 · €31k
Cash flow
€136k▲
2024 · €53k
Solvency
30.9%▲
2024 · 26.2%
Current ratio
1.17▼
2024 · 1.51
Quick ratio
1.17▼
2024 · 1.51
Debt / equity
2.24▼
2024 · 2.82
ROE
16.4%▲
2024 · 6.4%
ROA
5.1%▲
2024 · 1.7%
Interest coverage
2.91▲
2024 · 0.83
Debt
€1.68M▼
2024 · €1.77M
Debt ≤ 1 year
€158k▲
2024 · €92k
Debt > 1 year
€1.53M▼
2024 · €1.68M
Income taxes
€21k▲
2024 · €393
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.40M€2.44M▲
Fixed assets21/28€2.26M€2.25M▼
Tangible fixed assets22/27€28k€15k▼
Furniture and vehicles24€28k€15k▼
Financial fixed assets28€2.24M€2.24M=
Current assets29/58€140k€186k▲
Amounts receivable within one year40/41€32k€37k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€29k€34k▲
Current investments50/53€0-
Cash at bank and in hand54/58€105k€147k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.40M€2.44M▲
Equity10/15€630k€753k▲
Contributions10/11€471k€471k=
Reserves13€500€500=
Distributable reserves133€500€500=
Profit (loss) carried forward14€158k€281k▲
Amounts payable17/49€1.77M€1.68M▼
Amounts payable after more than one year17€1.68M€1.53M▼
Financial debts170/4€1.68M€1.53M▼
Amounts payable within one year42/48€92k€158k▲
Current portion of amounts payable after more than one year42€89k€156k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€560€716▲
Taxes450/3€560€716▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€32k€166k▲
Operating profit (loss)9901€18k€152k▲
Financial income75/76B€60k€49k▼
Recurring financial income75€60k€49k▼
Financial charges65/66B€37k€57k▲
Recurring financial charges65€37k€57k▲
Profit (loss) for the period before taxes9903€41k€144k▲
Income taxes67/77€393€21k▲
Profit (loss) for the period9904€40k€123k▲
Profit (loss) for the period to be appropriated9905€40k€123k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€281k▲
Profit (loss) brought forward from the previous period14P€118k€158k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €123k ▲205%
Operating result €152k, net result €123k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Equity above €500kEq €630k ▲411%
7 profitable years in a row build equity to €630k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Equity above €100kEq €123k ▲52.5%
6 profitable years in a row build equity to €123k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 80.51
Current ratio from 21.64 to 80.51; short-term debt falls from €17k to €5k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean Accentlaan 211160 OudergemGround area
2,957 m²
Building footprint
419 m²
Volume, LiDAR
1,462 m³
Parcel 21332E0063/00A000, Brussels · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Jean Accentlaan 21, 1160 Oudergem
since 20112.199.093.433
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332E0063/00A000 | Brussels | 2,957 m² | 1 · 419 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 30,745 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.