STRADITEC
ActiveSummary
The annual accounts of STRADITEC for fiscal year 2025 show a net loss of 103% of total assets and of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €17,345 and a net result of -€18,124. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 18716 sector peers (fiscal year 2025). The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency100=
Growth36▼-13
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 70.82; short-term debt: 1.4% and cash: 92.9% of total assets), and 1.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
-103%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
83 d early
2023
38 d early
2022
84 d early
2021
73 d early
2020
61 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€46,313▲ 2.8%
2018 · €45,031
EBIT margin
-6.5%▼ 47.6pp
2018 · 41.0%
Net result
-€18,124
2024 · €3,212
Working capital
€17,221▼ 51.3%
2024 · €35,345
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€17,273▼ 48.9%-€13,953▲ 19.2%-€14,869▼ 6.6%€3,303-€18,022
Net result-€17,654below the sector's middle half▼ 52.3%-€16,574below the sector's middle half▲ 6.1%-€14,936below the sector's middle half▲ 9.9%€3,212within the sector's middle half-€18,124below the sector's middle half
EBIT margin
Equity€63,766within the sector's middle half▼ 21.7%€47,193within the sector's middle half▼ 26.0%€32,258within the sector's middle half▼ 31.6%€35,469within the sector's middle half▲ 10.0%€17,345within the sector's middle half▼ 51.1%
Total assets€67,280within the sector's middle half▼ 18.0%€47,821below the sector's middle half▼ 28.9%€32,717below the sector's middle half▼ 31.6%€35,632below the sector's middle half▲ 8.9%€17,592below the sector's middle half▼ 50.6%
Debt€3,414▲ 584%€527▼ 84.6%€359▼ 31.9%€163▼ 54.5%€247▲ 51.1%
Working capital€62,943within the sector's middle half▼ 22.4%€46,680within the sector's middle half▼ 25.8%€32,055within the sector's middle half▼ 31.3%€35,345within the sector's middle half▲ 10.3%€17,221within the sector's middle half▼ 51.3%
Solvency94.8%above the sector's middle half▼ 4.5pp98.7%above the sector's middle half▲ 3.9pp98.6%above the sector's middle half▼ 0.1pp99.5%above the sector's middle half▲ 0.9pp98.6%above the sector's middle half▼ 0.9pp
Current ratio19.44above the sector's middle half89.58above the sector's middle half▲ 70.1490.35above the sector's middle half▲ 0.7770.82above the sector's middle half
Return on assets (ROA)-26.2%below the sector's middle half▼ 12.1pp-34.7%below the sector's middle half▼ 8.4pp-45.7%below the sector's middle half▼ 11.0pp9.0%within the sector's middle half▲ 54.7pp-103.0%below the sector's middle half▼ 112.0pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18,022 after €3,303 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,592
Fixed assets
€124 =
Current assets
€17,468 ▼ 50.8%
Equity and liabilities €17,592
Equity
€17,345 ▼ 51.1%
Debt
€247 ▲ 51.1%
Debt's share of the balance-sheet total rises from 0.5% to 1.4%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.01▲
2024 · 0.00
ROE
-104.5%▼
2024 · 9.1%
Debt ≤ 1 year
€247▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €14,996 | €18,321 | €14,974 | €8,044 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €435 | €311 | €311 | €179 | - | - |
| Other operating charges640/8 | €3,408 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€13,430 | -€13,295 | -€14,174 | €3,869 | -€17,622 | ▼ 555% |
| Operating profit (loss)9901 | -€17,273 | -€13,953 | -€14,869 | €3,303 | -€18,022 | ▼ 646% |
| Financial income75/76B | - | €20 | - | - | - | - |
| Recurring financial income75 | - | €20 | - | - | - | - |
| Financial charges65/66B | - | - | €67 | €92 | €102 | ▲ 11.2% |
| Recurring financial charges65 | - | - | €67 | €92 | €102 | ▲ 11.2% |
| Profit (loss) for the period before taxes9903 | -€17,273 | -€13,933 | -€14,936 | €3,212 | -€18,124 | ▼ 664% |
| Income taxes67/77 | €381 | €2,641 | - | - | - | - |
| Profit (loss) for the period9904 | -€17,654 | -€16,574 | -€14,936 | €3,212 | -€18,124 | ▼ 664% |
| Profit (loss) for the period to be appropriated9905 | -€17,654 | -€16,574 | -€14,936 | €3,212 | -€18,124 | ▼ 664% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €67,280 | €47,821 | €32,717 | €35,632 | €17,592 | ▼ 50.6% |
| Fixed assets21/28 | €923 | €613 | €303 | €124 | €124 | = |
| Tangible fixed assets22/27 | €799 | €489 | €179 | - | - | - |
| Furniture and vehicles24 | €799 | €489 | €179 | - | - | - |
| Financial fixed assets28 | €124 | €124 | €124 | €124 | €124 | = |
| Current assets29/58 | €66,357 | €47,207 | €32,414 | €35,508 | €17,468 | ▼ 50.8% |
| Amounts receivable within one year40/41 | €2,776 | €2,996 | €973 | €4,906 | €1,132 | ▼ 76.9% |
| Trade receivables40 | - | €2,904 | €484 | €4,639 | - | - |
| Other amounts receivable41 | €2,776 | €92 | €489 | €267 | €1,132 | ▲ 325% |
| Cash at bank and in hand54/58 | €63,530 | €44,155 | €31,441 | €30,603 | €16,336 | ▼ 46.6% |
| Deferred charges and accrued income490/1 | €51 | €56 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €67,280 | €47,821 | €32,717 | €35,632 | €17,592 | ▼ 50.6% |
| Equity10/15 | €63,766 | €47,193 | €32,258 | €35,469 | €17,345 | ▼ 51.1% |
| Contributions10/11 | €37,192 | €37,192 | €37,192 | €37,192 | €37,192 | = |
| Reserves13 | €3,719 | €3,719 | €3,719 | €3,719 | €3,719 | = |
| Non-distributable reserves130/1 | €3,719 | €3,719 | €3,719 | €3,719 | €3,719 | = |
| Reserves not available under the articles1311 | €3,719 | €3,719 | €3,719 | €3,719 | €3,719 | = |
| Profit (loss) carried forward14 | €22,855 | €6,282 | -€8,654 | -€5,442 | -€23,566 | ▼ 333% |
| Provisions and deferred taxes16 | €100 | €100 | €100 | - | - | - |
| Provisions for liabilities and charges160/5 | €100 | €100 | €100 | - | - | - |
| Environmental obligations163 | €100 | €100 | €100 | - | - | - |
| Amounts payable17/49 | €3,414 | €527 | €359 | €163 | €247 | ▲ 51.1% |
| Amounts payable within one year42/48 | €3,414 | €527 | €359 | €163 | €247 | ▲ 51.1% |
| Trade debts44 | €3,080 | - | €25 | €163 | €28 | ▼ 83.1% |
| Suppliers440/4 | €3,080 | - | €25 | €163 | €28 | ▼ 83.1% |
| Taxes, remuneration and social security45 | - | - | - | - | €129 | - |
| Taxes450/3 | - | - | - | - | €129 | - |
| Other amounts payable47/48 | €334 | €527 | €334 | - | €90 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,654 | -€16,574 | -€14,936 | €3,212 | -€18,124 | ▼ 664% |
| + Depreciation and write-downs630 | €435 | €311 | €311 | €179 | - | - |
| Operating cash flow (approximation) | -€17,219 | -€16,263 | -€14,625 | €3,390 | -€18,124 | ▼ 635% |
| Investment in fixed assets (approximation) | - | -€1 | €0 | €0 | €0 | - |
| Change in cash | - | -€19,375 | -€12,714 | -€838 | -€14,267 | ▼ 1,602% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€18,124
Net result drops to -€18,124, the lowest in the series.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3,212
Net result €3,212 after 5 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 217.58
Current ratio from 90.35 to 217.58; short-term debt falls from €359 to €163.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 89.58
Current ratio from 19.44 to 89.58; short-term debt falls from €3,414 to €527.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 69current ratio 163.43
Current ratio from 2.36 to 163.43; short-term debt falls from €12,533 to €499.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 1984
Ground area
207 m²
Building footprint
71 m²
Volume, LiDAR
605 m³
Parcel 21652E0892/00H004, Brussels · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STRADITEC SRL
since 19842.026.194.594
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0892/00H004 | Brussels | 207 m² | 1 · 71 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
APICALIS
BE 0628.814.970
Sprimont · Eq €17,313
3DTECHLAB
BE 0765.734.628
Gembloux · Eq €17,267
IBL
BE 0899.604.328
Lochristi · Eq €17,214
DEPROUW
BE 0878.245.324
Wingene · Eq €17,572
RS Consult
BE 0740.466.722
Bilzen-Hoeselt · Eq €17,064
Of 3,222 companies in sector 47400 we hold annual accounts for 1,807. 1,125 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-1984
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail
straditec-srl@mandator.beWatermaal-Bosvoorde
Phone
+32475495558Watermaal-Bosvoorde
E-invoicing
Reachable via Peppol
Peppol ID
0208:0426616985
Registered
27-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.