Equity
€31,044 ▼ 69.8%
STR8UP paid out €100,000 in dividends. That is 355% of the 2025 profit.
STR8UP
Lifetime
4 annual accounts with figures on one time axispeak €68,527 (2022)
€53,729▲ 27.7%
peak €45,823 (2022)
€28,167▲ 39.4%
peak €102,877 (2024)
€31,044▼ 69.8%
€139,687▲ 127%
Board1 name since 2021
1 directorHEYLEN Stéphane Antoine Valentin
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €42,068 to €53,729Result from €20,206 to €28,167Dividend €100,000Equity from €102,877 to €31,044Debts from €61,581 to €139,687Cash from €47,275 to €67,057
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The micro format states no turnover.
Debts
€139,687 ▲ 127%
Debts rose by €78,105 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Liquidity
0.65 was 1.16 in 2024
Short-term debts rose from €61,581 to €139,687.
Filings
4 annual accounts 1 late
The 2022 accounts came 16 days late. The other three were filed on time.
Position in the sector
18.2%
Lower solvency than 80% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
91
Excellent
Financially stronger than 30% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 0.65, cash €67,057
Size: total assets €170,730
Figures for financial year 2025 (filed on 16-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 21% of them on solvency, 36% on liquidity, 53% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as STR8UP has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STR8UP itself is lower: 0.1% within 12 months. It rests on far more data about STR8UP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for STR8UP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.65 (1.16 in 2024), below 1. Short-term debt is 81.8% and cash 39.3% of total assets. 81.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
45 days early
2024
31 days early
2023
28 days early
2022
16 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 22 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0776509051
Incorporation
Founder: HEYLEN Stéphane Antoine Valentin (requérant) · 100 shares · Appointment: HEYLEN Stéphane Antoine Valentin (director) · published on 28-10-2021 · Gazette deed
First establishment
Drève du Moulin 16, Waterloo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STR8UP Waterloo | €170,730 | €53,729 | 18.2% | - |
| Black Cloud Nivelles | €166,581 | €59,306 | 56.1% | - |
| Cloud ICT Services Kapellen | €161,865 | €52,931 | 97.4% | - |
| Linxer Harelbeke | €164,080 | €53,023 | 88.6% | - |
| INGENS Schaerbeek | €157,125 | €50,245 | 82.7% | - |
| DSRT AUTOMOTIVE CONSULTING Namur | €165,279 | €51,102 | 43.4% | - |
| Dorange Consulting Frasnes-lez-Anvaing | €157,535 | €60,091 | 95.2% | - |
These companies have the same main activity as STR8UP: computer programming (NACE 62100). They are comparable in size and age: total assets between €157,000 and €167,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 26-10-2021Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.324.854.5271410 Waterloo, since 26-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 10-04-2026
Annual accounts 2025
- €170,730▲ 3.8%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on STR8UP
STR8UP files the micro format. That format states no turnover. The gross margin fell from €68,527 in 2022 to €53,729 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STR8UP
- What is the company number of STR8UP?
- The company number of STR8UP is 0776.509.051. The VAT number is the same number with BE in front: BE 0776.509.051.
- Where is STR8UP based?
- The registered office is at Drève du Moulin 16, 1410 Waterloo.Company details
- What does STR8UP do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of STR8UP?
- STR8UP is a private limited company (BV).
- When was STR8UP founded?
- STR8UP was founded on 26-10-2021.
- Is STR8UP still active?
- Yes, STR8UP is an active enterprise in the KBO register.
- What is the turnover of STR8UP?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €53,729 and 41 comparable companies (NACE 62100). It probably lies between €100,000 and €160,000.Financials
- Is STR8UP profitable?
- In financial year 2025, STR8UP made a profit of €28,167.
- Where can I find the annual accounts of STR8UP?
- STR8UP filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STR8UP due?
- STR8UP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.