STOYANOV
Open bankruptcyA bankruptcy procedure is open for STOYANOV according to publications in the Belgian State Gazette; curator: MIEKE VAN CUYCK. The 2022 annual accounts show negative equity (€-32k) and a net result of €17k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2022 was due by 30-04-2023 and was filed on 13-12-2022, 138 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
138 d early
2021
2 d early
2020
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€-32k▲ 34.2%
2021 · €-49k
2020: €5k
2021: €-49k
2020 → 2022
Total assets
€138k▼ 5.2%
2021 · €146k
2020: €151k
2021: €146k
2020 → 2022
Net result
€17k
2021 · €-53k
2020: €-1k
2021: €-53k
2020 → 2022
Working capital
€-18k▲ 77.5%
2021 · €-81k
2020: €-11k
2021: €-81k
2020 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202020212022Trend
Equity€5k-€-49k€-32k▲ 34.2%
Operating result€31k-€-34k€45k
Net result€-1k-€-53k▼ 3,452%€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2022: €45k after a loss of €34k in 2021, the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €138k
Fixed assets
€7k▼ 84.5%
Current assets
€130k▲ 34.2%
Key figures and ratios
EBITDA
€52k▲
2021 · €-20k
Cash flow
€24k▲
2021 · €-39k
Solvency
-23.1%▲
2021 · -33.3%
Current ratio
0.88▲
2021 · 0.55
Quick ratio
0.88▲
2021 · 0.54
Debt / equity
-5.33▼
2021 · -4.00
ROA
12.0%▲
2021 · -36.5%
Interest coverage
1.61▲
2021 · -0.92
Debt
€170k▼
2021 · €194k
Debt ≤ 1 year
€148k▼
2021 · €178k
Debt > 1 year
€2k▼
2021 · €16k
Income taxes
€200▼
2021 · €374
Staff costs
€233k▼
2021 · €396k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€146k€138k▼
Formation expenses20€1k€594▼
Fixed assets21/28€48k€7k▼
Tangible fixed assets22/27€47k€7k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€45k€5k▼
Financial fixed assets28€190€190=
Current assets29/58€97k€130k▲
Amounts receivable after more than one year29€46k€84k▲
Other amounts receivable291€46k€84k▲
Stocks and contracts in progress3€1k-
Stocks30/36€1k-
Amounts receivable within one year40/41€47k€46k▼
Trade receivables40€46k€46k▼
Other amounts receivable41€1k€342▼
Cash at bank and in hand54/58€3k€1▼
Deferred charges and accrued income490/1€13-
Equity and liabilities
Total equity and liabilities10/49€146k€138k▼
Equity10/15€-49k€-32k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-55k€-38k▲
Amounts payable17/49€194k€170k▼
Amounts payable after more than one year17€16k€2k▼
Financial debts170/4€16k€2k▼
Amounts payable within one year42/48€178k€148k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€159k€128k▼
Taxes450/3€23k€6k▼
Remuneration and social security454/9€136k€122k▼
Accrued charges and deferred income492/3-€20k
Income statement
Code20212022
Non-recurring operating income76A€116€27k▲
Remuneration, social security and pensions62€396k€233k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€7k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€19k
Gross operating margin9900€380k€307k▼
Operating profit (loss)9901€-34k€45k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€21k€32k▲
Recurring financial charges65€21k€32k▲
Profit (loss) for the period before taxes9903€-53k€17k▲
Income taxes67/77€374€200▼
Profit (loss) for the period9904€-53k€17k▲
Profit (loss) for the period to be appropriated9905€-53k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-38k▲
Profit (loss) brought forward from the previous period14P€-1k€-55k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
07-03
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · STOYANOV BV SINT JANS- LAAN 30, 9890 GAVERE · event 28-02-2023
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Janslaan 309890 GavereGround area
551 m²
Building footprint
109 m²
Volume, LiDAR
649 m³
Parcel 44003A0529/00C002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STOYANOV
since 20182.281.595.495
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44003A0529/00C002 | Flanders | 551 m² | 1 · 109 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MIEKE VAN CUYCK SINT-CHRISTIANASTRAAT 48,
9890 04 DIKKELVENNE |
28-02-2023 → present |
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,354. 1,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-11-2018
Fiscal year end30-09
Activities, NACEBEL
43410Roofing work
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.