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STOUF - VANBILLEMONT

Active
Public limited companyfounded 2000active for 26 yearsKaai 27, 8620 Nieuwpoort, BelgiumKBO/BCE: BE 0472.077.521
Summary

STOUF - VANBILLEMONT has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240,544 and a net result of €736,136. Equity has been stable since 2018 (±1.6% per year). Its solvency ranks better than 40% of 5,039 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-06-2000 Normal situation
Activity
Retail trade NACE 47230
Establishment unit
2.100.012.782 8620 Nieuwpoort, since 08-01-2001
Financial year end
31 December
Peppol
Reachable since 23-10-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€1.3m
▲ 3.1%
Turnover
≈ €4.9m
estimated
Profit
€736,136
▲ 5.7%
Equity
€240,544
▲ 0.5%
Total assets
€866,626
▲ 0.7%
Employees on 31-12-2025
17
▲ 30.8%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.29, cash €296,717Founded in 2000Profit of €736,136 (financial year 2025)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 53=
equity 27.8% of total assets
Liquidity 67+19
short-term debt 51.8% · cash 34.2%
Profitability 100=
return on assets 84.9%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (1.48 in 2024), below the usual 1.5. Short-term debt is 51.8% and cash 34.2% of total assets. 72.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 43% of them on solvency, 73% on liquidity, 96% on profitability and 41% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.29, cash €296,717
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Profit of €736,136 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
6 days early
2023
5 days early
2022
6 days early
2021
29 days late
2020
1 day early
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 91% of companies in retail tradesector median €40,073 · 5,038 companies €736,136 View
  • Positive: 8 profitable years in a rowprofit 2025: €736,136 8 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Appointment: Stouf Gunnar (director)
  2. · Gazette deed 1 director resigning, 1 reappointedResignation: Vanbillemont Isabelle (director) · Reappointment: GUNNAR (sole director) · Permanent representative: Vanbillemont Isabelle
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as STOUF - VANBILLEMONT: retail trade (NACE 47230). They are comparable in size and age: total assets between €544,000 and €1.5m, founded between 1988 and 2008.

CompanyTotal assetsGross margin
STOUF - VANBILLEMONT Nieuwpoort€0.9m€1.3m
VISCENTRALE FIERET HARELBEKE Harelbeke€1.2m€1.0m
VISHANDEL BIRGER Nieuwpoort€1.3m€0.8m
Het Verschil Ninove€1.5m€0.8m
CLAES FISH Sint-Lambrechts-Woluwe€1.5m€0.6m
Vishandel Janssens Oostende€0.5m€0.7m
DUBRUL Kortrijk€1.4m€0.7m
Full comparison

Key facts about STOUF - VANBILLEMONT

What is the company number of STOUF - VANBILLEMONT?
The company number of STOUF - VANBILLEMONT is 0472.077.521. The VAT number is the same number with BE in front: BE 0472.077.521.
Where is STOUF - VANBILLEMONT based?
The registered office is at Kaai 27, 8620 Nieuwpoort.Company details
What does STOUF - VANBILLEMONT do?
According to the KBO register, the main activity is retail trade (NACE 47230).
What is the legal form of STOUF - VANBILLEMONT?
The legal form of STOUF - VANBILLEMONT is Public limited company (NV).
When was STOUF - VANBILLEMONT founded?
STOUF - VANBILLEMONT was founded on 08-06-2000.
Is STOUF - VANBILLEMONT still active?
Yes, STOUF - VANBILLEMONT is an active enterprise in the KBO register.
How many employees does STOUF - VANBILLEMONT have?
STOUF - VANBILLEMONT had an average of 9.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STOUF - VANBILLEMONT?
The turnover in financial year 2025 is ≈ €4.9m. This figure is estimated from the gross margin of €1.3m and 87 comparable companies (NACE 47). It probably lies between €2.9m and €9.0m.
Is STOUF - VANBILLEMONT profitable?
In financial year 2025, STOUF - VANBILLEMONT made a profit of €736,136.
Where can I find the annual accounts of STOUF - VANBILLEMONT?
STOUF - VANBILLEMONT filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STOUF - VANBILLEMONT due?
STOUF - VANBILLEMONT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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