STORMS CONSULTING
ActiveSTORMS CONSULTING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €34k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+30
Solvency48▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.65 in 2024; short-term debt: 11% and cash: 4.8% of total assets), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7744 sector peers (2025).
NBB · sector comparisonPosition among 7744 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d late
2023
8 d late
2022
31 d late
2021
30 d late
2020
16 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€34k▲ 12,642%
2024 · €266
2018: €21k
2019: €20k
2020: €49k
2021: €4k
2022: €4k
2023: €19k
2024: €266
2018 → 2025
Working capital
€-5k▲ 78.6%
2024 · €-24k
2018: €-33k
2019: €-57k
2020: €12k
2021: €22k
2022: €-18k
2023: €-6k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€148k▲ 2.3%€157k▲ 5.8%€145k▼ 7.5%€179k▲ 23.3%
Operating result€19k-€17k▼ 9.5%€40k▲ 130%€22k▼ 44.7%€66k▲ 197%
Net result€4k-€4k▲ 19.6%€19k▲ 325%€266▼ 98.6%€34k▲ 12,642%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 197% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €781k
Fixed assets
€701k▼ 2.5%
Current assets
€81k▲ 76.7%
Equity and liabilities €781k
Equity
€179k▲ 23.3%
Debt
€602k▼ 2.7%
The debt ratio falls from 81.0% to 77.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▲
2024 · €61k
Cash flow
€70k▲
2024 · €39k
Solvency
22.9%▲
2024 · 19.0%
Current ratio
0.94▲
2024 · 0.65
Quick ratio
0.94▲
2024 · 0.65
Debt / equity
3.37▼
2024 · 4.27
ROE
18.9%▲
2024 · 0.2%
ROA
4.3%▲
2024 · 0.0%
Interest coverage
7.71▲
2024 · 3.05
Debt
€602k▼
2024 · €619k
Debt ≤ 1 year
€86k▲
2024 · €70k
Debt > 1 year
€504k▼
2024 · €546k
Income taxes
€19k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€764k€781k▲
Fixed assets21/28€719k€701k▼
Tangible fixed assets22/27€588k€567k▼
Land and buildings22€554k€548k▼
Furniture and vehicles24€34k€19k▼
Financial fixed assets28€130k€134k▲
Current assets29/58€46k€81k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€40k€43k▲
Trade receivables40€32k€37k▲
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€5k€37k▲
Deferred charges and accrued income490/1€36€38▲
Equity and liabilities
Total equity and liabilities10/49€764k€781k▲
Equity10/15€145k€179k▲
Contributions10/11€19k€19k=
Reserves13€52k€92k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€31k€71k▲
Profit (loss) carried forward14€75k€69k▼
Amounts payable17/49€619k€602k▼
Amounts payable after more than one year17€546k€504k▼
Financial debts170/4€546k€504k▼
Amounts payable within one year42/48€70k€86k▲
Current portion of amounts payable after more than one year42€40k€41k▲
Trade debts44€5k€23k▲
Suppliers440/4€5k€23k▲
Taxes, remuneration and social security45€15k€21k▲
Taxes450/3€15k€21k▲
Other amounts payable47/48€10k€420▼
Accrued charges and deferred income492/3€3k€12k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€36k▼
Other operating charges640/8€2k€944▼
Gross operating margin9900€64k€103k▲
Operating profit (loss)9901€22k€66k▲
Financial income75/76B€300€3▼
Recurring financial income75€300€3▼
Financial charges65/66B€20k€13k▼
Recurring financial charges65€20k€13k▼
Profit (loss) for the period before taxes9903€2k€53k▲
Income taxes67/77€2k€19k▲
Profit (loss) for the period9904€266€34k▲
Profit (loss) for the period to be appropriated9905€266€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€109k▲
Profit (loss) brought forward from the previous period14P€75k€75k▲
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€0€40k▲
To other reserves6921€0€40k▲
Profit to be distributed694/7€10k€0▼
Return on contributions (dividend)694€10k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €179k ▲23.3%
8 profitable years in a row build equity to €179k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €266 ▼98.6%
Net result drops to €266, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 8 days late
2023
31-12
Financial
Equity above €150kEq €157k ▲5.8%
6 profitable years in a row build equity to €157k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
31-12
Financial
Highest result since 2018net €49k ▲145%
Operating result €68k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €141k ▲53.7%
3 profitable years in a row build equity to €141k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Waronche 81471 GenappeGround area
2,529 m²
Building footprint
147 m²
Volume, LiDAR
1,375 m³
Parcel 25059B0033/00C000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STORMS CONSULTING
since 20132.219.195.001
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25059B0033/00C000 | Wallonia | 2,529 m² | 1 · 147 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-12-2012
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.