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Storm

Active
Cooperative companyfounded 201313 yrs activeBorsbeeksebrug 22, 2600 Antwerpen, BelgiumKBO/BCE: BE 0535.792.564
Summary

Storm has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10.5m and a net result of €514,579. Equity is growing by ~6.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability25=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700,000 at 30 days acceptable
Liquidity ample (current ratio 20.77 against 20.65 in 2024; short-term debt: 4.8% and cash: 2.8% of total assets), and 4.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.1%
Return on assets
4.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 d early
2024
58 d early
2023
51 d early
2022
49 d early
2021
48 d early
2020
64 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 48 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 June 2013, Storm was incorporated.1 Total assets went from EUR 7.2 million in 2018 to EUR 11 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€10.5m▼ 0.5%
2024 · €10.6m
Total assets
€11.0m▼ 0.5%
2024 · €11.1m
Net result
€514,579▼ 1.1%
2024 · €520,406
Working capital
€10.5m▼ 0.4%
2024 · €10.5m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€48,760▼ 160%-€63,367▼ 30.0%-€14,059▲ 77.8%-€90,019▼ 540%-€105,451▼ 17.1%
Net result€408,864▲ 1.6%€501,506▲ 22.7%€553,303▲ 10.3%€520,406▼ 5.9%€514,579▼ 1.1%
Equity€9.5m▲ 13.3%€10.2m▲ 6.4%€10.6m▲ 4.0%€10.6m▼ 0.1%€10.5m▼ 0.5%
Total assets€10.0m▲ 13.3%€10.7m▲ 6.8%€11.1m▲ 3.8%€11.1m▲ 0.1%€11.0m▼ 0.5%
Debt€450,279▲ 13.4%€524,242▲ 16.4%€529,261▲ 1.0%€546,192▲ 3.2%€538,384▼ 1.4%
Working capital€9.5m▲ 13.8%€10.1m▲ 6.4%€10.5m▲ 4.0%€10.5m▲ 0.1%€10.5m▼ 0.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000Operating result 2021: -€48,760-€48,760Net result 2021: €408,864€408,864Operating result 2022: -€63,367-€63,367Net result 2022: €501,506€501,506Operating result 2023: -€14,059-€14,059Net result 2023: €553,303€553,303Operating result 2024: -€90,019-€90,019Net result 2024: €520,406€520,406Operating result 2025: -€105,451-€105,451Net result 2025: €514,579€514,57920212022202320242025-€200,000€0€200,000€400,000€600,000Operating result 2023: -€14,059-€14,100Net result 2023: €553,303€553,000Operating result 2024: -€90,019-€90,000Net result 2024: €520,406€520,000Operating result 2025: -€105,451-€105,000Net result 2025: €514,579€515,000202320242025
The operating result stays negative: a loss of €105,451 in 2025 against €90,019 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.0m
Fixed assets €16,840 ▼ 37.7%
Current assets €11.0m ▼ 0.5%
Equity and liabilities €11.0m
Equity €10.5m ▼ 0.5%
Debt €538,384 ▼ 1.4%
Debt's share of the balance-sheet total stays at 4.9%.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€95,263▼
2024 · -€71,597
Cash flow
€524,766▼
2024 · €538,828
Current ratio
20.77▲
2024 · 20.65
Debt to equity
0.05▼
2024 · 0.05
ROE
4.9%▼
2024 · 4.9%
ROA
4.7%▼
2024 · 4.7%
Interest coverage
-464.13▼
2024 · -351.40
Debt ≤ 1 year
€530,715▼
2024 · €536,349
Income taxes
€0▼
2024 · €10,094
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 544 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 93% are still going.

  • Medium-sized
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 544 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€11.1m€11.0m▼
Fixed assets21/28€27,028€16,840▼
Intangible fixed assets21€27,028€16,840▼
Current assets29/58€11.1m€11.0m▼
Amounts receivable after more than one year29€10.3m€10.3m=
Other amounts receivable291€10.3m€10.3m=
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Cash at bank and in hand54/58€357,653€308,231▼
Deferred charges and accrued income490/1€378,778€377,881▼
Equity and liabilities
Total equity and liabilities10/49€11.1m€11.0m▼
Equity10/15€10.6m€10.5m▼
Contributions10/11€10.5m€10.4m▼
Reserves13€2,000€2,000=
Non-distributable reserves130/1€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000=
Profit (loss) carried forward14€91,637€84,439▼
Amounts payable17/49€546,192€538,384▼
Amounts payable within one year42/48€536,349€530,715▼
Trade debts44€7,944€7,359▼
Suppliers440/4€7,944€7,359▼
Taxes, remuneration and social security45€3,517€0▼
Taxes450/3€3,517€0▼
Other amounts payable47/48€524,889€523,356▼
Accrued charges and deferred income492/3€9,843€7,669▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,422€10,188▼
Other operating charges640/8€1,086€1,519▲
Gross operating margin9900-€70,511-€93,744▼
Operating profit (loss)9901-€90,019-€105,451▼
Financial income75/76B€620,723€620,235▼
Recurring financial income75€620,723€620,235▼
Financial charges65/66B€204€205▲
Recurring financial charges65€204€205▲
Profit (loss) for the period before taxes9903€530,500€514,579▼
Income taxes67/77€10,094€0▼
Profit (loss) for the period9904€520,406€514,579▼
Profit (loss) for the period to be appropriated9905€520,406€514,579▼
Appropriation of the result
Profit (loss) to be appropriated9906€614,580€606,216▼
Profit (loss) brought forward from the previous period14P€94,174€91,637▼
Profit to be distributed694/7€522,943€521,776▼
Return on contributions (dividend)694€522,943€521,776▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,187€28,419€23,862€18,422€10,188▼ 44.7%
Other operating charges640/8€2,510€970€1,463€1,086€1,519▲ 39.8%
Gross operating margin9900-€18,063-€33,978€11,266-€70,511-€93,744▼ 33.0%
Operating profit (loss)9901-€48,760-€63,367-€14,059-€90,019-€105,451▼ 17.1%
Financial income75/76B€458,008€565,340€586,117€620,723€620,235▼ 0.1%
Recurring financial income75€458,008€565,340€586,117€620,723€620,235▼ 0.1%
Financial charges65/66B€384€468€212€204€205▲ 0.7%
Recurring financial charges65€384€468€212€204€205▲ 0.7%
Profit (loss) for the period before taxes9903€408,864€501,506€571,846€530,500€514,579▼ 3.0%
Income taxes67/77--€18,544€10,094€0▼ 100%
Profit (loss) for the period9904€408,864€501,506€553,303€520,406€514,579▼ 1.1%
Profit (loss) for the period to be appropriated9905€408,864€501,506€553,303€520,406€514,579▼ 1.1%
Line20212022202320242025Change
Assets
Total assets20/58€10.0m€10.7m€11.1m€11.1m€11.0m▼ 0.5%
Fixed assets21/28€64,480€46,782€45,450€27,028€16,840▼ 37.7%
Intangible fixed assets21€64,480€46,782€45,450€27,028€16,840▼ 37.7%
Current assets29/58€9.9m€10.6m€11.0m€11.1m€11.0m▼ 0.5%
Amounts receivable after more than one year29€7.7m€9.6m€9.9m€10.3m€10.3m=
Other amounts receivable291€7.7m€9.6m€9.9m€10.3m€10.3m=
Amounts receivable within one year40/41€0-€31€0--
Trade receivables40€0-€31€0--
Cash at bank and in hand54/58€2.0m€620,307€765,178€357,653€308,231▼ 13.8%
Deferred charges and accrued income490/1€258,588€379,647€353,780€378,778€377,881▼ 0.2%
Equity and liabilities
Total equity and liabilities10/49€10.0m€10.7m€11.1m€11.1m€11.0m▼ 0.5%
Equity10/15€9.5m€10.2m€10.6m€10.6m€10.5m▼ 0.5%
Contributions10/11€9.5m€10.1m€10.5m€10.5m€10.4m▼ 0.4%
Reserves13€2,000€2,000€2,000€2,000€2,000=
Non-distributable reserves130/1€2,000€2,000€2,000€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14€33,842€45,494€94,174€91,637€84,439▼ 7.9%
Amounts payable17/49€450,279€524,242€529,261€546,192€538,384▼ 1.4%
Amounts payable within one year42/48€423,779€512,868€520,949€536,349€530,715▼ 1.1%
Trade debts44€3,056€22,466€28€7,944€7,359▼ 7.4%
Suppliers440/4€3,056€22,466€28€7,944€7,359▼ 7.4%
Taxes, remuneration and social security45--€15,000€3,517€0▼ 100%
Taxes450/3--€15,000€3,517€0▼ 100%
Other amounts payable47/48€420,723€490,402€505,920€524,889€523,356▼ 0.3%
Accrued charges and deferred income492/3€26,500€11,374€8,313€9,843€7,669▼ 22.1%
Line20212022202320242025Change
Profit (loss) for the period9904€408,864€501,506€553,303€520,406€514,579▼ 1.1%
+ Depreciation and write-downs630€28,187€28,419€23,862€18,422€10,188▼ 44.7%
Operating cash flow (approximation)€437,051€529,925€577,165€538,828€524,766▼ 2.6%
Investment in fixed assets (approximation)--€10,721-€22,530€0€0-
Change in cash--€1.4m€144,872-€407,526-€49,422▲ 87.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-08
State Gazette act Reappointment: Finvision Bedrijfsrevisoren Antwerpen (statutory auditor)
Permanent representative: Karel NIJS · Power of attorney4 facts ▸
  • General meeting, 09-05-2026
  • Auditor reappointment, Finvision Bedrijfsrevisoren Antwerpen (statutory auditor)
  • Permanent representative, Karel NIJS (permanent representative)
  • Power of attorney, Jan Caerts
27-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2018net €553,303 ▲10.3%
Operating result -€14,059, net result €553,303, both a record.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €10mEq €10.2m ▲6.4%
5 profitable years in a row build equity to €10.2m.
13-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 15 acts read
About the unread acts

Of the 15 Belgian State Gazette acts we know for this company, 1 has been read. The other 14 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

Statutory auditor 1

FINVISION Bedrijfsrevisoren Antwerpen
Statutory auditor · since 12-08-2026 · perm. rep.: Karel NIJS
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
2.4 ha
Building footprint
2,699 m²
Parcel 11302A0095/00E008, Flanders. Linked by address, not a title deed.
177 companies at this address See who is registered here
1 establishment unit
Storm CVBA
Borsbeeksebrug 22, 2600 AntwerpenOther financial services
since 20132.220.836.972
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11302A0095/00E008 Flanders 2.4 ha 1 · 2,699 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Statutory auditor
Mandates per person, with start and end dates
Name Functions and periods
FINVISION Bedrijfsrevisoren Antwerpen
  • Statutory auditor, from 12-08-2026 to date
See the board, name and seat on a given date →

Identification & contact

Identification
Legal formCooperative company
Founded13-06-2013
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0535792564
Registered 02-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.