STORION is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €704k and a net result of €155k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 1469 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
107 d early
2023
29 d late
2022
25 d late
2021
25 d early
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€704k▲ 28.1%
2024 · €550k
2018: €456k
2019: €471k
2020: €470k
2021: €468k
2022: €502k
2023: €529k
2024: €550k
2018 → 2025
Net result
€155k▲ 594%
2024 · €22k
2018: €16k
2019: €15k
2020: €-958
2021: €-2k
2022: €34k
2023: €27k
2024: €22k
2018 → 2025
Total assets
€1.01M▼ 1.0%
2024 · €1.02M
2018: €1.01M
2019: €998k
2020: €1.01M
2021: €995k
2022: €993k
2023: €1.03M
2024: €1.02M
2018 → 2025
Solvency
69.5%▲ 15.8pp
2024 · 53.7%
2018: 45.1%
2019: 47.2%
2020: 46.8%
2021: 47.1%
2022: 50.6%
2023: 51.2%
2024: 53.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€468k-€502k▲ 7.3%€529k▲ 5.3%€550k▲ 3.9%€704k▲ 28.1%
Operating result€14k-€60k▲ 319%€51k▼ 15.5%€42k▼ 17.6%€38k▼ 9.3%
Net result€-2k-€34k€27k▼ 21.9%€22k▼ 16.9%€155k▲ 594%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€992k▼ 1.7%
Current assets
€22k▲ 48.8%
Equity and liabilities €1.01M
Equity
€704k▲ 28.1%
Debt
€310k▼ 34.7%
The debt ratio falls from 46.3% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
69.5%▲
2024 · 53.7%
ROE
21.9%▲
2024 · 4.1%
ROA
15.2%▲
2024 · 2.2%
Debt
€310k▼
2024 · €474k
Debt ≤ 1 year
€82k▼
2024 · €239k
Debt > 1 year
€216k▼
2024 · €227k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.01M▼
Fixed assets21/28€1.01M€992k▼
Tangible fixed assets22/27€59k€42k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€54k€39k▼
Financial fixed assets28€950k€950k=
Current assets29/58€15k€22k▲
Amounts receivable within one year40/41€1k€97▼
Trade receivables40-€97
Other amounts receivable41€1k-
Cash at bank and in hand54/58€10k€22k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.01M▼
Equity10/15€550k€704k▲
Contributions10/11€12k€12k=
Reserves13€537k€691k▲
Non-distributable reserves130/1€2k-
Other1319€2k-
Distributable reserves133€536k€691k▲
Profit (loss) carried forward14-€964
Amounts payable17/49€474k€310k▼
Amounts payable after more than one year17€227k€216k▼
Financial debts170/4€227k€216k▼
Amounts payable within one year42/48€239k€82k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Financial debts43€10k€3k▼
Other loans439€10k€3k▼
Trade debts44€1k€405▼
Suppliers440/4€1k€405▼
Taxes, remuneration and social security45€38k€2k▼
Taxes450/3€38k€2k▼
Other amounts payable47/48€179k€66k▼
Accrued charges and deferred income492/3€9k€11k▲
Income statement
Code20242025
Non-recurring operating income76A€13k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€59k€57k▼
Operating profit (loss)9901€42k€38k▼
Financial income75/76B-€141k
Recurring financial income75-€141k
Financial charges65/66B€11k€14k▲
Recurring financial charges65€11k€14k▲
Profit (loss) for the period before taxes9903€31k€165k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€22k€155k▲
Profit (loss) for the period to be appropriated9905€22k€155k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€155k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€22k€154k▲
To other reserves6921€22k€154k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €155k ▲594%
Net result €155k, the highest in the series.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €502k ▲7.3%
Equity rises from €468k to €502k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 17 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jansstraat(STJ) 119982 Sint-LaureinsGround area
1,015 m²
Building footprint
242 m²
Volume, LiDAR
1,278 m³
Parcel 43013C0897/00M000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STORION
since 20032.133.152.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43013C0897/00M000 | Flanders | 1,015 m² | 1 · 242 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,509 companies in sector 66199 we hold annual accounts for 918. 572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2003
Fiscal year end31-12
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@storion.be