Stories & Cookies
ActiveStories & Cookies has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €-2k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-32
Solvency53▼-19
Growth52=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.3%
Return on assets
-5.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
8 d early
2022
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k▼ 16.1%
2023 · €12k
2022: €10k
2023: €12k
2022 → 2024
Total assets
€36k▲ 38.5%
2023 · €26k
2022: €17k
2023: €26k
2022 → 2024
Net result
€-2k
2023 · €2k
2022: €7k
2023: €2k
2022 → 2024
Working capital
€5k▼ 2.8%
2023 · €5k
2022: €10k
2023: €5k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€10k-€12k▲ 26.2%€10k▼ 16.1%
Operating result€9k-€3k▼ 64.3%€-2k
Net result€7k-€2k▼ 64.6%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €3k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36k
Fixed assets
€5k▼ 26.4%
Current assets
€31k▲ 61.7%
Equity and liabilities €36k
Equity
€10k▼ 16.1%
Debt
€26k▲ 86.3%
The debt ratio rises from 53.4% to 71.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€403▼
2023 · €4k
Cash flow
€313▼
2023 · €4k
Solvency
28.3%▼
2023 · 46.6%
Current ratio
1.20▼
2023 · 1.38
Quick ratio
1.20▼
2023 · 1.38
Debt / equity
2.54▲
2023 · 1.14
ROE
-19.1%▼
2023 · 20.7%
ROA
-5.4%▼
2023 · 9.7%
Interest coverage
4.47▼
2023 · 77.87
Debt
€26k▲
2023 · €14k
Debt ≤ 1 year
€26k▲
2023 · €14k
Income taxes
€0▼
2023 · €593
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€26k€36k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€19k€31k▲
Amounts receivable within one year40/41€17k€30k▲
Trade receivables40€14k€30k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€2k€508▼
Equity and liabilities
Total equity and liabilities10/49€26k€36k▲
Equity10/15€12k€10k▼
Contributions10/11€3k€3k=
Reserves13€10k€8k▼
Distributable reserves133€10k€8k▼
Amounts payable17/49€14k€26k▲
Amounts payable within one year42/48€14k€26k▲
Trade debts44€12k€14k▲
Suppliers440/4€12k€14k▲
Taxes, remuneration and social security45€593€4k▲
Taxes450/3€593€4k▲
Other amounts payable47/48€828€8k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€109€890▲
Gross operating margin9900€4k€1k▼
Operating profit (loss)9901€3k€-2k▼
Financial charges65/66B€55€90▲
Recurring financial charges65€55€90▲
Profit (loss) for the period before taxes9903€3k€-2k▼
Income taxes67/77€593€0▼
Profit (loss) for the period9904€2k€-2k▼
Profit (loss) for the period to be appropriated9905€2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-2k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼177%
Net result drops to €-2k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schildedreef 472970 SchildeGround area
1,610 m²
Building footprint
146 m²
Volume, LiDAR
1,098 m³
Parcel 11039A0436/00D007, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Stories & Cookies
since 20222.339.242.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039A0436/00D007 | Flanders | 1,610 m² | 1 · 145 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,071 EUR awarded · 1,071 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,071 EUR | 1,071 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.