STORE 55
ActiveSummary
STORE 55 has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,798 and a net result of €37,940. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-26
Solvency41▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.51 in 2024; short-term debt: 83.7% and cash: 21.5% of total assets), and 83.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.3%
Return on assets
4.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
8 d early
2023
4 d early
2022
12 d early
2021
2 d early
2020
21 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 27 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€138,798▲ 10.3%
2024 · €125,858
Total assets
€849,428▲ 138%
2024 · €356,821
Net result
€37,940▼ 59.9%
2024 · €94,509
Working capital
€133,337▲ 13.6%
2024 · €117,340
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€86,030▲ 147%€134,041▲ 55.8%€77,012▼ 42.5%€108,424▲ 40.8%€45,967▼ 57.6%
Net result€70,001above the sector's middle half▲ 111%€109,577above the sector's middle half▲ 56.5%€71,710above the sector's middle half▼ 34.6%€94,509above the sector's middle half▲ 31.8%€37,940above the sector's middle half▼ 59.9%
Equity€74,062within the sector's middle half▲ 94.6%€128,639within the sector's middle half▲ 73.7%€108,850within the sector's middle half▼ 15.4%€125,858within the sector's middle half▲ 15.6%€138,798within the sector's middle half▲ 10.3%
Total assets€246,474within the sector's middle half▼ 32.2%€540,944above the sector's middle half▲ 119%€733,046above the sector's middle half▲ 35.5%€356,821within the sector's middle half▼ 51.3%€849,428above the sector's middle half▲ 138%
Debt€172,412▼ 47.0%€412,305▲ 139%€624,196▲ 51.4%€230,963▼ 63.0%€710,630▲ 208%
Working capital€59,939within the sector's middle half▲ 190%€118,767above the sector's middle half▲ 98.1%€100,761within the sector's middle half▼ 15.2%€117,340within the sector's middle half▲ 16.5%€133,337above the sector's middle half▲ 13.6%
Solvency30.0%within the sector's middle half▲ 19.6pp23.8%within the sector's middle half▼ 6.3pp14.8%within the sector's middle half▼ 8.9pp35.3%within the sector's middle half▲ 20.4pp16.3%within the sector's middle half▼ 18.9pp
Current ratio1.35within the sector's middle half▲ 0.291.29within the sector's middle half▼ 0.061.16within the sector's middle half▼ 0.131.51within the sector's middle half▲ 0.351.19within the sector's middle half▼ 0.32
Return on assets (ROA)28.4%above the sector's middle half▲ 19.3pp20.3%above the sector's middle half▼ 8.1pp9.8%within the sector's middle half▼ 10.5pp26.5%above the sector's middle half▲ 16.7pp4.5%within the sector's middle half▼ 22.0pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €849,428
Fixed assets
€5,462 ▼ 35.9%
Current assets
€843,967 ▲ 142%
Equity and liabilities €849,428
Equity
€138,798 ▲ 10.3%
Debt
€710,630 ▲ 208%
Debt's share of the balance-sheet total rises from 64.7% to 83.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49,023▼
2024 · €110,972
Cash flow
€40,997▼
2024 · €97,056
Quick ratio
1.11▼
2024 · 1.17
Debt to equity
5.12▲
2024 · 1.84
ROE
27.3%▼
2024 · 75.1%
Interest coverage
16.79▼
2024 · 36.38
Debt ≤ 1 year
€710,630▲
2024 · €230,963
Income taxes
€6,423▼
2024 · €13,312
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,372 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.9%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,271 | €9,708 | €5,059 | €2,548 | €3,057 | ▲ 20.0% |
| Other operating charges640/8 | €3,810 | €3,384 | €4,684 | €4,859 | €5,114 | ▲ 5.2% |
| Gross operating margin9900 | €99,112 | €147,133 | €86,756 | €115,831 | €54,137 | ▼ 53.3% |
| Operating profit (loss)9901 | €86,030 | €134,041 | €77,012 | €108,424 | €45,967 | ▼ 57.6% |
| Financial income75/76B | €606 | €319 | €5,673 | €2,447 | €1,316 | ▼ 46.2% |
| Recurring financial income75 | €606 | €319 | €5,673 | €2,447 | €1,316 | ▼ 46.2% |
| Financial charges65/66B | €1,380 | €922 | €4,534 | €3,050 | €2,919 | ▼ 4.3% |
| Recurring financial charges65 | €1,380 | €922 | €4,534 | €3,050 | €2,919 | ▼ 4.3% |
| Profit (loss) for the period before taxes9903 | €85,256 | €133,438 | €78,151 | €107,821 | €44,363 | ▼ 58.9% |
| Income taxes67/77 | €15,255 | €23,861 | €6,440 | €13,312 | €6,423 | ▼ 51.8% |
| Profit (loss) for the period9904 | €70,001 | €109,577 | €71,710 | €94,509 | €37,940 | ▼ 59.9% |
| Profit (loss) for the period to be appropriated9905 | €70,001 | €109,577 | €71,710 | €94,509 | €37,940 | ▼ 59.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €246,474 | €540,944 | €733,046 | €356,821 | €849,428 | ▲ 138% |
| Fixed assets21/28 | €15,200 | €9,872 | €8,089 | €8,518 | €5,462 | ▼ 35.9% |
| Tangible fixed assets22/27 | €15,200 | €9,872 | €8,089 | €8,518 | €5,462 | ▼ 35.9% |
| Plant, machinery and equipment23 | €9,808 | €4,269 | - | - | - | - |
| Furniture and vehicles24 | €5,392 | €5,603 | €8,089 | €8,518 | €5,462 | ▼ 35.9% |
| Current assets29/58 | €231,274 | €531,072 | €724,957 | €348,302 | €843,967 | ▲ 142% |
| Amounts receivable after more than one year29 | - | €53,300 | €50,021 | €43,697 | €33,135 | ▼ 24.2% |
| Trade receivables290 | - | €53,300 | €50,021 | - | - | - |
| Other amounts receivable291 | - | - | - | €43,697 | €33,135 | ▼ 24.2% |
| Stocks and contracts in progress3 | €54,988 | €59,504 | €52,066 | €78,000 | €56,000 | ▼ 28.2% |
| Stocks30/36 | €54,988 | €59,504 | €52,066 | €78,000 | €56,000 | ▼ 28.2% |
| Amounts receivable within one year40/41 | €22,744 | €176,653 | €525,308 | €7,645 | €560,782 | ▲ 7,235% |
| Trade receivables40 | €11,448 | €176,653 | €507,889 | €957 | €543,083 | ▲ 56,642% |
| Other amounts receivable41 | €11,296 | - | €17,420 | €6,688 | €17,699 | ▲ 165% |
| Cash at bank and in hand54/58 | €150,892 | €238,765 | €93,542 | €214,807 | €182,444 | ▼ 15.1% |
| Deferred charges and accrued income490/1 | €2,650 | €2,850 | €4,019 | €4,153 | €11,605 | ▲ 179% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €246,474 | €540,944 | €733,046 | €356,821 | €849,428 | ▲ 138% |
| Equity10/15 | €74,062 | €128,639 | €108,850 | €125,858 | €138,798 | ▲ 10.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €38,160 | €90,160 | €90,160 | €107,160 | €120,100 | ▲ 12.1% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €36,300 | €88,300 | €88,300 | €107,160 | €120,100 | ▲ 12.1% |
| Profit (loss) carried forward14 | €17,302 | €19,879 | €90 | €98 | €98 | ▲ 0.3% |
| Amounts payable17/49 | €172,412 | €412,305 | €624,196 | €230,963 | €710,630 | ▲ 208% |
| Amounts payable after more than one year17 | €1,077 | - | - | - | - | - |
| Financial debts170/4 | €1,077 | - | - | - | - | - |
| Amounts payable within one year42/48 | €171,335 | €412,305 | €624,196 | €230,963 | €710,630 | ▲ 208% |
| Current portion of amounts payable after more than one year42 | €3,182 | €1,077 | - | - | - | - |
| Financial debts43 | €55,000 | €150,000 | €16,591 | €16,595 | €16,739 | ▲ 0.9% |
| Credit institutions430/8 | €55,000 | €150,000 | €16,591 | €16,595 | €16,739 | ▲ 0.9% |
| Trade debts44 | €36,902 | €137,754 | €511,073 | €91,922 | €632,896 | ▲ 589% |
| Suppliers440/4 | €36,902 | €137,754 | €511,073 | €91,922 | €632,896 | ▲ 589% |
| Advances received on contracts in progress46 | €10,000 | €19,000 | - | €4,500 | - | - |
| Taxes, remuneration and social security45 | €29,839 | €49,139 | €22,533 | €39,701 | €27,418 | ▼ 30.9% |
| Taxes450/3 | €29,839 | €49,139 | €22,533 | €39,701 | €27,418 | ▼ 30.9% |
| Other amounts payable47/48 | €36,413 | €55,336 | €74,000 | €78,245 | €33,577 | ▼ 57.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €70,001 | €109,577 | €71,710 | €94,509 | €37,940 | ▼ 59.9% |
| + Depreciation and write-downs630 | €9,271 | €9,708 | €5,059 | €2,548 | €3,057 | ▲ 20.0% |
| Operating cash flow (approximation) | €79,273 | €119,285 | €76,770 | €97,056 | €40,997 | ▼ 57.8% |
| Investment in fixed assets (approximation) | - | -€4,380 | -€3,276 | -€2,978 | €0 | ▲ 100% |
| Change in cash | - | €87,873 | -€145,223 | €121,265 | -€32,363 | ▼ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €109,577 ▲56.5%
Operating result €134,041, net result €109,577, both a record.
30-09
Financial
Equity above €100,000Eq €128,639 ▲73.7%
5 profitable years in a row build equity to €128,639.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2017
Ground area
1.3 ha
Building footprint
2,885 m²
Parcel 25015E0403/00W000, Wallonia. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
STORE 55
since 20172.265.869.817
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015E0403/00W000 | Wallonia | 1.3 ha | 1 · 2,885 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,129 companies in this sector we hold annual accounts for 1,130. 757 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded19-05-2017
Fiscal year end30-09
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
46730Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
E-invoicing
Reachable via Peppol
Peppol ID
0208:0675864425
Registered
21-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.