STOQUART
ActiveSummary
STOQUART has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359,453 and a net result of -€123,787. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 181 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-1
Solvency44▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.78 in 2024; short-term debt: 42.2% and cash: 0.1% of total assets), and 80.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€123,787
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
29 d late
2022
25 d late
2021
22 d late
2020
22 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€123,787▼ 6.7%
2024 · -€115,967
Working capital
-€383,717▼ 163%
2024 · -€145,703
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€127,094▼ 16.6%€131,373▲ 3.4%-€76,876-€75,253▲ 2.1%-€82,919▼ 10.2%
Net result€102,498above the sector's middle half▼ 14.9%€48,485within the sector's middle half▼ 52.7%-€49,946below the sector's middle half-€115,967below the sector's middle half▼ 132%-€123,787below the sector's middle half▼ 6.7%
Equity€652,096above the sector's middle half▲ 18.6%€700,581above the sector's middle half▲ 7.4%€642,064within the sector's middle half▼ 8.4%€483,240within the sector's middle half▼ 24.7%€359,453within the sector's middle half▼ 25.6%
Total assets€1.4mabove the sector's middle half▲ 17.3%€2.3mabove the sector's middle half▲ 64.5%€2.1mabove the sector's middle half▼ 8.9%€1.8mwithin the sector's middle half▼ 14.3%€1.9mwithin the sector's middle half▲ 5.1%
Debt€730,879▲ 16.2%€1.6m▲ 115%€1.4m▼ 9.1%€1.3m▼ 9.6%€1.5m▲ 16.6%
Working capital€588,179above the sector's middle half▲ 35.1%€284,382within the sector's middle half▼ 51.7%€165,808within the sector's middle half▼ 41.7%-€145,703below the sector's middle half-€383,717below the sector's middle half▼ 163%
Solvency47.2%within the sector's middle half▲ 0.5pp30.8%within the sector's middle half▼ 16.4pp31.0%within the sector's middle half▲ 0.2pp27.2%within the sector's middle half▼ 3.8pp19.2%within the sector's middle half▼ 7.9pp
Current ratio1.90within the sector's middle half▲ 0.171.39within the sector's middle half▼ 0.511.25within the sector's middle half▼ 0.140.78below the sector's middle half▼ 0.470.51below the sector's middle half▼ 0.27
Return on assets (ROA)7.4%within the sector's middle half▼ 2.8pp2.1%within the sector's middle half▼ 5.3pp-2.4%below the sector's middle half▼ 4.5pp-6.5%below the sector's middle half▼ 4.1pp-6.6%below the sector's middle half▼ 0.1pp
Staff (FTE)23.7above the sector's middle half▲ 7.2%24.6above the sector's middle half▲ 3.8%23.1above the sector's middle half▼ 6.1%20.5above the sector's middle half▼ 11.3%16.9above the sector's middle half▼ 17.6%
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €82,919 in 2025 against €75,253 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.5m ▲ 16.0%
Current assets
€404,036 ▼ 21.6%
Equity and liabilities €1.9m
Equity
€359,453 ▼ 25.6%
Debt
€1.5m ▲ 16.6%
Debt's share of the balance-sheet total rises from 72.8% to 80.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€56,700▼
2024 · -€30,371
Cash flow
-€97,569▼
2024 · -€71,085
Debt to equity
4.20▲
2024 · 2.68
ROE
-34.4%▼
2024 · -24.0%
Interest coverage
-1.06▼
2024 · -0.53
Debt ≤ 1 year
€787,752▲
2024 · €661,204
Debt > 1 year
€671,922▲
2024 · €603,084
Income taxes
€390▼
2024 · €468
Staff costs
€993,005▼
2024 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €279 | - | - | - |
| Remuneration, social security and pensions62 | €1.1m | €1.2m | €1.3m | €1.1m | €993,005 | ▼ 7.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53,455 | €46,650 | €47,770 | €44,882 | €26,218 | ▼ 41.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €69,019 | €19,081 | ▼ 72.4% |
| Other operating charges640/8 | €5,794 | €3,706 | €1,898 | €1,927 | €3,193 | ▲ 65.7% |
| Non-recurring operating charges66A | - | €3,689 | - | - | - | - |
| Gross operating margin9900 | €1.2m | €1.4m | €1.3m | €1.1m | €958,578 | ▼ 14.0% |
| Operating profit (loss)9901 | €127,094 | €131,373 | -€76,876 | -€75,253 | -€82,919 | ▼ 10.2% |
| Financial income75/76B | €37,990 | €44,846 | €114,827 | €17,255 | €13,257 | ▼ 23.2% |
| Recurring financial income75 | €35,757 | €44,846 | €114,827 | €17,255 | €13,257 | ▼ 23.2% |
| Non-recurring financial income76B | €2,232 | - | - | - | - | - |
| Financial charges65/66B | €27,598 | €99,420 | €87,493 | €57,500 | €53,736 | ▼ 6.5% |
| Recurring financial charges65 | €27,598 | €99,420 | €87,493 | €57,500 | €53,736 | ▼ 6.5% |
| Profit (loss) for the period before taxes9903 | €137,485 | €76,799 | -€49,542 | -€115,499 | -€123,397 | ▼ 6.8% |
| Income taxes67/77 | €34,987 | €28,314 | €404 | €468 | €390 | ▼ 16.7% |
| Profit (loss) for the period9904 | €102,498 | €48,485 | -€49,946 | -€115,967 | -€123,787 | ▼ 6.7% |
| Profit (loss) for the period to be appropriated9905 | €102,498 | €48,485 | -€49,946 | -€115,967 | -€123,787 | ▼ 6.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €2.3m | €2.1m | €1.8m | €1.9m | ▲ 5.1% |
| Fixed assets21/28 | €141,844 | €1.3m | €1.2m | €1.3m | €1.5m | ▲ 16.0% |
| Intangible fixed assets21 | €49,520 | €42,407 | €33,631 | €37,775 | €36,405 | ▼ 3.6% |
| Tangible fixed assets22/27 | €70,032 | €49,638 | €30,385 | €12,170 | €35,565 | ▲ 192% |
| Plant, machinery and equipment23 | €9,253 | €5,921 | €3,413 | €1,945 | €2,163 | ▲ 11.2% |
| Furniture and vehicles24 | €60,779 | €43,717 | €26,971 | €10,226 | €1,598 | ▼ 84.4% |
| Other tangible fixed assets26 | - | - | - | - | €31,804 | - |
| Financial fixed assets28 | €22,292 | €1.2m | €1.2m | €1.2m | €1.4m | ▲ 14.8% |
| Current assets29/58 | €1.2m | €1.0m | €837,449 | €515,501 | €404,036 | ▼ 21.6% |
| Amounts receivable within one year40/41 | €719,216 | €773,807 | €735,926 | €448,338 | €400,119 | ▼ 10.8% |
| Trade receivables40 | €582,470 | €607,437 | €543,071 | €359,165 | €306,935 | ▼ 14.5% |
| Other amounts receivable41 | €136,745 | €166,370 | €192,855 | €89,173 | €93,184 | ▲ 4.5% |
| Cash at bank and in hand54/58 | €508,800 | €221,883 | €91,137 | €51,783 | €2,338 | ▼ 95.5% |
| Deferred charges and accrued income490/1 | €13,115 | €15,098 | €10,387 | €15,380 | €1,579 | ▼ 89.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €2.3m | €2.1m | €1.8m | €1.9m | ▲ 5.1% |
| Equity10/15 | €652,096 | €700,581 | €642,064 | €483,240 | €359,453 | ▼ 25.6% |
| Contributions10/11 | €85,662 | €85,662 | €85,662 | €85,662 | €85,662 | = |
| Capital10 | €85,662 | €85,662 | €85,662 | €85,662 | €85,662 | = |
| Issued capital100 | €85,662 | €85,662 | €85,662 | €85,662 | €85,662 | = |
| Reserves13 | €165,199 | €165,199 | €165,199 | €165,199 | €165,199 | = |
| Non-distributable reserves130/1 | €25,699 | €25,699 | €25,699 | €25,699 | €25,699 | = |
| Legal reserve130 | €8,566 | €8,566 | €8,566 | €8,566 | €8,566 | = |
| Reserves not available under the articles1311 | €17,132 | €17,132 | €17,132 | €17,132 | €17,132 | = |
| Distributable reserves133 | €139,500 | €139,500 | €139,500 | €139,500 | €139,500 | = |
| Profit (loss) carried forward14 | €401,235 | €449,720 | €391,203 | €232,379 | €108,591 | ▼ 53.3% |
| Amounts payable17/49 | €730,879 | €1.6m | €1.4m | €1.3m | €1.5m | ▲ 16.6% |
| Amounts payable after more than one year17 | €71,064 | €836,301 | €710,984 | €603,084 | €671,922 | ▲ 11.4% |
| Financial debts170/4 | €21,064 | €786,301 | €660,984 | €538,084 | €556,922 | ▲ 3.5% |
| Other amounts payable178/9 | €50,000 | €50,000 | €50,000 | €65,000 | €115,000 | ▲ 76.9% |
| Amounts payable within one year42/48 | €652,952 | €726,406 | €671,641 | €661,204 | €787,752 | ▲ 19.1% |
| Current portion of amounts payable after more than one year42 | €128,831 | €249,795 | €227,395 | €122,899 | €162,411 | ▲ 32.1% |
| Financial debts43 | - | - | - | €110,384 | €205,594 | ▲ 86.3% |
| Credit institutions430/8 | - | - | - | €110,384 | €205,594 | ▲ 86.3% |
| Trade debts44 | €347,939 | €296,793 | €226,254 | €293,291 | €281,272 | ▼ 4.1% |
| Suppliers440/4 | €347,939 | €296,793 | €226,254 | €293,291 | €281,272 | ▼ 4.1% |
| Taxes, remuneration and social security45 | €173,372 | €175,983 | €212,882 | €106,303 | €109,618 | ▲ 3.1% |
| Taxes450/3 | €32,361 | €36,730 | €32,607 | €1,526 | €1,675 | ▲ 9.8% |
| Remuneration and social security454/9 | €141,012 | €139,252 | €180,275 | €104,777 | €107,942 | ▲ 3.0% |
| Other amounts payable47/48 | €2,809 | €3,835 | €5,110 | €28,327 | €28,858 | ▲ 1.9% |
| Accrued charges and deferred income492/3 | €6,863 | €11,838 | €49,069 | €30,210 | €49,171 | ▲ 62.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €102,498 | €48,485 | -€49,946 | -€115,967 | -€123,787 | ▼ 6.7% |
| + Depreciation and write-downs630 | €53,455 | €46,650 | €47,770 | €44,882 | €26,218 | ▼ 41.6% |
| Operating cash flow (approximation) | €155,953 | €95,135 | -€2,176 | -€71,085 | -€97,569 | ▼ 37.3% |
| Investment in fixed assets (approximation) | - | -€1.2m | -€19,740 | -€70,812 | -€228,243 | ▼ 222% |
| Change in cash | - | -€286,917 | -€130,746 | -€39,354 | -€49,445 | ▼ 25.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet -€123,787
Net result drops to -€123,787, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 22 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €120,442 ▲0.7%
Net result €120,442, the highest in the series.
31-12
Financial
Equity above €500,000Eq €549,598 ▲27.7%
3 profitable years in a row build equity to €549,598.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1991
Ground area
2,625 m²
Building footprint
558 m²
Volume, LiDAR
2,225 m³
Parcel 53402A0191/00Y003, Wallonia · tallest building 4.4 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Boulevard Initialis 20, 7000 Mons
since 19912.054.776.932
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53402A0191/00Y003 | Wallonia | 2,624 m² | 1 · 558 m² | 4.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
7 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 7
-
100%
-
100%
-
100%
-
100%
-
100%
-
75%
-
52%
According to the 2025 annual accounts of STOQUART and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
2549009R0N97AMPPJE65
Similar companies · same sector, comparable size
De Okkernotenboom
BE 0473.567.262
Gavere · Eq €360,068
SPRAAKMAKER
BE 0474.796.885
Leuven · Eq €357,642
INDUSTRIAL BATTERY SERVICES
BE 0469.322.622
Evergem · Eq €357,640
TXT - IBIS INTELLIGENCE SERVICES
BE 0437.065.865
Kortenberg · Eq €352,916
TK-one
BE 0896.426.092
Antwerpen · Eq €352,580
Of 4,526 companies in sector 74301 we hold annual accounts for 720. 462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded17-10-1991
Fiscal year end31-12
Activities, NACEBEL 2025
74301Translation services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0445549704
Registered
26-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.