STONEZ
ActiveSTONEZ has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €111k and a net result of €19k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 86% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+4
Solvency100▲+5
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 25.31 against 2.82 in 2023; short-term debt: 2.6% and cash: 51.5% of total assets), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-07-2025, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
10 d early
2023
64 d early
2022
4 d late
2021
31 d early
2020
59 d early
2019
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€111k▲ 20.7%
2023 · €92k
2018: €111k
2019: €102k
2020: €102k
2021: €64k
2022: €102k
2023: €92k
2018 → 2024
Total assets
€125k▼ 4.5%
2023 · €131k
2018: €168k
2019: €168k
2020: €131k
2021: €119k
2022: €143k
2023: €131k
2018 → 2024
Net result
€19k▲ 18.9%
2023 · €16k
2018: €36k
2019: €26k
2020: €4k
2021: €18k
2022: €38k
2023: €16k
2018 → 2024
Working capital
€79k▲ 53.9%
2023 · €51k
2018: €84k
2019: €74k
2020: €67k
2021: €52k
2022: €61k
2023: €51k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€102k-€64k▼ 37.4%€102k▲ 60.3%€92k▼ 9.7%€111k▲ 20.7%
Operating result€7k-€28k▲ 270%€53k▲ 89.5%€24k▼ 55.1%€27k▲ 15.1%
Net result€4k-€18k▲ 329%€38k▲ 114%€16k▼ 58.3%€19k▲ 18.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€43k▼ 16.6%
Current assets
€82k▲ 3.4%
Equity and liabilities €125k
Equity
€111k▲ 20.7%
Debt
€14k▼ 63.6%
The debt ratio falls from 29.8% to 11.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2023 · €40k
Cash flow
€36k▲
2023 · €32k
Solvency
88.7%▲
2023 · 70.2%
Current ratio
25.31▲
2023 · 2.82
Quick ratio
25.31▲
2023 · 2.82
Debt / equity
0.13▼
2023 · 0.42
ROE
17.1%▼
2023 · 17.4%
ROA
15.2%▲
2023 · 12.2%
Interest coverage
104.65▲
2023 · 100.89
Debt
€14k▼
2023 · €39k
Debt ≤ 1 year
€3k▼
2023 · €28k
Debt > 1 year
€11k=
2023 · €11k
Income taxes
€8k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€131k€125k▼
Fixed assets21/28€52k€43k▼
Tangible fixed assets22/27€52k€43k▼
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€45k€37k▼
Current assets29/58€79k€82k▲
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€15k€15k▲
Other amounts receivable41€4k€24▼
Current investments50/53€0-
Cash at bank and in hand54/58€58k€65k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€131k€125k▼
Equity10/15€92k€111k▲
Contributions10/11€12k€12k=
Reserves13€78k€96k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€78k€96k▲
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€39k€14k▼
Amounts payable after more than one year17€11k€11k=
Financial debts170/4€11k€11k=
Amounts payable within one year42/48€28k€3k▼
Current portion of amounts payable after more than one year42€10k€0▼
Financial debts43€660€628▼
Credit institutions430/8€660€628▼
Trade debts44€2k€206▼
Suppliers440/4€2k€206▼
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€7k€380▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€687€2k▲
Gross operating margin9900€41k€46k▲
Operating profit (loss)9901€24k€27k▲
Financial income75/76B€5€182▲
Recurring financial income75€5€182▲
Financial charges65/66B€396€420▲
Recurring financial charges65€396€420▲
Profit (loss) for the period before taxes9903€23k€27k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€16k€19k▲
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€21k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2€26k€0▼
Transfer to equity691/2€16k€18k▲
To other reserves6921€16k€18k▲
Profit to be distributed694/7€26k€0▼
Return on contributions (dividend)694€26k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 9current ratio 25.31
Current ratio from 2.82 to 25.31; short-term debt falls from €28k to €3k.
31-12
Financial
Equity above €100kEq €111k ▲20.7%
7 profitable years in a row build equity to €111k.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Highest result since 2018net €38k ▲114%
Operating result €53k, net result €38k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.06
Current ratio from 1.94 to 4.06; short-term debt falls from €55k to €20k.
31-12
Financial
Equity above €100kEq €102k ▲60.3%
5 profitable years in a row build equity to €102k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼84%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Congostraat 219880 AalterGround area
440 m²
Building footprint
112 m²
Volume, LiDAR
582 m³
Parcel 44035A0516/00W000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STONEZ
since 20072.164.815.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44035A0516/00W000 | Flanders | 440 m² | 1 · 112 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
58290Other software publishing
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72210
72400
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.