Equity
€325,232 ▲ 1.6%
STONEX paid out €500,000 in dividends. That is 99% of the 2025 profit.
STONEX
Lifetime
3 annual accounts with figures on one time axispeak €673,104 (2025)
€673,104▲ 35.6%
peak €505,241 (2025)
€505,241▲ 34.1%
peak €325,232 (2025)
€325,232▲ 1.6%
€515,391▼ 22.1%
Board2 names since 2022
2 directorsKESTELEYN Jonathan Georges Marcel Michel and 1 other
Owners
100%GLOWSTONE
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Gross margin from €496,457 to €673,104Result from €376,669 to €505,241Registered office moved from Evergem to Lievegem 19-08Dividend €500,000Debts from €661,301 to €515,391Investments €58,036
Key points
from the 2025 annual accountsResult
€505,241 ▲ 34.1%
The result rose in 2025 from €376,669 to €505,241.
Turnover
≈ €1.0m estimated
The accounts state no turnover.
Investments
€58,036 17.8 × depreciation
Green is investment, beige is depreciation.
Starting capital
€3,000 100 shares
Position in the sector
€505,241
Higher net result than 92% of companies in office administrative support. Sector median €20,941 · 2,831 companies.
Checked score
94
Excellent
Financially stronger than 52% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Size: total assets €840,623
Liquidity: current ratio 1.52, cash €211,071, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 42% of them on solvency, 34% on liquidity, 87% on profitability and 44% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,127 companies had the same profile as STONEX has now. Each dot stands for 8 companies, two years later.
97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
That fits the bankruptcy probability of STONEX itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for STONEX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.48 in 2024), above the usual 1.5. Short-term debt is 61.3% and cash 25.1% of total assets. However, 61.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
3 days early
2023
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 13 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0790657292
Registered office moved from Evergem to Lievegem
New registered office: Bredestraat 156 te 9920 Lievegem · Previous registered office: Boutstraat 15, 9940 Evergem, België · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: GLOWSTONE · Appointments: KESTELEYN Jonathan Georges Marcel Michel (director) and VANDEGEHUCHTE Wendy Marie Sylvia (director) · published on 13-09-2022 · Gazette deed
First establishment
Bredestraat 156, Lievegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STONEX Lievegem | €0.8m | €673,104 | 38.7% | - |
| VDA SOCIAAL KANTOOR Waregem | €0.7m | €631,222 | 47.2% | - |
| CropEnergies AG Manneheim | €0.9m | €779,923 | 23.0% | 2 |
| Masje Ghent | €1.2m | €678,372 | 82.8% | - |
| G-ausa-R Maldegem | €0.8m | €417,758 | 73.5% | - |
| CP Trade & Invest Sint-Niklaas | €1.0m | €580,153 | 78.1% | - |
| FIDEVINC Lasne | €1.1m | €572,630 | 77.4% | - |
These companies have the same main activity as STONEX: other business support services (NACE 82990). They are comparable in size and age: total assets between €703,000 and €1.2m, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 09-09-2022Normal situation
- Activity
- Other business support servicesNACE 82990and 1 other
- Establishment unit
- 2.335.513.1449920 Lievegem, since 09-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Annual accounts 2025
- €840,623▼ 14.3%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on STONEX
STONEX files the abbreviated format. That format states no turnover. The gross margin rose from €586,650 in 2023 to €673,104 in 2025.
GLOWSTONE holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STONEX
- What is the company number of STONEX?
- The company number of STONEX is 0790.657.292. The VAT number is the same number with BE in front: BE 0790.657.292.
- Where is STONEX based?
- The registered office is at Bredestraat 156, 9920 Lievegem.Company details
- What does STONEX do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of STONEX?
- STONEX is a private limited company (BV).
- When was STONEX founded?
- STONEX was founded on 09-09-2022.
- Is STONEX still active?
- Yes, STONEX is an active enterprise in the KBO register.
- What is the turnover of STONEX?
- The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €673,104 and 33 comparable companies (NACE 82990). It probably lies between €830,000 and €1.4m.Financials
- Is STONEX profitable?
- In financial year 2025, STONEX made a profit of €505,241.
- Where can I find the annual accounts of STONEX?
- STONEX filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STONEX due?
- STONEX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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