STONEX
ActiveSummary
STONEX has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €325k and a net result of €505k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency64▲+6
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.48 in 2024; short-term debt: 61.3% and cash: 25.1% of total assets), but 61.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.7%
Return on assets
60.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€325k▲ 1.6%
2024 · €320k
Total assets
€841k▼ 14.3%
2024 · €981k
Net result
€505k▲ 34.1%
2024 · €377k
Working capital
€270k▼ 15.5%
2024 · €320k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€586k-€496k▼ 15.4%€665k▲ 34.1%
Net result€440k-€377k▼ 14.5%€505k▲ 34.1%
Equity€193k-€320k▲ 65.5%€325k▲ 1.6%
Total assets€599k-€981k▲ 63.7%€841k▼ 14.3%
Debt€406k-€661k▲ 62.9%€515k▼ 22.1%
Working capital€193k-€320k▲ 65.5%€270k▼ 15.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €841k
Fixed assets
€55k ▲ 72,444%
Current assets
€786k ▼ 19.9%
Equity and liabilities €841k
Equity
€325k ▲ 1.6%
Debt
€515k ▼ 22.1%
Debt's share of the balance-sheet total falls from 67.4% to 61.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€668k
Cash flow
€509k
Current ratio
1.52▲
2024 · 1.48
Debt to equity
1.58▼
2024 · 2.07
ROE
155.3%▲
2024 · 117.7%
ROA
60.1%▲
2024 · 38.4%
Interest coverage
10645.82
Debt ≤ 1 year
€515k▼
2024 · €661k
Income taxes
€171k▲
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €3k | - |
| Other operating charges640/8 | €832 | €628 | €5k | ▲ 692% |
| Gross operating margin9900 | €587k | €496k | €673k | ▲ 35.6% |
| Operating profit (loss)9901 | €586k | €496k | €665k | ▲ 34.1% |
| Financial income75/76B | €4k | €9k | €12k | ▲ 24.6% |
| Recurring financial income75 | €4k | €9k | €12k | ▲ 24.6% |
| Financial charges65/66B | €106 | €39 | €63 | ▲ 61.9% |
| Recurring financial charges65 | €106 | €39 | €63 | ▲ 61.9% |
| Profit (loss) for the period before taxes9903 | €590k | €505k | €676k | ▲ 33.9% |
| Income taxes67/77 | €150k | €128k | €171k | ▲ 33.3% |
| Profit (loss) for the period9904 | €440k | €377k | €505k | ▲ 34.1% |
| Profit (loss) for the period to be appropriated9905 | €440k | €377k | €505k | ▲ 34.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €599k | €981k | €841k | ▼ 14.3% |
| Fixed assets21/28 | €76 | €76 | €55k | ▲ 72,444% |
| Tangible fixed assets22/27 | - | - | €55k | - |
| Other tangible fixed assets26 | - | - | €55k | - |
| Financial fixed assets28 | €76 | €76 | €76 | = |
| Current assets29/58 | €599k | €981k | €786k | ▼ 19.9% |
| Amounts receivable after more than one year29 | €138k | €423k | €447k | ▲ 5.6% |
| Other amounts receivable291 | €138k | €423k | €447k | ▲ 5.6% |
| Amounts receivable within one year40/41 | €53k | €32k | €93k | ▲ 186% |
| Trade receivables40 | €52k | €30k | €46k | ▲ 54.0% |
| Other amounts receivable41 | €995 | €2k | €47k | ▲ 1,846% |
| Cash at bank and in hand54/58 | €403k | €516k | €211k | ▼ 59.1% |
| Deferred charges and accrued income490/1 | €5k | €10k | €35k | ▲ 248% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €599k | €981k | €841k | ▼ 14.3% |
| Equity10/15 | €193k | €320k | €325k | ▲ 1.6% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €190k | €190k | €190k | = |
| Distributable reserves133 | €190k | €190k | €190k | = |
| Profit (loss) carried forward14 | - | €127k | €132k | ▲ 4.1% |
| Amounts payable17/49 | €406k | €661k | €515k | ▼ 22.1% |
| Amounts payable within one year42/48 | €406k | €661k | €515k | ▼ 22.1% |
| Trade debts44 | €450 | €657 | €2k | ▲ 149% |
| Suppliers440/4 | €450 | €657 | €2k | ▲ 149% |
| Taxes, remuneration and social security45 | €150k | €158k | €12k | ▼ 92.6% |
| Taxes450/3 | €150k | €158k | €12k | ▼ 92.6% |
| Other amounts payable47/48 | €256k | €502k | €502k | ▼ 0.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €440k | €377k | €505k | ▲ 34.1% |
| + Depreciation and write-downs630 | - | - | €3k | - |
| Operating cash flow (approximation) | €440k | €377k | €509k | ▲ 35.0% |
| Investment in fixed assets (approximation) | - | €0 | €-58k | - |
| Change in cash | - | €112k | €-305k | ▼ 371% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €505k ▲34.1%
Operating result €665k, net result €505k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €377k ▼14.5%
Net result drops to €377k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €320k ▲65.5%
2 profitable years in a row build equity to €320k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2022
Ground area
4,166 m²
Building footprint
163 m²
Parcel 44036A2057/00A000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Bredestraat 156, 9920 Lievegem
since 20222.335.513.144
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A2057/00A000 | Flanders | 4,166 m² | 1 · 163 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.