StoneTechS
ActiveSummary
StoneTechS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €-34k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 8048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-21
Solvency0▼-54
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.3 against 2.21 in 2024; short-term debt: 76.3% and cash: 17.7% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-25.4%
Return on assets
-80.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
30 d late
2022
37 d late
2021
29 d late
2020
4 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€-11k
2024 · €23k
Total assets
€42k▼ 47.0%
2024 · €79k
Net result
€-34k▼ 3,589%
2024 · €-908
Working capital
€9k▼ 78.0%
2024 · €43k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-5k€13k€14k▲ 10.1%€2k▼ 86.1%€-29k
Net result€-6k€9k€8k▼ 3.6%€-908€-34k▼ 3,589%
Equity€7k▼ 49.2%€15k▲ 133%€24k▲ 55.0%€23k▼ 3.8%€-11k
Total assets€51k▼ 23.0%€68k▲ 34.8%€64k▼ 6.1%€79k▲ 23.2%€42k▼ 47.0%
Debt€44k▼ 16.5%€53k▲ 20.1%€40k▼ 23.9%€56k▲ 39.2%€52k▼ 6.3%
Working capital€7k▼ 58.0%€36k▲ 443%€49k▲ 37.8%€43k▼ 13.4%€9k▼ 78.0%
Staff (FTE)00.40.9▲ 125%1.3▲ 44.4%1▼ 23.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €29k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€491 ▼ 22.5%
Current assets
€41k ▼ 47.2%
Key figures and ratios
EBITDA
€-29k▼
2024 · €2k
Cash flow
€-33k▼
2024 · €-831
Solvency
-25.4%▼
2024 · 29.1%
Current ratio
1.30▼
2024 · 2.21
Quick ratio
0.46▼
2024 · 1.33
Debt to equity
-4.94▼
2024 · 2.44
ROA
-80.2%▼
2024 · -1.2%
Interest coverage
-5.60▼
2024 · 0.43
Debt ≤ 1 year
€32k▼
2024 · €35k
Debt > 1 year
€21k=
2024 · €21k
Income taxes
€0▼
2024 · €574
Staff costs
€58k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €936 | €29k | €47k | €77k | €58k | ▼ 24.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €78 | €142 | ▲ 83.5% |
| Other operating charges640/8 | €879 | €1k | €109 | €1k | €340 | ▼ 69.8% |
| Gross operating margin9900 | €-4k | €43k | €61k | €80k | €30k | ▼ 62.8% |
| Operating profit (loss)9901 | €-5k | €13k | €14k | €2k | €-29k | ▼ 1,555% |
| Financial income75/76B | €403 | €721 | €2k | €2k | €270 | ▼ 88.9% |
| Recurring financial income75 | €403 | €721 | €2k | €2k | €270 | ▼ 88.9% |
| Financial charges65/66B | €1k | €3k | €4k | €5k | €5k | ▲ 7.3% |
| Recurring financial charges65 | €1k | €3k | €4k | €5k | €5k | ▲ 7.3% |
| Profit (loss) for the period before taxes9903 | €-6k | €10k | €12k | €-335 | €-34k | ▼ 9,915% |
| Income taxes67/77 | €0 | €1k | €4k | €574 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €-6k | €9k | €8k | €-908 | €-34k | ▼ 3,589% |
| Profit (loss) for the period to be appropriated9905 | €-6k | €9k | €8k | €-908 | €-34k | ▼ 3,589% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €51k | €68k | €64k | €79k | €42k | ▼ 47.0% |
| Fixed assets21/28 | - | - | - | €633 | €491 | ▼ 22.5% |
| Tangible fixed assets22/27 | - | - | - | €633 | €491 | ▼ 22.5% |
| Plant, machinery and equipment23 | - | - | - | €633 | €491 | ▼ 22.5% |
| Current assets29/58 | €51k | €68k | €64k | €78k | €41k | ▼ 47.2% |
| Amounts receivable after more than one year29 | €18k | €0 | - | - | - | - |
| Other amounts receivable291 | €18k | €0 | - | - | - | - |
| Stocks and contracts in progress3 | €29k | €26k | €19k | €31k | €26k | ▼ 15.1% |
| Stocks30/36 | €29k | €26k | €19k | €31k | €26k | ▼ 15.1% |
| Amounts receivable within one year40/41 | €4k | €40k | €40k | €32k | €7k | ▼ 78.0% |
| Trade receivables40 | €2k | €29k | €9k | €892 | €796 | ▼ 10.8% |
| Other amounts receivable41 | €2k | €12k | €31k | €32k | €6k | ▼ 79.9% |
| Cash at bank and in hand54/58 | €28 | €1k | €2k | €12k | €7k | ▼ 39.2% |
| Deferred charges and accrued income490/1 | €534 | €840 | €3k | €2k | €268 | ▼ 88.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €51k | €68k | €64k | €79k | €42k | ▼ 47.0% |
| Equity10/15 | €7k | €15k | €24k | €23k | €-11k | ▼ 146% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | - | - | €4k | €4k | €4k | = |
| Distributable reserves133 | - | - | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €-12k | €-3k | €1k | €310 | €-33k | ▼ 10,795% |
| Amounts payable17/49 | €44k | €53k | €40k | €56k | €52k | ▼ 6.3% |
| Amounts payable after more than one year17 | - | €21k | €26k | €21k | €21k | = |
| Financial debts170/4 | - | - | €5k | €0 | - | - |
| Other amounts payable178/9 | - | €21k | €21k | €21k | €21k | = |
| Amounts payable within one year42/48 | €44k | €32k | €15k | €35k | €32k | ▼ 9.9% |
| Current portion of amounts payable after more than one year42 | - | - | €5k | €5k | €0 | ▼ 100% |
| Financial debts43 | €2k | €0 | - | - | - | - |
| Credit institutions430/8 | €2k | €0 | - | - | - | - |
| Trade debts44 | €37k | €22k | €1k | €21k | €20k | ▼ 4.7% |
| Suppliers440/4 | €37k | €22k | €1k | €21k | €20k | ▼ 4.7% |
| Taxes, remuneration and social security45 | €2k | €6k | €8k | €10k | €10k | ▲ 4.5% |
| Taxes450/3 | €2k | €4k | €5k | €4k | €2k | ▼ 63.0% |
| Remuneration and social security454/9 | - | €3k | €3k | €5k | €8k | ▲ 62.5% |
| Other amounts payable47/48 | €3k | €4k | €0 | - | €2k | - |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-6k | €9k | €8k | €-908 | €-34k | ▼ 3,589% |
| + Depreciation and write-downs630 | - | - | - | €78 | €142 | ▲ 83.5% |
| Operating cash flow (approximation) | €-6k | €9k | €8k | €-831 | €-33k | ▼ 3,916% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | €1k | €213 | €11k | €-5k | ▼ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.40
Current ratio from 2.11 to 4.40; short-term debt falls from €32k to €15k.
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 37 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €11k ▲199%
Net result €11k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2014
Ground area
1,364 m²
Building footprint
141 m²
Volume, LiDAR
931 m³
Parcel 11049B0314/00M000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
StoneTechS
since 20142.234.736.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0314/00M000 | Flanders | 1,364 m² | 1 · 141 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 6,244 EUR awarded · 6,244 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 6,244 EUR | 6,244 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
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Of 1,173 companies in sector 46499 we hold annual accounts for 743. 310 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2014
Fiscal year end31-12
Abbreviation NL
STS
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
46499Wholesale of other household goods
43223Specialised construction activities
Contact
Scores and ratios are computed by Checked and are not a credit decision.