StonePros
ActiveSummary
StonePros has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,464 and a net result of €463,912. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 8% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+4
Solvency25=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.3%
Return on assets
44.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 5046 sector peers (2025).
NBB · sector comparisonPosition among 5046 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
29 d late
2024
211 d late
2023
30 d late
2022
29 d late
2021
30 d late
2020
25 d early
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€463,912▲ 137%
2024 · €195,654
Working capital
-€84,355▲ 11.0%
2024 · -€94,741
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€256,712▲ 23.8%€276,190▲ 7.6%€494,900▲ 79.2%€194,496▼ 60.7%€471,675▲ 143%
Net result€257,160above the sector's middle half▲ 60.6%€277,909above the sector's middle half▲ 8.1%€498,396above the sector's middle half▲ 79.3%€195,654above the sector's middle half▼ 60.7%€463,912within the sector's middle half▲ 137%
Equity€27,500below the sector's middle half=€27,500below the sector's middle half=€27,500below the sector's middle half=€3,464below the sector's middle half▼ 87.4%€3,464below the sector's middle half=
Total assets€454,485below the sector's middle half▲ 94.5%€458,019below the sector's middle half▲ 0.8%€608,301within the sector's middle half▲ 32.8%€902,860within the sector's middle half▲ 48.4%€1.0mbelow the sector's middle half▲ 15.3%
Debt€426,985▲ 107%€430,519▲ 0.8%€580,801▲ 34.9%€899,397▲ 54.9%€1.0m▲ 15.4%
Working capital€23,759below the sector's middle half▼ 12.0%€18,160below the sector's middle half▼ 23.6%-€8,190below the sector's middle half-€94,741below the sector's middle half▼ 1,057%-€84,355below the sector's middle half▲ 11.0%
Solvency6.1%below the sector's middle half▼ 5.7pp6.0%below the sector's middle half=4.5%below the sector's middle half▼ 1.5pp0.4%below the sector's middle half▼ 4.1pp0.3%below the sector's middle half▼ 0.1pp
Current ratio1.06below the sector's middle half▼ 0.081.04below the sector's middle half▼ 0.010.99below the sector's middle half▼ 0.060.89below the sector's middle half▼ 0.090.92below the sector's middle half▲ 0.02
Return on assets (ROA)56.6%above the sector's middle half▼ 11.9pp60.7%above the sector's middle half▲ 4.1pp81.9%above the sector's middle half▲ 21.3pp21.7%above the sector's middle half▼ 60.3pp44.5%above the sector's middle half▲ 22.9pp
Staff (FTE)1within the sector's middle half1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +137% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 143% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€125,439 ▲ 27.7%
Current assets
€915,973 ▲ 13.8%
Equity and liabilities €1.0m
Equity
€3,464 =
Debt
€1.0m ▲ 15.4%
Debt's share of the balance-sheet total rises from 99.6% to 99.7%. Debt is higher.
Key figures and ratios
EBITDA
€510,663▲
2024 · €211,773
Cash flow
€502,900▲
2024 · €212,931
Interest coverage
178.55▲
2024 · 51.42
Debt ≤ 1 year
€1.0m▲
2024 · €899,397
Debt > 1 year
€37,620
Income taxes
€7,074▲
2024 · €18
Staff costs
€62,812▲
2024 · €35,707
A ratio outside any meaningful range has been withheld (balance sheet total €1.0m, equity €3,464).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €35,707 | €62,812 | ▲ 75.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €762 | €1,709 | €5,091 | €17,277 | €38,988 | ▲ 126% |
| Other operating charges640/8 | €120 | €1,143 | €228 | €161 | €9,492 | ▲ 5,792% |
| Gross operating margin9900 | €257,595 | €279,041 | €500,220 | €247,641 | €582,967 | ▲ 135% |
| Operating profit (loss)9901 | €256,712 | €276,190 | €494,900 | €194,496 | €471,675 | ▲ 143% |
| Financial income75/76B | €1,973 | €3,075 | €3,886 | €5,295 | €2,172 | ▼ 59.0% |
| Recurring financial income75 | €1,973 | €3,075 | €3,886 | €5,295 | €2,172 | ▼ 59.0% |
| Financial charges65/66B | €1,222 | €948 | €366 | €4,119 | €2,860 | ▼ 30.6% |
| Recurring financial charges65 | €1,222 | €948 | €291 | €4,119 | €2,860 | ▼ 30.6% |
| Non-recurring financial charges66B | - | - | €75 | - | - | - |
| Profit (loss) for the period before taxes9903 | €257,464 | €278,316 | €498,420 | €195,673 | €470,986 | ▲ 141% |
| Income taxes67/77 | €303 | €407 | €24 | €18 | €7,074 | ▲ 38,409% |
| Profit (loss) for the period9904 | €257,160 | €277,909 | €498,396 | €195,654 | €463,912 | ▲ 137% |
| Profit (loss) for the period to be appropriated9905 | €257,160 | €277,909 | €498,396 | €195,654 | €463,912 | ▲ 137% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €454,485 | €458,019 | €608,301 | €902,860 | €1.0m | ▲ 15.3% |
| Formation expenses20 | €112 | €66 | €20 | - | - | - |
| Fixed assets21/28 | €3,629 | €9,274 | €35,670 | €98,205 | €125,439 | ▲ 27.7% |
| Tangible fixed assets22/27 | €3,629 | €9,274 | €35,670 | €96,105 | €112,839 | ▲ 17.4% |
| Plant, machinery and equipment23 | €471 | €993 | €891 | €3,488 | €41,307 | ▲ 1,084% |
| Furniture and vehicles24 | €3,157 | €8,281 | €34,779 | €92,617 | €71,531 | ▼ 22.8% |
| Financial fixed assets28 | - | - | - | €2,100 | €12,600 | ▲ 500% |
| Current assets29/58 | €450,744 | €448,679 | €572,611 | €804,655 | €915,973 | ▲ 13.8% |
| Stocks and contracts in progress3 | - | €6,144 | €1,876 | - | - | - |
| Stocks30/36 | - | €6,144 | €1,876 | - | - | - |
| Amounts receivable within one year40/41 | €207,405 | €260,003 | €320,194 | €495,744 | €502,440 | ▲ 1.4% |
| Trade receivables40 | €207,405 | €241,254 | €296,028 | €460,735 | €495,783 | ▲ 7.6% |
| Other amounts receivable41 | - | €18,749 | €24,166 | €35,009 | €6,657 | ▼ 81.0% |
| Cash at bank and in hand54/58 | €243,058 | €182,270 | €249,244 | €306,316 | €408,063 | ▲ 33.2% |
| Deferred charges and accrued income490/1 | €281 | €262 | €1,297 | €2,596 | €5,470 | ▲ 111% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €454,485 | €458,019 | €608,301 | €902,860 | €1.0m | ▲ 15.3% |
| Equity10/15 | €27,500 | €27,500 | €27,500 | €3,464 | €3,464 | = |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | - | - | - |
| Outside capital11 | €25,000 | €25,000 | €25,000 | - | - | - |
| Share premium1100/10 | €25,000 | €25,000 | €25,000 | - | - | - |
| Reserves13 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Non-distributable reserves130/1 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves not available under the articles1311 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | - | - | - | €964 | €964 | = |
| Amounts payable17/49 | €426,985 | €430,519 | €580,801 | €899,397 | €1.0m | ▲ 15.4% |
| Amounts payable after more than one year17 | - | - | - | - | €37,620 | - |
| Financial debts170/4 | - | - | - | - | €37,620 | - |
| Amounts payable within one year42/48 | €426,985 | €430,519 | €580,801 | €899,397 | €1.0m | ▲ 11.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €11,022 | - |
| Trade debts44 | €81,669 | €113,768 | €69,665 | €695,693 | €461,096 | ▼ 33.7% |
| Suppliers440/4 | €81,669 | €113,768 | €69,665 | €695,693 | €461,096 | ▼ 33.7% |
| Advances received on contracts in progress46 | - | €3,228 | €11,935 | - | - | - |
| Taxes, remuneration and social security45 | €31,526 | €2,966 | €862 | €9,071 | €65,319 | ▲ 620% |
| Taxes450/3 | €31,526 | €2,966 | €862 | €1,060 | €49,780 | ▲ 4,597% |
| Remuneration and social security454/9 | - | - | - | €8,011 | €15,539 | ▲ 94.0% |
| Other amounts payable47/48 | €313,790 | €310,558 | €498,339 | €194,633 | €462,891 | ▲ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €257,160 | €277,909 | €498,396 | €195,654 | €463,912 | ▲ 137% |
| + Depreciation and write-downs630 | €762 | €1,709 | €5,091 | €17,277 | €38,988 | ▲ 126% |
| Operating cash flow (approximation) | €257,923 | €279,618 | €503,488 | €212,931 | €502,900 | ▲ 136% |
| Investment in fixed assets (approximation) | - | -€7,355 | -€31,488 | -€79,812 | -€66,221 | ▲ 17.0% |
| Change in cash | - | -€60,788 | €66,974 | €57,072 | €101,747 | ▲ 78.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 29 days late
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 211 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2019net €498,396 ▲79.3%
Operating result €494,900, net result €498,396, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Ground area
169 m²
Building footprint
93 m²
Volume, LiDAR
554 m³
Parcel 44362B0299/00H003, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
StonePros
since 20182.277.746.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0299/00H003 | Flanders | 169 m² | 1 · 93 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 9,623 EUR awarded · 9,623 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 143 EUR | 143 EUR |
| 2024 | 1 | 6,372 EUR | 6,372 EUR |
| 2023 | 1 | 3,108 EUR | 3,108 EUR |
Similar companies · same sector, comparable size
Horeca Meat Service
BE 0787.293.669
Wetteren · Eq €3,423
EUZCN
BE 0668.536.074
Machelen (Brab.) · Eq €3,651
ARIZON
BE 1001.465.909
Schaarbeek · Eq €3,767
ALLITONE
BE 0432.048.688
Beringen · Eq €3,780
EVMOOV
BE 0446.616.803
Overijse · Eq €3,789
Of 1,567 companies in sector 46900 we hold annual accounts for 920. 134 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
46900Non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0699933390
Also
9925:BE0699933390
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.