STONEMORE
ActiveSummary
STONEMORE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€164,661) and a net result of -€15,777. Equity is shrinking by ~26% per year across the filed fiscal years. Its solvency ranks better than 5% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.72 against 0.04 in 2024; short-term debt: 12.9% and cash: 0.2% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-935%
Return on assets
-89.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€164,661
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
23 d early
2023
6 d early
2022
21 d early
2021
on the day
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 14 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€164,661▼ 10.6%
2024 · -€148,884
Total assets
€17,611▼ 28.4%
2024 · €24,604
Net result
-€15,777▲ 43.2%
2024 · -€27,795
Working capital
€1,639
2024 · -€60,717
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€16,777▲ 25.5%-€30,948▼ 84.5%-€28,324▲ 8.5%-€27,620▲ 2.5%-€15,486▲ 43.9%
Net result-€16,953below the sector's middle half▲ 25.9%-€31,486below the sector's middle half▼ 85.7%-€28,458below the sector's middle half▲ 9.6%-€27,795below the sector's middle half▲ 2.3%-€15,777below the sector's middle half▲ 43.2%
Equity-€61,145below the sector's middle half▼ 38.4%-€92,632below the sector's middle half▼ 51.5%-€121,089below the sector's middle half▼ 30.7%-€148,884below the sector's middle half▼ 23.0%-€164,661below the sector's middle half▼ 10.6%
Total assets€31,815below the sector's middle half▲ 18.2%€24,733below the sector's middle half▼ 22.3%€24,611below the sector's middle half▼ 0.5%€24,604below the sector's middle half=€17,611below the sector's middle half▼ 28.4%
Debt€92,960▲ 30.7%€117,364▲ 26.3%€145,701▲ 24.1%€173,488▲ 19.1%€182,273▲ 5.1%
Working capital€15,933within the sector's middle half▲ 968%-€3,635below the sector's middle half-€25,738below the sector's middle half▼ 608%-€60,717below the sector's middle half▼ 136%€1,639below the sector's middle half
Solvency-192.2%below the sector's middle half▼ 28.0pp-374.5%below the sector's middle half▼ 182.3pp-492.0%below the sector's middle half▼ 117.5pp-605.1%below the sector's middle half▼ 113.1pp-935.0%below the sector's middle half▼ 329.8pp
Current ratio9.31above the sector's middle half▲ 8.210.51below the sector's middle half▼ 8.800.28below the sector's middle half▼ 0.230.04below the sector's middle half▼ 0.241.72within the sector's middle half▲ 1.68
Return on assets (ROA)-53.3%below the sector's middle half▲ 31.7pp-127.3%below the sector's middle half▼ 74.0pp-115.6%below the sector's middle half▲ 11.7pp-113.0%below the sector's middle half▲ 2.7pp-89.6%below the sector's middle half▲ 23.4pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15,486 in 2025 against €27,620 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,611
Fixed assets
€13,699 ▼ 37.3%
Current assets
€3,912 ▲ 41.2%
Equity and liabilities
Equity-€164,661
Debt€182,273
Equity is negative: debt (€182,273) exceeds the balance-sheet total (€17,611).
Key figures and ratios
EBITDA
-€7,353▲
2024 · -€20,156
Cash flow
-€7,644▲
2024 · -€20,331
Interest coverage
-25.18▲
2024 · -115.08
Debt ≤ 1 year
€2,273▼
2024 · €63,488
Debt > 1 year
€180,000▲
2024 · €110,000
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,810 | €4,233 | €6,355 | €7,464 | €8,133 | ▲ 9.0% |
| Other operating charges640/8 | - | €10,366 | €7 | €519 | €126 | ▼ 75.7% |
| Gross operating margin9900 | -€11,060 | -€16,349 | -€21,963 | -€19,637 | -€7,227 | ▲ 63.2% |
| Operating profit (loss)9901 | -€16,777 | -€30,948 | -€28,324 | -€27,620 | -€15,486 | ▲ 43.9% |
| Financial income75/76B | - | €47 | €47 | €0 | €1 | - |
| Recurring financial income75 | €297 | €47 | €47 | €0 | €1 | - |
| Financial charges65/66B | - | €585 | €181 | €175 | €292 | ▲ 66.7% |
| Recurring financial charges65 | €268 | €585 | €181 | €175 | €292 | ▲ 66.7% |
| Profit (loss) for the period before taxes9903 | -€16,749 | -€31,486 | -€28,458 | -€27,795 | -€15,777 | ▲ 43.2% |
| Income taxes67/77 | €204 | €0 | - | - | - | - |
| Profit (loss) for the period9904 | -€16,953 | -€31,486 | -€28,458 | -€27,795 | -€15,777 | ▲ 43.2% |
| Profit (loss) for the period to be appropriated9905 | -€16,953 | -€31,486 | -€28,458 | -€27,795 | -€15,777 | ▲ 43.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €31,815 | €24,733 | €24,611 | €24,604 | €17,611 | ▼ 28.4% |
| Fixed assets21/28 | €13,964 | €21,003 | €14,649 | €21,833 | €13,699 | ▼ 37.3% |
| Tangible fixed assets22/27 | €13,964 | €21,003 | €14,649 | €21,833 | €13,699 | ▼ 37.3% |
| Land and buildings22 | - | €871 | €764 | €656 | €548 | ▼ 16.4% |
| Plant, machinery and equipment23 | - | €17,471 | €12,186 | €20,440 | €12,936 | ▼ 36.7% |
| Furniture and vehicles24 | - | €2,661 | €1,699 | €737 | €215 | ▼ 70.9% |
| Current assets29/58 | €17,851 | €3,729 | €9,963 | €2,771 | €3,912 | ▲ 41.2% |
| Amounts receivable within one year40/41 | €13,980 | €3,315 | €9,405 | €2,719 | €3,874 | ▲ 42.5% |
| Trade receivables40 | - | €823 | €9,233 | €0 | - | - |
| Other amounts receivable41 | - | €2,492 | €173 | €2,719 | €3,874 | ▲ 42.5% |
| Current investments50/53 | €31 | €31 | €31 | €0 | - | - |
| Cash at bank and in hand54/58 | €1,429 | €384 | €527 | €52 | €39 | ▼ 26.0% |
| Deferred charges and accrued income490/1 | - | €0 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €31,815 | €24,733 | €24,611 | €24,604 | €17,611 | ▼ 28.4% |
| Equity10/15 | -€61,145 | -€92,632 | -€121,089 | -€148,884 | -€164,661 | ▼ 10.6% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Revaluation surpluses12 | - | €4,166 | €2,776 | €1,386 | €0 | ▼ 100% |
| Reserves13 | €17,640 | €17,644 | €19,034 | €20,424 | €21,810 | ▲ 6.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €15,784 | €17,174 | €18,564 | €19,950 | ▲ 7.5% |
| Profit (loss) carried forward14 | -€95,355 | -€126,842 | -€155,299 | -€183,094 | -€198,871 | ▼ 8.6% |
| Amounts payable17/49 | €92,960 | €117,364 | €145,701 | €173,488 | €182,273 | ▲ 5.1% |
| Amounts payable after more than one year17 | €91,043 | €110,000 | €110,000 | €110,000 | €180,000 | ▲ 63.6% |
| Other amounts payable178/9 | - | €110,000 | €110,000 | €110,000 | €180,000 | ▲ 63.6% |
| Amounts payable within one year42/48 | €1,918 | €7,364 | €35,701 | €63,488 | €2,273 | ▼ 96.4% |
| Trade debts44 | €1,129 | €1,047 | €11,180 | €8,147 | €888 | ▼ 89.1% |
| Suppliers440/4 | - | €1,047 | €11,180 | €8,147 | €888 | ▼ 89.1% |
| Taxes, remuneration and social security45 | - | €11 | €11 | €0 | - | - |
| Taxes450/3 | - | €11 | €11 | €0 | - | - |
| Other amounts payable47/48 | - | €6,306 | €24,510 | €55,341 | €1,385 | ▼ 97.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,953 | -€31,486 | -€28,458 | -€27,795 | -€15,777 | ▲ 43.2% |
| + Depreciation and write-downs630 | €3,810 | €4,233 | €6,355 | €7,464 | €8,133 | ▲ 9.0% |
| Operating cash flow (approximation) | -€13,143 | -€27,253 | -€22,103 | -€20,331 | -€7,644 | ▲ 62.4% |
| Investment in fixed assets (approximation) | - | -€11,272 | €0 | -€14,648 | €0 | ▲ 100% |
| Change in cash | - | -€1,044 | €143 | -€475 | -€14 | ▲ 97.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 39current ratio 1.72
Current ratio from 0.04 to 1.72; short-term debt falls from €63,488 to €2,273.
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€31,486
Net result drops to -€31,486, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity times 8current ratio 9.31
Current ratio from 1.10 to 9.31; short-term debt falls from €14,927 to €1,918.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Ground area
147 m²
Building footprint
70 m²
Volume, LiDAR
389 m³
Parcel 31333H0530/00S022, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Graaf Jansdijk 9, 8300 Knokke-Heist
since 20112.194.552.843
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333H0530/00S022 | Flanders | 147 m² | 1 · 70 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300EPHDT74ODIKK71
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,996 companies in this sector we hold annual accounts for 18,400. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded15-12-2010
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46190Agents in non-specialised wholesale trade
58290Other software publishing
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832022943
Also
9925:BE0832022943
Registered
20-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.