STONEFLOORS
ActiveSummary
STONEFLOORS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €598,892 and a net result of €145,904. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 7868 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+9
Solvency90=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 2.29 against 2.32 in 2024; short-term debt: 25.7% and cash: 21.2% of total assets), and 34.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
15.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
21 d early
2023
1 d early
2022
5 d early
2021
15 d early
2020
107 d early
2019
62 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€598,892▼ 0.3%
2024 · €600,988
Total assets
€920,133▲ 0.1%
2024 · €919,653
Net result
€145,904▲ 70.7%
2024 · €85,497
Working capital
€304,112▲ 13.0%
2024 · €269,015
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€80,452▲ 45.8%€362,372▲ 350%€118,610▼ 67.3%€95,187▼ 19.7%€153,356▲ 61.1%
Net result€67,712▲ 25.5%€289,285▲ 327%€108,708▼ 62.4%€85,497▼ 21.4%€145,904▲ 70.7%
Equity€312,498▲ 27.7%€576,783▲ 84.6%€605,491▲ 5.0%€600,988▼ 0.7%€598,892▼ 0.3%
Total assets€598,438▲ 25.2%€857,896▲ 43.4%€1.0m▲ 20.3%€919,653▼ 10.9%€920,133▲ 0.1%
Debt€285,940▲ 22.6%€225,639▼ 21.1%€375,667▲ 66.5%€273,261▼ 27.3%€280,931▲ 2.8%
Working capital€143,600▲ 17.8%€302,446▲ 111%€258,976▼ 14.4%€269,015▲ 3.9%€304,112▲ 13.0%
Staff (FTE)2.5▲ 19.0%2▼ 20.0%3▲ 50.0%2.3▼ 23.3%2.1▼ 8.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2023 Net result -62% on 2022. Cause not known from the registers.
- 2022 Net result +327%, Equity +85% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €920,133
Fixed assets
€379,893 ▼ 15.0%
Current assets
€540,240 ▲ 14.3%
Equity and liabilities €920,133
Equity
€598,892 ▼ 0.3%
Provisions
€40,310 ▼ 11.2%
Debt
€280,931 ▲ 2.8%
Debt's share of the balance-sheet total rises from 29.7% to 30.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€271,133▲
2024 · €216,609
Cash flow
€263,681▲
2024 · €206,919
Current ratio
2.29▼
2024 · 2.32
Quick ratio
2.13▼
2024 · 2.17
Debt to equity
0.47▲
2024 · 0.45
ROE
24.4%▲
2024 · 14.2%
ROA
15.9%▲
2024 · 9.3%
Interest coverage
31.98▲
2024 · 20.64
Debt ≤ 1 year
€236,128▲
2024 · €203,595
Debt > 1 year
€44,803▼
2024 · €69,665
Income taxes
€6,050▼
2024 · €6,057
Staff costs
€158,928▲
2024 · €148,482
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €228,472 | €0 | - | €2,995 | - |
| Remuneration, social security and pensions62 | €140,940 | €137,214 | €202,354 | €148,482 | €158,928 | ▲ 7.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €81,898 | €92,632 | €104,112 | €121,422 | €117,777 | ▼ 3.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | -€1,420 | €13,990 | €2,892 | €0 | ▼ 100% |
| Other operating charges640/8 | €11,595 | €4,578 | €10,092 | €3,633 | €4,371 | ▲ 20.3% |
| Gross operating margin9900 | €314,885 | €595,376 | €449,157 | €371,616 | €434,432 | ▲ 16.9% |
| Operating profit (loss)9901 | €80,452 | €362,372 | €118,610 | €95,187 | €153,356 | ▲ 61.1% |
| Financial income75/76B | €1,010 | €851 | €1,269 | €1,768 | €1,982 | ▲ 12.1% |
| Recurring financial income75 | €1,010 | €851 | €1,269 | €1,768 | €1,982 | ▲ 12.1% |
| Financial charges65/66B | €6,977 | €6,508 | €7,028 | €10,495 | €8,478 | ▼ 19.2% |
| Recurring financial charges65 | €6,977 | €6,508 | €7,028 | €10,495 | €8,478 | ▼ 19.2% |
| Profit (loss) for the period before taxes9903 | €74,485 | €356,715 | €112,851 | €86,460 | €146,860 | ▲ 69.9% |
| Transfer from deferred taxes780 | - | €1,644 | €4,976 | €5,094 | €5,094 | = |
| Transfer to deferred taxes680 | - | €57,118 | €0 | - | - | - |
| Income taxes67/77 | €6,773 | €11,956 | €9,119 | €6,057 | €6,050 | ▼ 0.1% |
| Profit (loss) for the period9904 | €67,712 | €289,285 | €108,708 | €85,497 | €145,904 | ▲ 70.7% |
| Transfer from tax-exempt reserves789 | - | €4,931 | €14,928 | €15,282 | €15,282 | = |
| Transfer to tax-exempt reserves689 | - | €171,354 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €67,712 | €122,862 | €123,636 | €100,779 | €161,186 | ▲ 59.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €598,438 | €857,896 | €1.0m | €919,653 | €920,133 | ▲ 0.1% |
| Fixed assets21/28 | €336,267 | €430,007 | €503,449 | €447,042 | €379,893 | ▼ 15.0% |
| Tangible fixed assets22/27 | €336,267 | €430,007 | €503,449 | €447,042 | €379,893 | ▼ 15.0% |
| Land and buildings22 | €81,528 | €197,663 | €215,162 | €203,711 | €192,260 | ▼ 5.6% |
| Plant, machinery and equipment23 | €168,021 | €163,381 | €173,486 | €131,501 | €112,408 | ▼ 14.5% |
| Furniture and vehicles24 | €74,579 | €60,141 | €43,081 | €58,798 | €39,753 | ▼ 32.4% |
| Leasing and similar rights25 | €12,139 | €8,823 | €60,284 | €42,834 | €26,511 | ▼ 38.1% |
| Other tangible fixed assets26 | - | - | €11,437 | €10,198 | €8,960 | ▼ 12.1% |
| Current assets29/58 | €262,170 | €427,889 | €528,207 | €472,611 | €540,240 | ▲ 14.3% |
| Stocks and contracts in progress3 | €29,020 | €26,973 | €36,782 | €31,079 | €38,260 | ▲ 23.1% |
| Stocks30/36 | €29,020 | €26,973 | €36,782 | €31,079 | €38,260 | ▲ 23.1% |
| Amounts receivable within one year40/41 | €163,532 | €179,961 | €310,548 | €161,390 | €203,515 | ▲ 26.1% |
| Trade receivables40 | €130,057 | €162,828 | €267,366 | €139,608 | €179,797 | ▲ 28.8% |
| Other amounts receivable41 | €33,475 | €17,134 | €43,182 | €21,782 | €23,719 | ▲ 8.9% |
| Current investments50/53 | - | - | - | - | €100,000 | - |
| Cash at bank and in hand54/58 | €64,614 | €215,946 | €175,184 | €276,278 | €195,429 | ▼ 29.3% |
| Deferred charges and accrued income490/1 | €5,004 | €5,009 | €5,693 | €3,863 | €3,035 | ▼ 21.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €598,438 | €857,896 | €1.0m | €919,653 | €920,133 | ▲ 0.1% |
| Equity10/15 | €312,498 | €576,783 | €605,491 | €600,988 | €598,892 | ▼ 0.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €293,898 | €558,183 | €586,891 | €582,388 | €580,292 | ▼ 0.4% |
| Non-distributable reserves130/1 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - | - |
| Tax-exempt reserves132 | €18,172 | €184,596 | €169,668 | €154,385 | €139,103 | ▼ 9.9% |
| Distributable reserves133 | €275,725 | €373,587 | €417,223 | €428,002 | €441,188 | ▲ 3.1% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | - | €55,474 | €50,498 | €45,404 | €40,310 | ▼ 11.2% |
| Deferred taxes168 | - | €55,474 | €50,498 | €45,404 | €40,310 | ▼ 11.2% |
| Amounts payable17/49 | €285,940 | €225,639 | €375,667 | €273,261 | €280,931 | ▲ 2.8% |
| Amounts payable after more than one year17 | €167,148 | €99,736 | €105,937 | €69,665 | €44,803 | ▼ 35.7% |
| Financial debts170/4 | €167,148 | €99,736 | €105,937 | €69,665 | €44,803 | ▼ 35.7% |
| Amounts payable within one year42/48 | €118,570 | €125,444 | €269,231 | €203,595 | €236,128 | ▲ 16.0% |
| Current portion of amounts payable after more than one year42 | €74,953 | €68,670 | €77,240 | €63,006 | €49,012 | ▼ 22.2% |
| Trade debts44 | €34,930 | €27,956 | €97,281 | €46,215 | €29,445 | ▼ 36.3% |
| Suppliers440/4 | €34,930 | €27,956 | €97,281 | €46,215 | €29,445 | ▼ 36.3% |
| Taxes, remuneration and social security45 | €8,687 | €3,818 | €14,710 | €4,375 | €9,671 | ▲ 121% |
| Taxes450/3 | €0 | - | €5,078 | €1,220 | €1,327 | ▲ 8.7% |
| Remuneration and social security454/9 | €8,687 | €3,818 | €9,633 | €3,155 | €8,344 | ▲ 165% |
| Other amounts payable47/48 | €0 | €25,000 | €80,000 | €90,000 | €148,000 | ▲ 64.4% |
| Accrued charges and deferred income492/3 | €222 | €460 | €499 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,712 | €289,285 | €108,708 | €85,497 | €145,904 | ▲ 70.7% |
| + Depreciation and write-downs630 | €81,898 | €92,632 | €104,112 | €121,422 | €117,777 | ▼ 3.0% |
| Operating cash flow (approximation) | €149,609 | €381,917 | €212,819 | €206,919 | €263,681 | ▲ 27.4% |
| Investment in fixed assets (approximation) | - | -€186,371 | -€177,554 | -€65,015 | -€50,628 | ▲ 22.1% |
| Change in cash | - | €151,332 | -€40,762 | €101,094 | -€80,850 | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €289,285 ▲327%
Operating result €362,372, net result €289,285, both a record.
30-09
Financial
Equity above €500,000Eq €576,783 ▲84.6%
5 profitable years in a row build equity to €576,783.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €25,765 ▼41.6%
Net result drops to €25,765, the lowest in the series; recovery starts the following year.
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2013
Ground area
1.3 ha
Building footprint
856 m²
Volume, LiDAR
6,679 m³
Parcel 36015A1243/00N000, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
STONEFLOORS
since 20132.220.185.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A1243/00N000 | Flanders | 1.3 ha | 1 · 856 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,805 EUR awarded · 3,776 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 59 EUR | 59 EUR |
| 2024 | 1 | 213 EUR | 75 EUR |
| 2023 | 1 | 425 EUR | 609 EUR |
| 2022 | 1 | 3,108 EUR | 3,033 EUR |
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Of 3,960 companies in sector 43331 we hold annual accounts for 1,788. 973 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-06-2002
Fiscal year end30-09
Activities, NACEBEL 2025
43331Floor and wall tiling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477861986
Also
9925:BE0477861986
Registered
04-06-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.