STONECO
ActiveSummary
STONECO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €133,757. Equity is growing by ~4.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
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Signals
This company filed its last 7 accounts on average 8 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 1,637 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,637 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €87,579 | €88,574 | €88,574 | €88,573 | €88,574 | = |
| Other operating charges640/8 | €42,817 | €43,512 | €43,929 | €44,970 | €40,009 | ▼ 11.0% |
| Gross operating margin9900 | €253,789 | €238,959 | €198,904 | €242,954 | €373,280 | ▲ 53.6% |
| Operating profit (loss)9901 | €123,393 | €106,873 | €66,401 | €109,411 | €244,697 | ▲ 124% |
| Financial charges65/66B | €70,996 | €59,482 | €21,113 | €16,196 | €66,355 | ▲ 310% |
| Recurring financial charges65 | €70,996 | €59,482 | €21,113 | €16,196 | €66,355 | ▲ 310% |
| Profit (loss) for the period before taxes9903 | €52,397 | €47,391 | €45,288 | €93,215 | €178,342 | ▲ 91.3% |
| Income taxes67/77 | €13,331 | €12,084 | €11,531 | €25,401 | €44,585 | ▲ 75.5% |
| Profit (loss) for the period9904 | €39,066 | €35,307 | €33,757 | €67,814 | €133,757 | ▲ 97.2% |
| Profit (loss) for the period to be appropriated9905 | €39,066 | €35,307 | €33,757 | €67,814 | €133,757 | ▲ 97.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.1m | €3.0m | €2.9m | €2.8m | €2.9m | ▲ 2.0% |
| Fixed assets21/28 | €3.1m | €3.0m | €2.9m | €2.8m | €2.7m | ▼ 3.1% |
| Tangible fixed assets22/27 | €3.1m | €3.0m | €2.9m | €2.8m | €2.7m | ▼ 3.1% |
| Land and buildings22 | €675,000 | €675,000 | €675,000 | €675,000 | €675,000 | = |
| Leasing and similar rights25 | €2.2m | €2.2m | €2.1m | €2.0m | €1.9m | ▼ 3.9% |
| Other tangible fixed assets26 | €177,783 | €168,223 | €158,663 | €149,103 | €139,543 | ▼ 6.4% |
| Current assets29/58 | €18,590 | €33,441 | €30,364 | €8,337 | €152,330 | ▲ 1,727% |
| Amounts receivable within one year40/41 | €4,243 | €1,169 | - | - | €140,472 | - |
| Trade receivables40 | - | - | - | - | €126,057 | - |
| Other amounts receivable41 | €4,243 | €1,169 | - | - | €14,415 | - |
| Cash at bank and in hand54/58 | €9,980 | €21,927 | €20,082 | €238 | - | - |
| Deferred charges and accrued income490/1 | €4,367 | €10,345 | €10,282 | €8,099 | €11,858 | ▲ 46.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.1m | €3.0m | €2.9m | €2.8m | €2.9m | ▲ 2.0% |
| Equity10/15 | €1.1m | €1.1m | €1.2m | €1.2m | €1.4m | ▲ 10.7% |
| Contributions10/11 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Profit (loss) carried forward14 | -€6,623 | €28,684 | €62,441 | €130,255 | €264,012 | ▲ 103% |
| Amounts payable17/49 | €2.0m | €1.9m | €1.8m | €1.6m | €1.5m | ▼ 4.9% |
| Amounts payable after more than one year17 | €1.7m | €1.6m | €1.5m | €1.3m | €1.2m | ▼ 11.8% |
| Financial debts170/4 | €706,722 | €538,394 | €364,616 | €185,212 | - | - |
| Trade debts175 | €1.0m | €1.1m | €1.2m | €1.2m | €1.2m | ▲ 2.3% |
| Amounts payable within one year42/48 | €229,118 | €236,490 | €239,360 | €240,293 | €280,870 | ▲ 16.9% |
| Current portion of amounts payable after more than one year42 | €163,050 | €168,328 | €173,778 | €179,404 | €185,212 | ▲ 3.2% |
| Financial debts43 | - | - | - | - | €47,911 | - |
| Credit institutions430/8 | - | - | - | - | €47,911 | - |
| Trade debts44 | €53,640 | €55,870 | €59,927 | €35,488 | €5,563 | ▼ 84.3% |
| Suppliers440/4 | €53,640 | €55,870 | €59,927 | €35,488 | €5,563 | ▼ 84.3% |
| Taxes, remuneration and social security45 | €12,428 | €12,292 | €5,655 | €25,401 | €42,184 | ▲ 66.1% |
| Taxes450/3 | €12,428 | €12,292 | €5,655 | €25,401 | €42,184 | ▲ 66.1% |
| Accrued charges and deferred income492/3 | €28,999 | €28,425 | - | - | €39,160 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,066 | €35,307 | €33,757 | €67,814 | €133,757 | ▲ 97.2% |
| + Depreciation and write-downs630 | €87,579 | €88,574 | €88,574 | €88,573 | €88,574 | = |
| Operating cash flow (approximation) | €126,645 | €123,881 | €122,331 | €156,387 | €222,331 | ▲ 42.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €11,947 | -€1,845 | -€19,844 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0001/02N033 | Flanders | 5,344 m² | 1 · 598 m² | - |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.