STONE-TEAM

Active

Private limited companyfounded 2018active for 8 yearsOude Vijversstraat 55, 1190 Vorst, Belgium169 active companies are registered at this addressKBO/BCE: BE 0707.619.453

Summary

STONE-TEAM has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,741 and a net result of €17,531. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 19% of 330 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

STONE-TEAMActiveChecked score 68/100

Risk analysis Report Compare

Activity

Cutting, shaping and finishing of stone

NACE 23700

7th largest company by total assets in the Brussels-Capital Region, Non-metallic mineral products sector1 site

Size

€1.5mturnover 2025

Equity: €95,741
Profit: €17,531

Financial health

68 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

DA FRAGA MONTEIRO Alfredo MiguelDirector

2025 accounts filed 73 days late1 of 3 deeds summarised

Why 68raises riskLast filed accounts filed 73 days late; 3 of the last 3 lateLiquidity: current ratio 1.13, cash €21,501lowers riskSector: Manufacture of other non-metallic mineral products (NACE 23)Size: turnover €1.5m, total assets €726,065Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 33% of its sector peers (NACE 23, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 38-1

equity 13.2% of total assets

Liquidity 6-2

short-term debt 86.8% · cash 3.0%

Profitability 58+3

return on assets 2.4%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)

Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024 02-2025: 1.6%▲ +0.1 percentage points vs 01-2025 03-2025: 1.5%▼ -0.1 percentage points vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.9%▲ +0.5 percentage points vs 07-2025 09-2025: 2.2%▲ +0.3 percentage points vs 08-2025 10-2025: 3.4%▲ +1.2 percentage points vs 09-2025highest value 11-2025: 1.3%▼ -2.1 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.4%▲ +0.1 percentage points vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.3%▼ -0.1 percentage points vs 04-2026 06-2026: 1.4%▲ +0.1 percentage points vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 1.3%▼ -0.7 percentage points vs 08-2026 10-2026: 0.7%▼ -0.6 percentage points vs 09-2026lowest value

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.13, compared with 1.12 in 2024, below the usual 1.5; short-term debt: 86.8% and cash: 3% of total assets), and 86.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 18% on solvency, 5% on liquidity, 32% on profitability and 77% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 73 days late; 3 of the last 3 late

NBB · filings

Sector: Manufacture of other non-metallic mineral products (NACE 23)

KBO

Size: turnover €1.5m, total assets €726,065

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.13, cash €21,501

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 330 sector peers (2025).

NBB · sector comparison

Position among 330 sector peers

Solvency

better than 19%

← weakest strongest →

2025 accounts filed 73 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

73 days late

2024

60 days late

2023

68 days late

2022

112 days late

2021

438 days late

2020

18 days early

2019

108 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 120 days after the deadline; the sector median (NACE 23) for financial year 2024 is 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 October (4 of the last 5 filed years within 39 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

12-10-2026 Annual accounts filedfinancial year 2025 · abbreviated…
29-09-2025 Annual accounts filedfinancial year 2024 · full…
31-12-2024 Weakest financial yearnet €5,278 ▼64.6%

Key points

Caution: Among the weakest 19% on solvencysector median 44.0% · 330 companies 13.2% View
Caution: Latest accounts filed lateafter the legal deadline 73 days View
Positive: 7 profitable years in a rowprofit 2025: €17,531 7 years View

By topic

Financials

Financial year: 2025
Turnover: €1.5m
Profit: €17,531
Solvency: 13.2%

Turnover▲ 12.8%

Net result

20212025

Go to Financials

Board & ownership

Board: 1 member

DA FRAGA MONTEIRO Alfredo MiguelDirector

Go to Board & ownership

Timeline

Events: 10
Since: 2020
Next accounts: by 31-07-2027

07-10-2024Annual accounts filed
29-08-2024Appointment: DA FRAGA MONTEIRO Alfredo Miguel (director)
20-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cutting, shaping and finishing of stoneNACE 23700
Founded: 02-10-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Purpose: “La taille,le façonnage et le finissage de la pierre et du marbre; Le commerce en gros et…” (deed in French)

Go to Articles of association

Key facts about STONE-TEAM

What is the company number of STONE-TEAM?: 0707.619.453. In Belgium the VAT number is the company number with BE in front: BE 0707.619.453.
Where is STONE-TEAM based?: The registered office is at Oude Vijversstraat 55, 1190 Vorst.Company details
What does STONE-TEAM do?: According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of STONE-TEAM?: Private limited company (BV).
When was STONE-TEAM founded?: On 02-10-2018.
Is STONE-TEAM still active?: Yes, STONE-TEAM is an active enterprise in the KBO register.
What is the turnover of STONE-TEAM?: €1.5m in financial year 2025, according to the filed annual accounts.Financials
Is STONE-TEAM profitable?: In financial year 2025, STONE-TEAM made a profit of €17,531.
Where can I find the annual accounts of STONE-TEAM?: STONE-TEAM filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STONE-TEAM due?: By 31-07-2027, for financial year 2026.Timeline