Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Profit
- €62,675
- Solvency
- 87.0%
Total assets▼ 18.8%
Net result
20182025
STONE GROUP
ActiveSummary
STONE GROUP has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €62,675. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Real estate agency activities
NACE 68310NACE 68311NACE 70311
2 sites
How big
€1.6mtotal assets 2025
- Equity
- €1.4m
- Profit
- €62,675
Who decides
Accounts 24 d early0 of 2 deeds read
Why 96- 1 of the last 3 late+ Liquidity: current ratio 16.72, cash €297,965+ Equity €1.4m (87.0% of total assets)+ Size: total assets €1.6mShow the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 87.0% of total assets
Liquidity
73+22
short-term debt 2.1% · cash 18.8%
Profitability
74+5
return on assets 4.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%▼ -3.3% vs 12-2024
02-2025: 0.1%▲ +1.7% vs 01-2025
03-2025: 0.1%▲ +3.3% vs 02-2025
04-2025: 0.1%▼ -4.8% vs 03-2025
05-2025: 0.1%▼ -3.4% vs 04-2025
06-2025: 0.1%▼ -5.3% vs 05-2025
07-2025: 0.2%▲ +207% vs 06-2025
08-2025: 0.2%● 0.0% vs 07-2025
09-2025: 0.2%● 0.0% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -3.6% vs 12-2025
02-2026: 0.2%▲ +2.5% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.2%▲ +1.2% vs 03-2026
05-2026: 0.2%▲ +6.0% vs 04-2026highest value
06-2026: 0.2%▼ -10.2% vs 05-2026
07-2026: 0.2%▲ +4.4% vs 06-2026
08-2026: 0.1%▼ -69.7% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- 1 of the last 3 late raises the probability
- Liquidity: current ratio 16.72, cash €297,965 lowers the probability
- Equity €1.4m (87.0% of total assets) lowers the probability
- Size: total assets €1.6m lowers the probability for this profile
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 16.72 against 23.57 in 2024; short-term debt: 2.1% and cash: 18.8% of total assets), and 13% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 82%, profitability 67%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
24 d early
2024
38 d early
2023
28 d late
2022
153 d late
2021
261 d late
2020
44 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 73 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 124 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · full…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2019
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 23-06-2025Annual accounts filed
- 23-06-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 04-06-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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