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STONE & CONCEPTION

Active Private limited companyfounded 2000active for 26 yearsRue des Fours-à-Chaux,Mazy. 1, 5032 GemblouxKBO/BCE: BE 0472.378.914 subsidiary of

Lifetime

19 annual accounts with figures on one time axis, 25 filings since 2001
peak €485,141 (2007)
€9,454▲ €41,120
lowest -€83,105 (2024)
-€62,829▲ €20,276
peak €57,194 (2009)
-€210,396▼ €62,829
€390,206▼ 31.6%
peak 8.9 FTE (2007)
-not published
Board3 names since 2016
2 directors and 1 other
Documentsfilings and deeds
29-01-20262 days before the deadline
2025micro format
Gross margin from -€31,666 to €9,454Loss of €62,829Equity from -€147,567 to -€210,396Debts from €570,837 to €390,206Cash from €53,711 to €3,719

Key points

from the 2025 annual accounts

Overdue debts

€55,186 on 30-06-2025
Overdue tax debts
€30,353
Overdue social security (RSZ) debts
€24,833

The annual accounts state €30,353 of overdue tax debts and €24,833 of overdue social security (RSZ) debts on 30-06-2025.

Equity

-€210,396
202020212022202320242025

Debts exceed assets in financial year 2025.

Losses

-€202,862 in four years
-13,0972022-43,8312023-83,1052024-62,8292025

Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.

Debts

€390,206 217% of the balance sheet
Financial debts 42%Suppliers 13%Taxes and wages 16%Other 29%

Staff

2 FTE from 8.9 in 2007

Between 2007 and 2025, 78% of the full-time equivalents disappeared.

Position in the sector

-117.0%

Lower solvency than 95% of companies in non-metallic mineral products. Sector median 49.2% · 494 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,635 companies had the same profile as STONE & CONCEPTION has now. Each dot stands for 17 companies, two years later.

84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more

Another 1.0% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,635 companies, not a prediction for STONE & CONCEPTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director
Director
  • 100%score equity -€46,856 (2025) · deed of 18-01-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0472378914
Changes of role: (director) and (director) holds all the shares · 750 shares · General meeting of 20-12-2023 · Gazette deed
2 directors appointed, 1 resignation Resignation: · Appointments: and · General meeting of 26-05-2022 · Gazette deed
Demerger: OLISTONE splits off to OLISTONE TRADING Founding capital of €18,550 · Company renamed from OLISTONE to STONE & CONCEPTION · Capital after the decrease: €42.01 · Capital after the increase: €18,550 · General meeting of 26-04-2016 · Gazette deed
All 38 events

Comparable companies

same main activity, similar in size and age
Company
STONE & CONCEPTION Gembloux €179,810 €9,454 -117.0% -
STONE ART Herzele €139,918 €9,190 60.7% -
GRAMARBO Waregem €211,730 €7,820 4.9% -
CUTAIA IMMO La Louvière €126,532 €7,735 21.2% -
VERCAUTEREN EN ZOON Brasschaat €204,706 €8,098 90.9% -
R.R.D. Sint-Gillis (bij-Brussel) €272,917 €7,921 68.1% -
E & M Merelbeke-Melle €159,991 €11,083 24.9% -

These companies have the same main activity as STONE & CONCEPTION: cutting, shaping and finishing of stone (NACE 23700). They are comparable in size and age: total assets between €127,000 and €273,000, founded between 1990 and 2002.

Official details

Source: KBO
Status
Active since 17-07-2000Normal situation
Activity
Cutting, shaping and finishing of stoneNACE 23700and 1 other
Establishment unit
2.156.990.3845032 Gembloux, since 14-02-2005
Financial year end
30 June
Peppol
Reachable since 20-12-2025
Company details

Annual accounts to 30-06-2025

€179,810▼ 57.5%
Employeeson 30-06-2025
2
Filing
Filed on 29-01-2026, 2 days before the end of the filing period
Financials

Insights on STONE & CONCEPTION

STONE & CONCEPTION files the micro format. That format states no turnover. The gross margin fell from €485,141 in 2007 to €9,454 in 2025.

holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STONE & CONCEPTION

What is the company number of STONE & CONCEPTION?
The company number of STONE & CONCEPTION is 0472.378.914. The VAT number is the same number with BE in front: BE 0472.378.914.
Where is STONE & CONCEPTION based?
The registered office is at Rue des Fours-à-Chaux,Mazy. 1, 5032 Gembloux.Company details
What does STONE & CONCEPTION do?
According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of STONE & CONCEPTION?
STONE & CONCEPTION is a private limited company (BV).
When was STONE & CONCEPTION founded?
STONE & CONCEPTION was founded on 17-07-2000.
Is STONE & CONCEPTION still active?
Yes, STONE & CONCEPTION is an active enterprise in the KBO register.
How many employees does STONE & CONCEPTION have?
STONE & CONCEPTION had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of STONE & CONCEPTION?
The turnover of STONE & CONCEPTION was €50,348 in financial year 2025, according to the filed annual accounts.
Is STONE & CONCEPTION profitable?
In financial year 2025, STONE & CONCEPTION made a loss of €62,829.
Where can I find the annual accounts of STONE & CONCEPTION?
STONE & CONCEPTION filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STONE & CONCEPTION due?
STONE & CONCEPTION must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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