Stone attitude
ActiveStone attitude has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €-2k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+27
Solvency73=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 3.64 in 2024; short-term debt: 18.9% and cash: 25% of total assets), but 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1920212223232425
2019 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2023
on the day
2022
1 d early
2021
3 d early
2020
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€206k▼ 0.7%
2024 · €207k
2019: €131k
2020: €140k
2021: €221k
2022: €245k
2023: €301k
2023: €259k
2024: €207k
2019 → 2025
Total assets
€426k▼ 0.5%
2024 · €428k
2019: €144k
2020: €162k
2021: €267k
2022: €325k
2023: €326k
2023: €361k
2024: €428k
2019 → 2025
Net result
€-2k▲ 97.1%
2024 · €-52k
2019: €50k
2020: €8k
2021: €81k
2022: €53k
2023: €56k
2023: €11k
2024: €-52k
2019 → 2025
Working capital
€215k▼ 1.6%
2024 · €218k
2019: €111k
2020: €126k
2021: €202k
2022: €231k
2023: €292k
2023: €235k
2024: €218k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€245k-€301k▲ 22.8%€259k▼ 13.7%€207k▼ 20.0%€206k▼ 0.7%
Operating result€82k-€79k▼ 3.8%€20k▼ 74.6%€-46k€48k
Net result€53k-€56k▲ 6.0%€11k▼ 80.1%€-52k€-2k▲ 97.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€131k▲ 2.8%
Current assets
€295k▼ 1.9%
Equity and liabilities €426k
Equity
€206k▼ 0.7%
Provisions
€59k▲ 14.7%
Debt
€161k▼ 4.8%
The debt ratio falls from 39.5% to 37.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€83k▲
2024 · €-14k
Cash flow
€34k▲
2024 · €-20k
Solvency
48.4%▼
2024 · 48.5%
Current ratio
3.67▲
2024 · 3.64
Quick ratio
3.67▲
2024 · 3.64
Debt / equity
0.78▼
2024 · 0.81
ROE
-0.7%▲
2024 · -25.0%
ROA
-0.4%▲
2024 · -12.1%
Interest coverage
1.53▲
2024 · -2.25
Debt
€161k▼
2024 · €169k
Debt ≤ 1 year
€80k▼
2024 · €82k
Debt > 1 year
€80k▼
2024 · €86k
Income taxes
€5k▲
2024 · €5k
Staff costs
€92k▼
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€428k€426k▼
Fixed assets21/28€127k€131k▲
Tangible fixed assets22/27€127k€130k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€123k€127k▲
Financial fixed assets28€579€579=
Current assets29/58€301k€295k▼
Amounts receivable within one year40/41€103k€94k▼
Trade receivables40€58k€56k▼
Other amounts receivable41€44k€38k▼
Current investments50/53€100k€83k▼
Cash at bank and in hand54/58€94k€107k▲
Deferred charges and accrued income490/1€4k€11k▲
Equity and liabilities
Total equity and liabilities10/49€428k€426k▼
Equity10/15€207k€206k▼
Contributions10/11€1k€1k=
Reserves13€258k€258k=
Distributable reserves133€258k€258k=
Profit (loss) carried forward14€-52k€-53k▼
Provisions and deferred taxes16€52k€59k▲
Provisions for liabilities and charges160/5€52k€59k▲
Other liabilities and charges164/5€52k€59k▲
Amounts payable17/49€169k€161k▼
Amounts payable after more than one year17€86k€80k▼
Financial debts170/4€86k€80k▼
Amounts payable within one year42/48€82k€80k▼
Current portion of amounts payable after more than one year42€26k€32k▲
Financial debts43€10k€10k▼
Credit institutions430/8€10k€10k▼
Trade debts44€21k€2k▼
Suppliers440/4€21k€2k▼
Taxes, remuneration and social security45€26k€22k▼
Taxes450/3€18k€680▼
Remuneration and social security454/9€8k€21k▲
Other amounts payable47/48€0€15k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€16k€413▼
Remuneration, social security and pensions62€103k€92k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€35k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€52k€8k▼
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€6k€640▼
Gross operating margin9900€149k€185k▲
Operating profit (loss)9901€-46k€48k▲
Financial income75/76B€5k€10k▲
Recurring financial income75€5k€10k▲
Financial charges65/66B€6k€55k▲
Recurring financial charges65€6k€55k▲
Profit (loss) for the period before taxes9903€-47k€3k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€-52k€-2k▲
Profit (loss) for the period to be appropriated9905€-52k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-53k▼
Profit (loss) brought forward from the previous period14P-€-52k
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-52k ▼568%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 12.58
Current ratio from 3.91 to 12.58; short-term debt falls from €79k to €25k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €81k ▲873%
Operating result €121k, net result €81k, both a record.
30-06
Financial
Equity above €200kEq €221k ▲58.1%
3 profitable years in a row build equity to €221k.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijversdreef 441630 LinkebeekGround area
4,233 m²
Building footprint
338 m²
Volume, LiDAR
681 m³
2 parcels, Flanders, Wallonia · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
STONE ATTITUDE
since 20072.159.983.330
Rue du Brou 8, 1367 Ramillies
since 20252.370.567.261
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25067B0479/00F000 | Wallonia | 3,323 m² | 1 · 233 m² | - |
| 22003A0304/00K002 | Flanders | 910 m² | 1 · 105 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845002AA7B475B70B86
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MACOBA - GRANIET
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LENAERTS
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Ent. BERNARD Pierrot et Fils
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Of 738 companies in sector 23700 we hold annual accounts for 491. 427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2007
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:olivier.destaercke@skynet.be
Phone:0474/31.80.75