STOMMEN
ActiveSummary
STOMMEN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.77M and a net result of €113k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+3
Solvency72▲+3
Growth66=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.23 in 2024; short-term debt: 53.1% and cash: 68.4% of total assets), and 53.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.9%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
114 d early
2023
26 d early
2022
32 d early
2021
31 d early
2020
18 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€364k▲ 6.0%
2019 · €343k
2018: €342k
2019: €343k
2018 → 2020
EBIT margin
66.3%▲ 0.5pp
2019 · 65.8%
2018: 64.5%
2019: 65.8%
2018 → 2020
Net result
€113k▼ 60.3%
2024 · €285k
2018: €19k
2019: €35k
2020: €67k
2021: €121k
2022: €14k
2023: €82k
2024: €285k
2018 → 2025
Working capital
€685k▲ 41.9%
2024 · €483k
2018: €-2.58M
2019: €-2.53M
2020: €-2.46M
2021: €-1.63M
2022: €-1.61M
2023: €-1.55M
2024: €483k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.28M-€1.29M▲ 1.1%€1.37M▲ 6.3%€1.66M▲ 20.8%€1.77M▲ 6.8%
Operating result€240k-€174k▼ 27.7%€168k▼ 3.6%€87k▼ 48.3%€217k▲ 150%
Net result€121k-€14k▼ 88.7%€82k▲ 497%€285k▲ 249%€113k▼ 60.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 150% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.78M
Fixed assets
€1.09M ▼ 7.4%
Current assets
€2.69M ▲ 5.0%
Equity and liabilities €3.78M
Equity
€1.77M ▲ 6.8%
Debt
€2.01M ▼ 3.4%
Debt's share of the balance-sheet total falls from 55.6% to 53.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€271k▲
2024 · €148k
Cash flow
€167k▼
2024 · €347k
Current ratio
1.34▲
2024 · 1.23
Debt to equity
1.13▼
2024 · 1.25
ROE
6.4%▼
2024 · 17.2%
ROA
3.0%▼
2024 · 7.6%
Interest coverage
2.02▲
2024 · 0.98
Debt ≤ 1 year
€2.01M▼
2024 · €2.08M
Debt > 1 year
€2k▲
2024 · €31
Income taxes
€22k▼
2024 · €30k
Staff costs
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.74M€3.78M▲
Fixed assets21/28€1.18M€1.09M▼
Tangible fixed assets22/27€498k€444k▼
Land and buildings22€470k€428k▼
Furniture and vehicles24€28k€16k▼
Financial fixed assets28€679k€647k▼
Current assets29/58€2.56M€2.69M▲
Amounts receivable within one year40/41€89k€104k▲
Trade receivables40€89k€104k▲
Cash at bank and in hand54/58€2.47M€2.59M▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€3.74M€3.78M▲
Equity10/15€1.66M€1.77M▲
Contributions10/11€718k€718k=
Capital10€718k€718k=
Issued capital100€718k€718k=
Reserves13€941k€1.05M▲
Distributable reserves133€941k€1.05M▲
Amounts payable17/49€2.08M€2.01M▼
Amounts payable after more than one year17€31€2k▲
Financial debts170/4€31€2k▲
Amounts payable within one year42/48€2.08M€2.01M▼
Trade debts44€46k€38k▼
Suppliers440/4€46k€38k▼
Taxes, remuneration and social security45€83k€47k▼
Taxes450/3€79k€47k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€1.95M€1.92M▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€1.67M€111k▼
Remuneration, social security and pensions62€8k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€54k▼
Other operating charges640/8€14k€8k▼
Gross operating margin9900€170k€286k▲
Operating profit (loss)9901€87k€217k▲
Financial income75/76B€379k€53k▼
Recurring financial income75€32k€53k▲
Non-recurring financial income76B€347k-
Financial charges65/66B€150k€134k▼
Recurring financial charges65€150k€134k▼
Profit (loss) for the period before taxes9903€316k€135k▼
Income taxes67/77€30k€22k▼
Profit (loss) for the period9904€285k€113k▼
Profit (loss) for the period to be appropriated9905€285k€113k▼
Appropriation of the result
Profit (loss) to be appropriated9906€285k€113k▼
Transfer to equity691/2€285k€113k▼
To other reserves6921€285k€113k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €285k ▲249%
Net result €285k, the highest in the series.
31-12
Financial
Liquidity times 6current ratio 1.23
Current ratio from 0.22 to 1.23.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €14k ▼88.7%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €1MEq €1.28M ▲179%
4 profitable years in a row build equity to €1.28M.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Nazareth 124651 HerveGround area
7,698 m²
Building footprint
3,071 m²
Volume, LiDAR
17,469 m³
2 parcels, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Abbaye 93, 4040 Herstal
since 19942.068.153.628
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312B0024/00N003 | Wallonia | 3,993 m² | 1 · 1,126 m² | 7.6 m · 2 fl. |
| 63006D0328/00N000 | Wallonia | 3,705 m² | 1 · 1,944 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450065ED73EAA38B24
Similar companies · same sector, comparable size
PAR Projects
BE 0476.130.339
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FABIO PESIRI
BE 0889.503.163
Lummen · Eq €1,772,762
HEMP
BE 0758.802.591
Liège · Eq €1,772,848
Nivus
BE 0808.518.457
Antwerpen · Eq €1,773,792
EU LIAISON OFFICE
BE 0889.852.462
Brussel · Eq €1,774,185
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 21,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1994
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stommensrl@gmail.com