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STOLER IMMO

Active
Private limited companyfounded 2020active for 6 yearsRue de la Cathédrale 17, 4000 Liège, BelgiumKBO/BCE: BE 0744.590.905
Summary

The computed 12-month bankruptcy probability of STOLER IMMO is 3.2% (moderate). The 2025 annual accounts show negative equity (-€10,041) and a net result of €199. Equity is shrinking by about 49% per year across the filed financial years. The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

2025 annual accounts filed late (20 days) Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00408669.

Equity
-€10,041▲ 1.9%
2024 · -€10,240
Total assets
€10,747▼ 41.3%
2024 · €18,323
Net result
€199
2024 · -€3,136
Working capital
-€10,003▲ 2.3%
2024 · -€10,240
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result returns to profit in 2025: €387 after a loss of €2,997 in 2024, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€387 2025 Net result€199 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result-€3,611--€3,291▲ 8.9%-€875▲ 73.4%-€3,882▼ 344%-€2,997▲ 22.8%€387
Net result-€3,696--€3,412▲ 7.7%-€995▲ 70.9%-€4,002▼ 302%-€3,136▲ 21.6%€199
Equity€1,304--€2,108-€3,103▼ 47.2%-€7,104▼ 129%-€10,240▼ 44.1%-€10,041▲ 1.9%
Total assets€1,833-€14,339▲ 682%€17,999▲ 25.5%€18,633▲ 3.5%€18,323▼ 1.7%€10,747▼ 41.3%
Debt€529-€16,447▲ 3,011%€21,101▲ 28.3%€25,737▲ 22.0%€28,563▲ 11.0%€20,788▼ 27.2%
Working capital€1,304--€2,108-€3,103▼ 47.2%-€7,104▼ 129%-€10,240▼ 44.1%-€10,003▲ 2.3%
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
2025 value · change against 2024
Solvency
-93.4%▼
2024 · -55.9%
Current ratio
0.52▼
2024 · 0.64
ROA
1.9%▲
2024 · -17.1%
Debt ≤ 1 year
€20,750▼
2024 · €28,563
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 906 companies that looked in July 2024 the way this one looks now, 6.1% went bankrupt within 24 months and 89.4% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit under 5% of the balance sheet
6.1% went bankrupt
4.1% stopped otherwise
89.4% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€18,323€10,747▼
Current assets29/58€18,323€10,747▼
Amounts receivable within one year40/41€18,307€10,734▼
Other amounts receivable41€18,307€10,734▼
Cash at bank and in hand54/58€17€13▼
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€18,323€10,747▼
Equity10/15-€10,240-€10,041▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€15,240-€15,041▲
Amounts payable17/49€28,563€20,788▼
Amounts payable within one year42/48€28,563€20,750▼
Trade debts44€11,484€2,591▼
Suppliers440/4€11,484€2,591▼
Taxes, remuneration and social security45€322€0▼
Taxes450/3€84€0▼
Remuneration and social security454/9€238€0▼
Other amounts payable47/48€16,758€18,159▲
Accrued charges and deferred income492/3-€38
Income statement Code20242025
Other operating charges640/8€1,165€430▼
Gross operating margin9900-€1,832€817▲
Operating profit (loss)9901-€2,997€387▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€139€188▲
Recurring financial charges65€139€188▲
Profit (loss) for the period before taxes9903-€3,136€199▲
Profit (loss) for the period9904-€3,136€199▲
Profit (loss) for the period to be appropriated9905-€3,136€199▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,240-€15,041▲
Profit (loss) brought forward from the previous period14P-€12,104-€15,240▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Goods, raw materials, services and sundry goods60/61-€4,787-----
Other operating charges640/8-€888€348€604€1,165€430▼ 63.1%
Gross operating margin9900€70-€2,403-€527-€3,277-€1,832€817-
Operating profit (loss)9901-€3,611-€3,291-€875-€3,882-€2,997€387-
Financial income75/76B-€0---€0-
Recurring financial income75-€0---€0-
Financial charges65/66B-€122€120€120€139€188▲ 35.2%
Recurring financial charges65€85€122€120€120€139€188▲ 35.2%
Profit (loss) for the period before taxes9903-€3,696-€3,412-€995-€4,002-€3,136€199-
Profit (loss) for the period9904-€3,696-€3,412-€995-€4,002-€3,136€199-
Profit (loss) for the period to be appropriated9905-€3,696-€3,412-€995-€4,002-€3,136€199-
Line202020212022202320242025Change
Assets
Total assets20/58€1,833€14,339€17,999€18,633€18,323€10,747▼ 41.3%
Current assets29/58€1,833€14,339€17,999€18,633€18,323€10,747▼ 41.3%
Amounts receivable within one year40/41€1,706€14,336€17,953€18,631€18,307€10,734▼ 41.4%
Trade receivables40---€0---
Other amounts receivable41-€14,336€17,953€18,631€18,307€10,734▼ 41.4%
Cash at bank and in hand54/58€127€2€46€2€17€13▼ 20.3%
Deferred charges and accrued income490/1-----€0-
Equity and liabilities
Total equity and liabilities10/49€1,833€14,339€17,999€18,633€18,323€10,747▼ 41.3%
Equity10/15€1,304-€2,108-€3,103-€7,104-€10,240-€10,041▲ 1.9%
Contributions10/11-€5,000€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14-€3,696-€7,108-€8,103-€12,104-€15,240-€15,041▲ 1.3%
Amounts payable17/49€529€16,447€21,101€25,737€28,563€20,788▼ 27.2%
Amounts payable within one year42/48€529€16,447€21,101€25,737€28,563€20,750▼ 27.4%
Trade debts44€207€4,846€5,191€9,761€11,484€2,591▼ 77.4%
Suppliers440/4-€4,846€5,191€9,761€11,484€2,591▼ 77.4%
Taxes, remuneration and social security45-€322€322€322€322€0▼ 100%
Taxes450/3-€84€84€84€84€0▼ 100%
Remuneration and social security454/9-€238€238€238€238€0▼ 100%
Other amounts payable47/48-€11,279€15,589€15,655€16,758€18,159▲ 8.4%
Accrued charges and deferred income492/3-----€38-
Line202020212022202320242025Change
Profit (loss) for the period9904-€3,696-€3,412-€995-€4,002-€3,136€199-
Operating cash flow (approximation)-€3,696-€3,412-€995-€4,002-€3,136€199-
Change in cash--€124€44-€44€15-€3-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 micro format 20-08-2026 2026-00408669
31-12-2024 micro format 31-08-2025 2025-00457504
31-12-2023 micro format 10-07-2024 2024-00226168
31-12-2022 micro format 29-07-2023 2023-00289820
31-12-2021 micro format 26-06-2022 2022-20092377
31-12-2020 micro format 06-07-2021 2021-31400481

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.