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STOKI ANDERLUES

Active
Private limited companyfounded 201213 yrs activeRue de Bienne(VBR) 9, 7120 Estinnes, BelgiumKBO/BCE: BE 0500.607.793
Summary

STOKI ANDERLUES has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €25k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 52% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability85▲+13
Solvency59▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.2 in 2024; short-term debt: 42% and cash: 12.2% of total assets), and 66.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
33.6%
Return on assets
12.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €66k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
16 d early
2023
15 d early
2022
27 d early
2021
17 d early
2020
17 d early
2019
14 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▲ 318%
2024 · €6k
2018: €7k 2019: €1k▼ -82.6% vs 2018 2020: €4k▲ +201% vs 2019 2021: €-7k▼ -293% vs 2020lowest in 8 years 2022: €-2k▲ +74.8% vs 2021 2023: €-1k▲ +31.4% vs 2022 2024: €6k▲ +567% vs 2023 2025: €25k▲ +318% vs 2024highest in 8 years
2018 → 2025
Working capital
€-54k▲ 48.0%
2024 · €-104k
2018: €-117k 2019: €-101k▲ +13.9% vs 2018 2020: €-81k▲ +19.2% vs 2019 2021: €-80k▲ +1.1% vs 2020 2022: €-62k▲ +23.3% vs 2021 2023: €-145k▼ -135% vs 2022lowest in 8 years 2024: €-104k▲ +28.2% vs 2023 2025: €-54k▲ +48.0% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€38k-€36k▼ 4.9%€35k▼ 3.5%€41k▲ 17.1%€66k▲ 61.2% 2021: €38k 2022: €36k▼ -4.9% vs 2021 2023: €35k▼ -3.5% vs 2022lowest in 5 years 2024: €41k▲ +17.1% vs 2023 2025: €66k▲ +61.2% vs 2024highest in 5 years
Operating result€-4k-€2k€3k▲ 54.4%€13k▲ 404%€37k▲ 184% 2021: €-4klowest in 5 years 2022: €2k▲ +147% vs 2021 2023: €3k▲ +54.4% vs 2022 2024: €13k▲ +404% vs 2023 2025: €37k▲ +184% vs 2024highest in 5 years
Net result€-7k-€-2k▲ 74.8%€-1k▲ 31.4%€6k€25k▲ 318% 2021: €-7klowest in 5 years 2022: €-2k▲ +74.8% vs 2021 2023: €-1k▲ +31.4% vs 2022 2024: €6k▲ +567% vs 2023 2025: €25k▲ +318% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €-4k€-4kNet result 2021: €-7k€-7kOperating result 2022: €2k€2kNet result 2022: €-2k€-2kOperating result 2023: €3k€3kNet result 2023: €-1k€-1kOperating result 2024: €13k€13kNet result 2024: €6k€6kOperating result 2025: €37k€37kNet result 2025: €25k€25k20212022202320242025€-10k€0€10k€20k€30k€40kOperating result 2023: €3k€2.6kNet result 2023: €-1k€-1.3kOperating result 2024: €13k€13kNet result 2024: €6k€6kOperating result 2025: €37k€37kNet result 2025: €25k€25k202320242025
The operating result has risen four years in a row; 2025 is 184% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets €169k ▼ 12.7%
Current assets €29k ▲ 10.7%
Equity and liabilities €197k
Equity €66k ▲ 61.2%
Debt €131k ▼ 26.4%
Debt's share of the balance-sheet total falls from 81.2% to 66.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81k▲
2024 · €58k
Cash flow
€69k▲
2024 · €51k
Current ratio
0.35▲
2024 · 0.20
Debt to equity
1.98▼
2024 · 4.33
ROE
38.0%▲
2024 · 14.6%
ROA
12.8%▲
2024 · 2.7%
Interest coverage
17.85▲
2024 · 8.35
Debt ≤ 1 year
€83k▼
2024 · €130k
Debt > 1 year
€33k▲
2024 · €31k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€219k€197k▼
Fixed assets21/28€193k€169k▼
Intangible fixed assets21€1k€562▼
Tangible fixed assets22/27€192k€168k▼
Land and buildings22€136k€111k▼
Plant, machinery and equipment23€52k€35k▼
Furniture and vehicles24€4k€21k▲
Current assets29/58€26k€29k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€3k▼
Cash at bank and in hand54/58€20k€24k▲
Deferred charges and accrued income490/1€888€1k▲
Equity and liabilities
Total equity and liabilities10/49€219k€197k▼
Equity10/15€41k€66k▲
Contributions10/11€40k€40k=
Reserves13€6k€6k=
Non-distributable reserves130/1€579€579=
Reserves not available under the articles1311€579€579=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-5k€21k▲
Amounts payable17/49€178k€131k▼
Amounts payable after more than one year17€31k€33k▲
Other amounts payable178/9€31k€33k▲
Amounts payable within one year42/48€130k€83k▼
Trade debts44€7k€307▼
Suppliers440/4€7k€307▼
Taxes, remuneration and social security45€5k€12k▲
Taxes450/3€5k€12k▲
Other amounts payable47/48€118k€71k▼
Accrued charges and deferred income492/3€17k€15k▼
Income statement Code20242025
Non-recurring operating income76A€1k€358▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€44k▼
Other operating charges640/8€21k€22k▲
Non-recurring operating charges66A-€18
Gross operating margin9900€79k€103k▲
Operating profit (loss)9901€13k€37k▲
Financial income75/76B€0€31▲
Recurring financial income75€0€31▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€6k€32k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€6k€25k▲
Profit (loss) for the period to be appropriated9905€6k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€21k▲
Profit (loss) brought forward from the previous period14P€-11k€-5k▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A€571€1k€780€1k€358▼ 75.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€38k€35k€45k€44k▼ 1.3%
Other operating charges640/8€18k€18k€21k€21k€22k▲ 4.4%
Non-recurring operating charges66A-€7k€0-€18-
Gross operating margin9900€59k€65k€58k€79k€103k▲ 30.6%
Operating profit (loss)9901€-4k€2k€3k€13k€37k▲ 184%
Financial income75/76B€120€60€1€0€31-
Recurring financial income75€120€60€1€0€31-
Financial charges65/66B€4k€4k€4k€7k€5k▼ 34.4%
Recurring financial charges65€4k€4k€4k€7k€5k▼ 34.4%
Profit (loss) for the period before taxes9903€-7k€-2k€-1k€6k€32k▲ 435%
Income taxes67/77----€7k-
Profit (loss) for the period9904€-7k€-2k€-1k€6k€25k▲ 318%
Profit (loss) for the period to be appropriated9905€-7k€-2k€-1k€6k€25k▲ 318%
Line20212022202320242025Change
Assets
Total assets20/58€175k€163k€246k€219k€197k▼ 9.9%
Fixed assets21/28€158k€138k€222k€193k€169k▼ 12.7%
Intangible fixed assets21---€1k€562▼ 44.6%
Tangible fixed assets22/27€158k€138k€222k€192k€168k▼ 12.6%
Land and buildings22€104k€105k€150k€136k€111k▼ 18.2%
Plant, machinery and equipment23€38k€26k€67k€52k€35k▼ 32.3%
Furniture and vehicles24€17k€7k€5k€4k€21k▲ 443%
Current assets29/58€17k€25k€23k€26k€29k▲ 10.7%
Amounts receivable within one year40/41€822€40€2k€5k€3k▼ 35.1%
Trade receivables40€822€40€2k€5k€3k▼ 35.1%
Other amounts receivable41€0-----
Cash at bank and in hand54/58€15k€24k€20k€20k€24k▲ 19.4%
Deferred charges and accrued income490/1€950€1k€1k€888€1k▲ 65.1%
Equity and liabilities
Total equity and liabilities10/49€175k€163k€246k€219k€197k▼ 9.9%
Equity10/15€38k€36k€35k€41k€66k▲ 61.2%
Contributions10/11€40k€40k€40k€40k€40k=
Reserves13€6k€6k€6k€6k€6k=
Non-distributable reserves130/1€579€579€579€579€579=
Reserves not available under the articles1311€579€579€579€579€579=
Distributable reserves133€5k€5k€5k€5k€5k=
Profit (loss) carried forward14€-7k€-9k€-11k€-5k€21k▲ 549%
Amounts payable17/49€137k€126k€210k€178k€131k▼ 26.4%
Amounts payable after more than one year17€28k€25k€26k€31k€33k▲ 6.3%
Other amounts payable178/9€28k€25k€26k€31k€33k▲ 6.3%
Amounts payable within one year42/48€97k€86k€168k€130k€83k▼ 36.2%
Trade debts44€8k€8k€7k€7k€307▼ 95.9%
Suppliers440/4€8k€8k€7k€7k€307▼ 95.9%
Taxes, remuneration and social security45€920€2k€418€5k€12k▲ 134%
Taxes450/3€920€2k€418€5k€12k▲ 134%
Other amounts payable47/48€89k€77k€161k€118k€71k▼ 39.6%
Accrued charges and deferred income492/3€12k€15k€16k€17k€15k▼ 10.9%
Line20212022202320242025Change
Profit (loss) for the period9904€-7k€-2k€-1k€6k€25k▲ 318%
+ Depreciation and write-downs630€45k€38k€35k€45k€44k▼ 1.3%
Operating cash flow (approximation)€37k€36k€33k€51k€69k▲ 36.6%
Investment in fixed assets (approximation)-€-18k€-119k€-16k€-20k▼ 26.0%
Change in cash-€8k€-4k€227€4k▲ 1,624%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €25k ▲318%
Operating result €37k, net result €25k, both a record.
15-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Back to profitnet €6k
Net result €6k after 3 loss-making years.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
04-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
17-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
15-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
21-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estinnes · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
2,193 m²
Building footprint
254 m²
Volume, LiDAR
1,472 m³
Parcel 56080A0397/00M000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STOKI ANDERLUES
Rue de Bienne(VBR) 9, 7120 EstinnesConstruction of residential and non-residential buildings
since 20132.214.715.975
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56080A0397/00M000 Wallonia 2,193 m² 1 · 254 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,292 companies in sector 68122 we hold annual accounts for 901. 502 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land

Scores and ratios are computed by Checked and are not a credit decision.