STOFFELTRANS
ActiveSTOFFELTRANS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €28k. Equity is growing by ~66.2% per year across the filed fiscal years. Its solvency ranks better than 31% of 4527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-8
Solvency45▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.66 in 2024; short-term debt: 31.8% of total assets), and 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
9 d early
2023
28 d late
2023
43 d late
2022
18 d late
2020
53 d late
2020
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€210k▲ 15.2%
2024 · €182k
2019: €4k
2020: €28k
2020: €34k
2022: €46k
2023: €77k
2023: €106k
2024: €182k
2019 → 2025
Total assets
€1.05M▲ 10.6%
2024 · €954k
2019: €70k
2020: €224k
2020: €196k
2022: €265k
2023: €373k
2023: €673k
2024: €954k
2019 → 2025
Net result
€28k▼ 63.6%
2024 · €76k
2019: €12k
2020: €24k
2020: €6k
2022: €12k
2023: €31k
2023: €30k
2024: €76k
2019 → 2025
Working capital
€-91k▲ 3.4%
2024 · €-94k
2019: €-4k
2020: €-20k
2020: €4k
2022: €-43k
2023: €-58k
2023: €-35k
2024: €-94k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€46k-€77k▲ 66.2%€106k▲ 38.5%€182k▲ 71.8%€210k▲ 15.2%
Operating result€18k-€45k▲ 150%€65k▲ 43.6%€127k▲ 96.5%€82k▼ 35.6%
Net result€12k-€31k▲ 160%€30k▼ 3.4%€76k▲ 158%€28k▼ 63.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€810k▲ 5.2%
Current assets
€245k▲ 33.2%
Equity and liabilities €1.05M
Equity
€210k▲ 15.2%
Debt
€844k▲ 9.5%
The debt ratio falls from 80.9% to 80.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€313k▲
2024 · €312k
Cash flow
€259k▼
2024 · €261k
Solvency
19.9%▲
2024 · 19.1%
Current ratio
0.73▲
2024 · 0.66
Quick ratio
0.73▲
2024 · 0.66
Debt / equity
4.02▼
2024 · 4.23
ROE
13.2%▼
2024 · 41.8%
ROA
2.6%▼
2024 · 8.0%
Interest coverage
5.85▼
2024 · 7.32
Debt
€844k▲
2024 · €771k
Debt ≤ 1 year
€335k▲
2024 · €278k
Debt > 1 year
€509k▲
2024 · €494k
Income taxes
€831▼
2024 · €9k
Staff costs
€251k▲
2024 · €197k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€954k€1.05M▲
Fixed assets21/28€770k€810k▲
Tangible fixed assets22/27€768k€808k▲
Plant, machinery and equipment23€22k€17k▼
Furniture and vehicles24€126k€155k▲
Leasing and similar rights25€614k€631k▲
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€2k€2k=
Current assets29/58€184k€245k▲
Amounts receivable within one year40/41€158k€208k▲
Trade receivables40€156k€194k▲
Other amounts receivable41€1k€15k▲
Current investments50/53€26k€31k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€954k€1.05M▲
Equity10/15€182k€210k▲
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€149k€176k▲
Amounts payable17/49€771k€844k▲
Amounts payable after more than one year17€494k€509k▲
Financial debts170/4€494k€509k▲
Amounts payable within one year42/48€278k€335k▲
Current portion of amounts payable after more than one year42€142k€177k▲
Financial debts43€40k-
Credit institutions430/8€40k-
Trade debts44€39k€92k▲
Suppliers440/4€39k€92k▲
Taxes, remuneration and social security45€56k€66k▲
Taxes450/3€36k€37k▲
Remuneration and social security454/9€19k€29k▲
Other amounts payable47/48€1k-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€197k€251k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€184k€231k▲
Other operating charges640/8€57k€73k▲
Gross operating margin9900€566k€638k▲
Operating profit (loss)9901€127k€82k▼
Financial income75/76B€68€56▼
Recurring financial income75€68€56▼
Financial charges65/66B€43k€54k▲
Recurring financial charges65€43k€54k▲
Profit (loss) for the period before taxes9903€85k€29k▼
Income taxes67/77€9k€831▼
Profit (loss) for the period9904€76k€28k▼
Profit (loss) for the period to be appropriated9905€76k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€176k▲
Profit (loss) brought forward from the previous period14P€72k€149k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €210k ▲15.2%
8 profitable years in a row build equity to €210k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €76k ▲158%
Operating result €127k, net result €76k, both a record.
31-12
Financial
Equity above €150kEq €182k ▲71.8%
7 profitable years in a row build equity to €182k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €100kEq €106k ▲38.5%
6 profitable years in a row build equity to €106k.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 53 days late
2020
31-12
Financial
Weakest financial yearnet €6k ▼75.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neromstraat 1591861 MeiseGround area
600 m²
Building footprint
116 m²
Volume, LiDAR
673 m³
Parcel 23093A0065/00P000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Neromstraat 159, 1861 Meise
since 19982.088.384.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093A0065/00P000 | Flanders | 600 m² | 1 · 116 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 486 EUR awarded · 486 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 486 EUR |
| 2024 | 1 | 486 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 6,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-1998
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.