STOER
ActiveSummary
STOER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €265k and a net result of €54k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability81▲+1
Solvency72▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 5.35 in 2025; short-term debt: 7.9% and cash: 7.9% of total assets), but 53% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
47%
Return on assets
9.6%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-09-2026, 38 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
38 d early
2025
57 d early
2024
59 d early
2023
64 d early
2022
55 d early
2021
58 d early
2020
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€265k▼ 15.3%
2025 · €313k
2019: €48k
2021: €164k
2022: €256k
2023: €352k
2024: €422k
2025: €313k
2019 → 2026
Total assets
€564k▲ 6.8%
2025 · €529k
2019: €191k
2021: €296k
2022: €377k
2023: €373k
2024: €455k
2025: €529k
2019 → 2026
Net result
€54k▲ 17.4%
2025 · €46k
2019: €20k
2021: €81k
2022: €91k
2023: €83k
2024: €71k
2025: €46k
2019 → 2026
Working capital
€95k▼ 52.0%
2025 · €198k
2019: €53k
2021: €183k
2022: €282k
2023: €297k
2024: €383k
2025: €198k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€256k-€352k▲ 37.5%€422k▲ 20.1%€313k▼ 25.8%€265k▼ 15.3%
Operating result€119k-€105k▼ 11.6%€90k▼ 14.5%€67k▼ 25.5%€70k▲ 4.7%
Net result€91k-€83k▼ 8.7%€71k▼ 15.5%€46k▼ 34.6%€54k▲ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 5% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €564k
Fixed assets
€425k ▲ 49.3%
Current assets
€140k ▼ 42.8%
Equity and liabilities €564k
Equity
€265k ▼ 15.3%
Provisions
€3k
Debt
€296k ▲ 37.4%
Debt's share of the balance-sheet total rises from 40.8% to 52.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€110k▼
2025 · €123k
Cash flow
€94k▼
2025 · €103k
Current ratio
3.14▼
2025 · 5.35
Quick ratio
1.90▼
2025 · 4.19
Debt to equity
1.12▲
2025 · 0.69
ROE
20.4%▲
2025 · 14.7%
ROA
9.6%▲
2025 · 8.7%
Interest coverage
13.93▲
2025 · 11.88
Debt ≤ 1 year
€44k▼
2025 · €46k
Debt > 1 year
€252k▲
2025 · €170k
Income taxes
€9k▼
2025 · €12k
Staff costs
€27k▲
2025 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 60 lines
Balance sheet
Code20252026
Assets
Total assets20/58€529k€564k▲
Fixed assets21/28€285k€425k▲
Intangible fixed assets21€20k€7k▼
Tangible fixed assets22/27€263k€416k▲
Land and buildings22€258k€412k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€747€251▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€1k€1k=
Current assets29/58€244k€140k▼
Stocks and contracts in progress3€53k€55k▲
Stocks30/36€53k€55k▲
Amounts receivable within one year40/41€30k€38k▲
Trade receivables40€17k€17k▼
Other amounts receivable41€13k€21k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€159k€45k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€529k€564k▲
Equity10/15€313k€265k▼
Contributions10/11€19k€19k=
Reserves13€295k€231k▼
Distributable reserves133€295k€231k▼
Investment grants15-€15k
Provisions and deferred taxes16-€3k
Deferred taxes168-€3k
Amounts payable17/49€216k€296k▲
Amounts payable after more than one year17€170k€252k▲
Financial debts170/4€170k€252k▲
Amounts payable within one year42/48€46k€44k▼
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€52-
Credit institutions430/8€52-
Trade debts44€12k€14k▲
Suppliers440/4€12k€14k▲
Advances received on contracts in progress46€3k€4k▲
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€5k€479▼
Income statement
Code20252026
Remuneration, social security and pensions62€25k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€40k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€151k€139k▼
Operating profit (loss)9901€67k€70k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€58k€63k▲
Transfer from deferred taxes780-€238
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€46k€54k▲
Profit (loss) for the period to be appropriated9905€46k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€54k▲
Transfer from equity791/2€155k€118k▼
Transfer to equity691/2€46k€54k▲
To other reserves6921€46k€54k▲
Profit to be distributed694/7€155k€118k▼
Return on contributions (dividend)694€155k€118k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €91k ▲12.4%
Operating result €119k, net result €91k, both a record.
31-03
Financial
Equity above €200kEq €256k ▲55.6%
3 profitable years in a row build equity to €256k.
2021
03-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 7.28
Current ratio from 2.10 to 7.28; short-term debt falls from €49k to €29k.
31-03
Financial
Equity above €150kEq €164k ▲242%
2 profitable years in a row build equity to €164k.
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jorispoort 302000 AntwerpenGround area
39 m²
Building footprint
39 m²
Volume, LiDAR
355 m³
Parcel 11804D1873/00_000, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Stoer
since 20162.258.484.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D1873/00_000 | Flanders | 39 m² | 1 · 39 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAVERDURE-VROMMAN
BE 0841.719.874
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TUIN & MACHINES
BE 0479.327.577
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COMAGINA
BE 0823.503.868
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RABER
BE 0765.199.940
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2016
Fiscal year end31-03
Trade name NL
Bloemen van Cornelis
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
46220Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.bloemenvancornelis.be
E-mail:hallo@bloemenvancornelis.be