STOCKMAN
ActiveSummary
STOCKMAN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.2m and a net result of €440,248. Equity is growing by ~18.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+1
Solvency82▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 2.79 against 2.73 in 2023; short-term debt: 22.8% and cash: 25.8% of total assets), and 43.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.9%
Return on assets
11.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
51 d early
2023
57 d early
2022
49 d early
2021
31 d early
2020
43 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#3 company by total assets in Kaprijke, Wholesale and retail trade sector#3 company by equity in Kaprijke, Wholesale and retail trade sector#4 oldest company in Kaprijke, Wholesale and retail trade sector
Equity
€2.2m▲ 14.0%
2023 · €1.9m
Total assets
€3.9m▲ 6.7%
2023 · €3.6m
Net result
€440,248▲ 10.1%
2023 · €399,892
Working capital
€1.6m▲ 14.9%
2023 · €1.4m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€266,355▼ 11.2%€293,858▲ 10.3%€511,620▲ 74.1%€588,778▲ 15.1%€655,631▲ 11.4%
Net result€168,478above the sector's middle half▲ 0.1%€183,375above the sector's middle half▲ 8.8%€326,285above the sector's middle half▲ 77.9%€399,892above the sector's middle half▲ 22.6%€440,248above the sector's middle half▲ 10.1%
Equity€1.1mabove the sector's middle half▲ 17.4%€1.3mabove the sector's middle half▲ 16.1%€1.6mabove the sector's middle half▲ 24.7%€1.9mabove the sector's middle half▲ 17.8%€2.2mabove the sector's middle half▲ 14.0%
Total assets€2.5mabove the sector's middle half▲ 13.4%€2.8mabove the sector's middle half▲ 9.8%€3.3mabove the sector's middle half▲ 19.9%€3.6mabove the sector's middle half▲ 8.9%€3.9mabove the sector's middle half▲ 6.7%
Debt€1.4m▲ 10.4%€1.5m▲ 4.7%€1.7m▲ 15.6%€1.7m▲ 0.3%€1.7m▼ 1.6%
Working capital€770,231above the sector's middle half▲ 13.5%€906,937above the sector's middle half▲ 17.7%€1.2mabove the sector's middle half▲ 28.2%€1.4mabove the sector's middle half▲ 18.8%€1.6mabove the sector's middle half▲ 14.9%
Solvency44.8%within the sector's middle half▲ 1.5pp47.3%within the sector's middle half▲ 2.6pp49.2%within the sector's middle half▲ 1.9pp53.2%within the sector's middle half▲ 4.0pp56.9%within the sector's middle half▲ 3.7pp
Current ratio3.07above the sector's middle half▲ 0.992.70within the sector's middle half▼ 0.372.71within the sector's middle half▲ 0.012.73within the sector's middle half▲ 0.022.79within the sector's middle half▲ 0.06
Return on assets (ROA)6.6%within the sector's middle half▼ 0.9pp6.6%within the sector's middle half▼ 0.1pp9.7%within the sector's middle half▲ 3.2pp11.0%above the sector's middle half▲ 1.2pp11.3%above the sector's middle half▲ 0.3pp
Staff (FTE)5.5within the sector's middle half▼ 21.4%6.6within the sector's middle half▲ 20.0%6.9within the sector's middle half▲ 4.5%6.1within the sector's middle half▼ 11.6%6.6within the sector's middle half▲ 8.2%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 11% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.9m
Fixed assets
€1.4m ▼ 3.4%
Current assets
€2.5m ▲ 13.5%
Equity and liabilities €3.9m
Equity
€2.2m ▲ 14.0%
Debt
€1.7m ▼ 1.6%
Debt's share of the balance-sheet total falls from 46.8% to 43.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€791,768▲
2023 · €724,784
Cash flow
€576,385▲
2023 · €535,898
Quick ratio
1.83▲
2023 · 1.75
Debt to equity
0.76▼
2023 · 0.88
ROE
19.9%▼
2023 · 20.6%
Interest coverage
22.74▼
2023 · 29.11
Debt ≤ 1 year
€885,335▲
2023 · €797,238
Debt > 1 year
€789,290▼
2023 · €907,586
Income taxes
€199,188▲
2023 · €175,100
Staff costs
€287,163▼
2023 · €297,970
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €959 | €4,200 | - | - |
| Remuneration, social security and pensions62 | - | €212,995 | €287,692 | €297,970 | €287,163 | ▼ 3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €170,407 | €139,445 | €160,608 | €136,006 | €136,137 | ▲ 0.1% |
| Other operating charges640/8 | - | €14,728 | €13,382 | €13,891 | €15,687 | ▲ 12.9% |
| Non-recurring operating charges66A | - | - | - | €68 | €157 | ▲ 132% |
| Gross operating margin9900 | €622,793 | €661,026 | €973,302 | €1.0m | €1.1m | ▲ 5.6% |
| Operating profit (loss)9901 | €266,355 | €293,858 | €511,620 | €588,778 | €655,631 | ▲ 11.4% |
| Financial income75/76B | - | €1,140 | €9,393 | €11,111 | €18,628 | ▲ 67.6% |
| Recurring financial income75 | €4,516 | €1,140 | €9,393 | €11,111 | €18,628 | ▲ 67.6% |
| Financial charges65/66B | - | €34,587 | €44,413 | €24,897 | €34,822 | ▲ 39.9% |
| Recurring financial charges65 | €35,412 | €34,587 | €44,413 | €24,897 | €34,822 | ▲ 39.9% |
| Profit (loss) for the period before taxes9903 | €235,459 | €260,410 | €476,600 | €574,993 | €639,437 | ▲ 11.2% |
| Income taxes67/77 | €66,980 | €77,035 | €150,316 | €175,100 | €199,188 | ▲ 13.8% |
| Profit (loss) for the period9904 | €168,478 | €183,375 | €326,285 | €399,892 | €440,248 | ▲ 10.1% |
| Profit (loss) for the period to be appropriated9905 | €168,478 | €183,375 | €326,285 | €399,892 | €440,248 | ▲ 10.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €2.8m | €3.3m | €3.6m | €3.9m | ▲ 6.7% |
| Fixed assets21/28 | €1.4m | €1.4m | €1.5m | €1.5m | €1.4m | ▼ 3.4% |
| Intangible fixed assets21 | - | - | - | - | €6,728 | - |
| Tangible fixed assets22/27 | €1.4m | €1.3m | €1.5m | €1.5m | €1.4m | ▼ 3.9% |
| Land and buildings22 | - | €1.3m | €1.5m | €1.4m | €1.3m | ▼ 6.3% |
| Plant, machinery and equipment23 | - | €7,264 | €7,423 | €5,179 | €18,641 | ▲ 260% |
| Furniture and vehicles24 | - | €36,684 | €22,187 | €32,661 | €52,226 | ▲ 59.9% |
| Financial fixed assets28 | €11,129 | €11,129 | €11,129 | €10,994 | €10,994 | = |
| Current assets29/58 | €1.1m | €1.4m | €1.8m | €2.2m | €2.5m | ▲ 13.5% |
| Stocks and contracts in progress3 | €463,379 | €585,506 | €750,647 | €785,830 | €849,687 | ▲ 8.1% |
| Stocks30/36 | - | €585,506 | €750,647 | €785,830 | €849,687 | ▲ 8.1% |
| Amounts receivable within one year40/41 | €43,018 | €109,536 | €206,572 | €230,280 | €249,817 | ▲ 8.5% |
| Trade receivables40 | - | €108,893 | €190,261 | €218,695 | €237,834 | ▲ 8.8% |
| Other amounts receivable41 | - | €643 | €16,311 | €11,585 | €11,983 | ▲ 3.4% |
| Current investments50/53 | - | €150,000 | €140,792 | €154,278 | €355,052 | ▲ 130% |
| Cash at bank and in hand54/58 | €631,844 | €584,466 | €724,897 | €989,125 | €1.0m | ▲ 1.3% |
| Deferred charges and accrued income490/1 | - | €11,409 | €18,727 | €18,821 | €15,058 | ▼ 20.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €2.8m | €3.3m | €3.6m | €3.9m | ▲ 6.7% |
| Equity10/15 | €1.1m | €1.3m | €1.6m | €1.9m | €2.2m | ▲ 14.0% |
| Contributions10/11 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Revaluation surpluses12 | - | €7,774 | €7,774 | €7,774 | €7,774 | = |
| Reserves13 | €465,302 | €648,677 | €974,962 | €1.3m | €1.5m | ▲ 21.5% |
| Non-distributable reserves130/1 | - | €10,000 | €10,000 | - | - | - |
| Reserves not available under the articles1311 | - | €10,000 | €10,000 | - | - | - |
| Tax-exempt reserves132 | - | €721 | €721 | €721 | €721 | = |
| Distributable reserves133 | - | €637,956 | €964,240 | €1.3m | €1.5m | ▲ 21.5% |
| Profit (loss) carried forward14 | €565,341 | €565,341 | €565,341 | €565,341 | €565,341 | = |
| Amounts payable17/49 | €1.4m | €1.5m | €1.7m | €1.7m | €1.7m | ▼ 1.6% |
| Amounts payable after more than one year17 | €1.0m | €936,277 | €1.0m | €907,586 | €789,290 | ▼ 13.0% |
| Financial debts170/4 | - | €936,277 | €1.0m | €907,586 | €789,290 | ▼ 13.0% |
| Amounts payable within one year42/48 | €372,339 | €533,980 | €678,737 | €797,238 | €885,335 | ▲ 11.1% |
| Current portion of amounts payable after more than one year42 | - | €95,559 | €115,094 | €118,218 | €118,295 | ▲ 0.1% |
| Trade debts44 | €157,261 | €338,510 | €441,328 | €400,309 | €424,925 | ▲ 6.1% |
| Suppliers440/4 | - | €338,510 | €441,328 | €400,309 | €424,925 | ▲ 6.1% |
| Taxes, remuneration and social security45 | - | €99,670 | €121,909 | €171,917 | €170,688 | ▼ 0.7% |
| Taxes450/3 | - | €66,588 | €82,844 | €124,127 | €118,301 | ▼ 4.7% |
| Remuneration and social security454/9 | - | €33,082 | €39,065 | €47,790 | €52,387 | ▲ 9.6% |
| Other amounts payable47/48 | - | €240 | €404 | €106,794 | €171,426 | ▲ 60.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,108 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €168,478 | €183,375 | €326,285 | €399,892 | €440,248 | ▲ 10.1% |
| + Depreciation and write-downs630 | €170,407 | €139,445 | €160,608 | €136,006 | €136,137 | ▲ 0.1% |
| Operating cash flow (approximation) | €338,885 | €322,820 | €486,892 | €535,898 | €576,385 | ▲ 7.6% |
| Investment in fixed assets (approximation) | - | -€90,556 | -€315,836 | -€97,503 | -€86,513 | ▲ 11.3% |
| Change in cash | - | -€47,378 | €140,431 | €264,228 | €13,223 | ▼ 95.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €440,248 ▲10.1%
Operating result €655,631, net result €440,248, both a record.
31-12
Financial
Equity above €2mEq €2.2m ▲14%
7 profitable years in a row build equity to €2.2m.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1mEq €1.1m ▲17.4%
3 profitable years in a row build equity to €1.1m.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 2 establishment units since 1991
Ground area
5,069 m²
Building footprint
1,024 m²
Volume, LiDAR
5,705 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DRANKENCENTER STOCKMAN
since 19912.051.156.060
Dranken Stockman, Prik&Tik Maldegem
since 20122.210.261.004
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009C1012/00K000 | Flanders | 3,485 m² | 1 · 175 m² | 7.9 m · 2 fl. |
| 43010C0027/00P000 | Flanders | 1,583 m² | 1 · 849 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,647 EUR awarded · 2,647 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 111 EUR | 111 EUR |
| 2024 | 1 | 518 EUR | 518 EUR |
| 2023 | 1 | 1,968 EUR | 1,968 EUR |
| 2022 | 1 | 50 EUR | 50 EUR |
Recognitions · licences · registrations
Food safety, FASFC
2 sitesKaprijke2.051.156.060
Maldegem2.210.261.004
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Of 1,583 companies in sector 46349 we hold annual accounts for 991. 467 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-1990
Fiscal year end31-12
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441490154
Registered
13-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.