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STOCK STRA - VER

Active
Public limited companyfounded 1979active for 46 yearsMeensesteenweg 340, 8800 Roeselare, BelgiumKBO/BCE: BE 0419.913.889
Summary

STOCK STRA - VER has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €15,250. Equity is growing by about 3.2% per year across the filed financial years. Its solvency ranks better than 95% of 12,626 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail trade
NACE 47529Other non-specialised retail sale NACE 47120
1 site
Size
€1.6mtotal assets 2025
Staff
5 FTE
Equity
€1.5m
Profit
€15,250
Turnover not published (abbreviated format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
ESBELD · 100%
  • Kristof BUSQUARTDirector
  • VER-STRADirector · permanent representative Didier KERCKHOF
Accounts 65 days early1 of 7 deeds read
Why 90raises riskLiquidity: current ratio 9.57, cash €51,298, halvedSector: Retail trade (NACE 47)lowers riskFounded in 1979Equity €1.5m (89.7% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.7% of total assets
Liquidity 54-4
short-term debt 10.3% · cash 3.2%
Profitability 70-3
return on assets 0.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,226 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity ample (current ratio 9.57, compared with 8.58 in 2024, above the usual 1.5; short-term debt: 10.3% and cash: 3.2% of total assets), and 10.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 59% on liquidity, 51% on profitability and 43% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1979
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 9.57, cash €51,298, halved
NBB · annual accounts
lowers risk · Equity €1.5m (89.7% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-11-2025, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 days early
2024
1 day early
2023
on the day
2022
1 day early
2021
on the day
2020
3 days early
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end23-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Resignation: Dina Georgette Rachel LAFERE (director)Reappointments: VER-STRA (director) and Kristof…

Key points

  • Positive: Among the best 6% on solvencysector median 36.7% · 12,626 companies 89.7% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by ESBELD 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €15,250 7 years View
  • Active since 1979founded 28-11-1979 46 years View

By topic

Financials

Financial year
2025
Total assets
€1.6m
Profit
€15,250
Solvency
89.7%
Total assets▼ 0.3%
Net result
20192025
Go to Financials

Timeline

Events
48
Since
1981
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 30-06-2023Weakest financial year
  3. 30-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail tradeNACE 47529
Founded
28-11-1979
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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