STOCAM
ActiveSummary
STOCAM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €812. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71=
Solvency45▲+10
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
46 d late
2024
56 d late
2023
65 d late
2022
67 d late
2021
78 d late
2020
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€812▼ 29.1%
2024 · €1k
Working capital
€4k
2024 · €-2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-6k€4k€2k▼ 54.7%€1k▼ 20.7%€2k▲ 34.8%
Net result€-6k€3k€1k▼ 55.3%€1k▼ 23.5%€812▼ 29.1%
Equity€702▼ 89.5%€4k▲ 477%€6k▲ 37.0%€7k▲ 20.7%€8k▲ 12.1%
Total assets€3k▼ 58.6%€24k▲ 751%€26k▲ 8.0%€67k▲ 158%€37k▼ 43.7%
Debt€2k▲ 2,657%€20k▲ 842%€20k▲ 2.1%€60k▲ 195%€30k▼ 50.0%
Working capital€-1k€-683▲ 39.0%€-8k▼ 1,013%€-2k▲ 77.7%€4k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€4k ▼ 56.7%
Current assets
€34k ▼ 41.9%
Equity and liabilities €37k
Equity
€8k ▲ 12.1%
Debt
€30k ▼ 50.0%
Debt's share of the balance-sheet total falls from 89.9% to 80.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €6k
Cash flow
€6k▼
2024 · €6k
Current ratio
1.13▲
2024 · 0.97
Debt to equity
3.99▼
2024 · 8.94
ROE
10.8%▼
2024 · 17.1%
ROA
2.2%▲
2024 · 1.7%
Interest coverage
17.99▼
2024 · 80.15
Debt ≤ 1 year
€30k▼
2024 · €60k
Income taxes
€523▲
2024 · €36
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €3k | €5k | €5k | = |
| Other operating charges640/8 | €236 | €348 | €2k | €1k | €777 | ▼ 47.3% |
| Gross operating margin9900 | €-4k | €6k | €6k | €7k | €7k | ▼ 3.5% |
| Operating profit (loss)9901 | €-6k | €4k | €2k | €1k | €2k | ▲ 34.8% |
| Financial charges65/66B | €142 | €153 | €88 | €75 | €359 | ▲ 378% |
| Recurring financial charges65 | €142 | €153 | €88 | €75 | €359 | ▲ 378% |
| Profit (loss) for the period before taxes9903 | €-6k | €3k | €1k | €1k | €1k | ▲ 13.0% |
| Income taxes67/77 | - | - | - | €36 | €523 | ▲ 1,356% |
| Profit (loss) for the period9904 | €-6k | €3k | €1k | €1k | €812 | ▼ 29.1% |
| Profit (loss) for the period to be appropriated9905 | €-6k | €3k | €1k | €1k | €812 | ▼ 29.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3k | €24k | €26k | €67k | €37k | ▼ 43.7% |
| Fixed assets21/28 | €2k | €5k | €13k | €8k | €4k | ▼ 56.7% |
| Tangible fixed assets22/27 | €2k | €5k | €13k | €8k | €4k | ▼ 56.7% |
| Plant, machinery and equipment23 | - | €5k | €4k | €3k | €2k | ▼ 34.7% |
| Furniture and vehicles24 | €2k | €155 | €10k | €6k | €2k | ▼ 67.1% |
| Current assets29/58 | €987 | €19k | €13k | €58k | €34k | ▼ 41.9% |
| Amounts receivable within one year40/41 | €727 | €14k | €8k | €13k | €21k | ▲ 65.6% |
| Trade receivables40 | - | €12k | €562 | - | €20k | - |
| Other amounts receivable41 | €727 | €2k | €8k | €13k | €503 | ▼ 96.0% |
| Cash at bank and in hand54/58 | €154 | €5k | €4k | €45k | €13k | ▼ 72.0% |
| Deferred charges and accrued income490/1 | €105 | - | €351 | €841 | €404 | ▼ 51.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3k | €24k | €26k | €67k | €37k | ▼ 43.7% |
| Equity10/15 | €702 | €4k | €6k | €7k | €8k | ▲ 12.1% |
| Profit (loss) carried forward14 | €702 | €4k | €6k | €7k | €8k | ▲ 12.1% |
| Amounts payable17/49 | €2k | €20k | €20k | €60k | €30k | ▼ 50.0% |
| Amounts payable within one year42/48 | €2k | €20k | €20k | €60k | €30k | ▼ 50.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €47k | €20k | ▼ 57.0% |
| Trade debts44 | €1k | €2k | €1k | €8k | €184 | ▼ 97.7% |
| Suppliers440/4 | €1k | €2k | €1k | €8k | €184 | ▼ 97.7% |
| Taxes, remuneration and social security45 | €76 | €8k | €76 | €112 | €559 | ▲ 398% |
| Taxes450/3 | €76 | €76 | €76 | €112 | €559 | ▲ 398% |
| Remuneration and social security454/9 | - | €8k | - | - | - | - |
| Other amounts payable47/48 | €792 | €9k | €19k | €5k | €9k | ▲ 90.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-6k | €3k | €1k | €1k | €812 | ▼ 29.1% |
| + Depreciation and write-downs630 | €2k | €2k | €3k | €5k | €5k | = |
| Operating cash flow (approximation) | €-4k | €5k | €4k | €6k | €6k | ▼ 5.7% |
| Investment in fixed assets (approximation) | - | €-5k | €-11k | €0 | €0 | - |
| Change in cash | - | €5k | €-781 | €41k | €-32k | ▼ 179% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2019
Ground area
5,130 m²
Building footprint
2,461 m²
Volume, LiDAR
1,543 m³
2 parcels, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
470
companies at this address
See who is registered here
1 establishment unit
STOCAM SRL
since 20192.298.284.445
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0132/00G006 | Flanders | 4,983 m² | 1 · 2,316 m² | - |
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 2,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.