STMO
Open bankruptcyA bankruptcy procedure is open for STMO according to publications in the Belgian State Gazette; curator: MANUELLA SENECAUT.
Summary
The 2021 annual accounts show equity of €167,545 and a net result of -€27,878.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Mons division
- Declared bankrupt
- 8 April 2024
- Supervising judge
- Isabelle Maton
- Official Gazette
- 12-04-2024 (pdf) ↗search the document for 2024/115126
Curator
- Manuella SenecautRue Des Bruyeres, 15, 7050 Jurbise- . Date provisoire de cessation de paiement : 08/04/2024m.senecaut@avocarre.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d late
2020
8 d early
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 38 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the Removal services sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2021, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€27,878▼ 289%
2020 · -€7,166
Working capital
€150,824▼ 7.8%
2020 · €163,601
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920202021
Operating result€123,137--€35,564-€1,668▲ 95.3%-€19,721▼ 1,083%
Net result€87,609--€59,589-€7,166▲ 88.0%-€27,878▼ 289%
Equity€272,303-€212,980▼ 21.8%€195,423▼ 8.2%€167,545▼ 14.3%
Total assets€1.3m-€1.1m▼ 9.8%€265,281▼ 76.6%€204,423▼ 22.9%
Debt€949,029-€886,979▼ 6.5%€69,858▼ 92.1%€36,878▼ 47.2%
Working capital€169,429-€125,433▼ 26.0%€163,601▲ 30.4%€150,824▼ 7.8%
Staff (FTE)7.5-
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19,721 in 2021 against €1,668 in 2020; the loss grows.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €204,423
Fixed assets
€16,721 ▼ 47.5%
Current assets
€187,702 ▼ 19.6%
Equity and liabilities €204,423
Equity
€167,545 ▼ 14.3%
Debt
€36,878 ▼ 47.2%
Debt's share of the balance-sheet total falls from 26.3% to 18.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€4,576▼
2020 · €37,247
Cash flow
-€12,733▼
2020 · €31,749
Current ratio
5.09▲
2020 · 3.34
Debt to equity
0.22
ROE
-16.6%▼
2020 · -3.7%
ROA
-13.6%▼
2020 · -2.7%
Interest coverage
-0.55
Debt ≤ 1 year
€36,878▼
2020 · €69,858
Staff costs
€187,196
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €84 | - |
| Remuneration, social security and pensions62 | - | - | - | €187,196 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65,734 | €63,906 | €38,915 | €15,146 | ▼ 61.1% |
| Other operating charges640/8 | - | - | - | €6,467 | - |
| Gross operating margin9900 | €456,459 | €317,168 | €265,358 | €189,088 | ▼ 28.7% |
| Operating profit (loss)9901 | €123,137 | -€35,564 | -€1,668 | -€19,721 | ▼ 1,083% |
| Financial income75/76B | - | - | - | €147 | - |
| Recurring financial income75 | €255 | €6 | €1 | €147 | ▲ 17,218% |
| Financial charges65/66B | - | - | - | €8,304 | - |
| Recurring financial charges65 | €18,144 | €16,950 | €15,459 | €8,304 | ▼ 46.3% |
| Profit (loss) for the period before taxes9903 | €105,248 | -€52,507 | -€17,126 | -€27,878 | ▼ 62.8% |
| Income taxes67/77 | €10,326 | €9,000 | -€9,000 | - | - |
| Profit (loss) for the period9904 | €87,609 | -€59,589 | -€7,166 | -€27,878 | ▼ 289% |
| Transfer from tax-exempt reserves789 | - | - | - | €7,674 | - |
| Profit (loss) for the period to be appropriated9905 | €30,897 | -€48,789 | €508 | -€20,204 | ▼ 4,079% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €1.3m | €1.1m | €265,281 | €204,423 | ▼ 22.9% |
| Fixed assets21/28 | €993,612 | €929,973 | €31,822 | €16,721 | ▼ 47.5% |
| Tangible fixed assets22/27 | €993,207 | €929,568 | €31,417 | €16,271 | ▼ 48.2% |
| Land and buildings22 | - | - | - | €9,161 | - |
| Plant, machinery and equipment23 | - | - | - | €4,430 | - |
| Furniture and vehicles24 | - | - | - | €2,681 | - |
| Financial fixed assets28 | €405 | €405 | €405 | €450 | ▲ 11.1% |
| Current assets29/58 | €264,011 | €204,360 | €233,459 | €187,702 | ▼ 19.6% |
| Amounts receivable within one year40/41 | €13,217 | €139,635 | €163,579 | €182,459 | ▲ 11.5% |
| Trade receivables40 | - | - | - | €40,862 | - |
| Other amounts receivable41 | - | - | - | €141,597 | - |
| Cash at bank and in hand54/58 | €245,045 | €60,907 | €69,880 | €5,242 | ▼ 92.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €1.3m | €1.1m | €265,281 | €204,423 | ▼ 22.9% |
| Equity10/15 | €272,303 | €212,980 | €195,423 | €167,545 | ▼ 14.3% |
| Contributions10/11 | €65,000 | €65,000 | - | €61,741 | - |
| Reserves13 | €156,860 | €146,060 | €131,255 | €123,580 | ▼ 5.8% |
| Non-distributable reserves130/1 | - | - | - | €6,174 | - |
| Reserves not available under the articles1311 | - | - | - | €6,174 | - |
| Tax-exempt reserves132 | - | - | - | €117,406 | - |
| Profit (loss) carried forward14 | €50,443 | €1,920 | €2,428 | -€17,776 | ▼ 832% |
| Provisions and deferred taxes16 | €36,292 | €34,373 | - | - | - |
| Amounts payable17/49 | €949,029 | €886,979 | €69,858 | €36,878 | ▼ 47.2% |
| Amounts payable after more than one year17 | €854,447 | €808,053 | - | - | - |
| Amounts payable within one year42/48 | €94,582 | €78,927 | €69,858 | €36,878 | ▼ 47.2% |
| Trade debts44 | €19,098 | €487 | €24,012 | €15,391 | ▼ 35.9% |
| Suppliers440/4 | - | - | - | €15,391 | - |
| Advances received on contracts in progress46 | - | - | - | €2,634 | - |
| Taxes, remuneration and social security45 | - | - | - | €18,462 | - |
| Taxes450/3 | - | - | - | €7,183 | - |
| Remuneration and social security454/9 | - | - | - | €11,279 | - |
| Other amounts payable47/48 | - | - | - | €390 | - |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €87,609 | -€59,589 | -€7,166 | -€27,878 | ▼ 289% |
| + Depreciation and write-downs630 | €65,734 | €63,906 | €38,915 | €15,146 | ▼ 61.1% |
| Operating cash flow (approximation) | €153,344 | €4,317 | €31,749 | -€12,733 | ▼ 140% |
| Investment in fixed assets (approximation) | - | -€267 | €859,236 | -€45 | ▼ 100% |
| Change in cash | - | -€184,138 | €8,973 | -€64,638 | ▼ 820% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
12-04
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · event 08-04-2024
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet -€59,589
Net result drops to -€59,589, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
31-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
22-05
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
18-06
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
06-06
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 15 acts read
About the unread acts
We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Ground area
202 m²
Building footprint
85 m²
Volume, LiDAR
589 m³
Parcel 53059D0108/00V010, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STMO
since 20222.340.452.424
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059D0108/00V010 | Wallonia | 201 m² | 1 · 85 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MANUELLA SENECAUT RUE DES BRUYERES, 15,
7050 JURBISE- .
Date provisoire de cessation de paiement : 08/04/2024 |
08-04-2024 → present |
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Of 999 companies in sector 49420 we hold annual accounts for 450. 337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-08-1943
Fiscal year end31-12
Activities, NACEBEL 2025
49420Removal services
Scores and ratios are computed by Checked and are not a credit decision.